UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

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PROXY STATEMENT PURSUANT TO SECTION 14(a)

OF THE SECURITIES EXCHANGE ACT OF 1934

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loanDepot, Inc.

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Your Vote Counts! Smartphone users Point your camera here and vote without entering a control number For complete information and to vote, visit www.ProxyVote.com Control # V34479-P05693 LOANDEPOT, INC. 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 LOANDEPOT, INC. 2024 Annual Meeting Vote by June 5, 2024 11:59 PM ET You invested in LOANDEPOT, INC. and it’s time to vote! You have the right to vote on proposals being presented at the Annual Meeting. This is an important notice regarding the availability of proxy material for the stockholder meeting to be held on June 6, 2024. Vote Virtually at the Meeting* June 6, 2024 9:00 a.m., Pacific Time Virtually at: www.virtualshareholdermeeting.com/LDI2024 *Please check the meeting materials for any special requirements for meeting attendance. Get informed before you vote View the Notice and Proxy Statement, and Annual Report online OR you can receive a free paper or email copy of the material(s) by requesting prior to May 23, 2024. If you would like to request a copy of the material(s) for this and/or future stockholder meetings, you may (1) visit www.ProxyVote.com, (2) call 1-800-579-1639 or (3) send an email to sendmaterial@proxyvote.com. If sending an email, please include your control number (indicated below) in the subject line. Unless requested, you will not otherwise receive a paper or email copy.

Vote at www.ProxyVote.com Prefer to receive an email instead? While voting on www.ProxyVote.com, be sure to click “Delivery Settings”. Voting Items Board Recommends V34480-P05693 THIS IS NOT A VOTABLE BALLOT This is an overview of the more complete proxy materials that are available on the Internet. Please follow the instructions on the reverse side to vote these important matters. We encourage you to access and review all of the important information contained in the proxy materials before voting. 1. Election of Class III Directors For All Nominees: 01) Brian Golson 02) Anthony Hsieh 2. Ratification of the appointment of Ernst & Young LLP as loanDepot’s independent registered public accounting firm for the fiscal year ending December 31, 2024. For 3. Approval, on a non-binding, advisory basis, of the compensation of our named executive officers. For NOTE: Such other matters as may properly come before the meeting or any adjournment or postponement thereof.