The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST SERIES I ETF 46090E103   15,074,292 32,147 SH   SOLE 0 32,146 0 0
JOHNSON & JOHNSON COM Stock 478160104   672,468 4,055 SH   SOLE 0 4,054 0 0
ISHARES U.S. EQUITY FACTOR ETF ETF 46434V282   1,096,942 18,952 SH   SOLE 0 18,952 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   462,392 489 SH   SOLE 0 488 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   327,774 600 SH   SOLE 0 600 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   216,249 1,225 SH   SOLE 0 1,225 0 0
SHELL PLC SPON ADS ADR 780259305   241,824 3,300 SH   SOLE 0 3,300 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   691,641 4,058 SH   SOLE 0 4,058 0 0
VENTAS INC COM REIT 92276F100   273,459 3,977 SH   SOLE 0 3,977 0 0
NETFLIX INC COM Stock 64110L106   631,323 677 SH   SOLE 0 677 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   286,627 2,106 SH   SOLE 0 2,106 0 0
SANOFI SPONSORED ADR ADR 80105N105   281,071 5,068 SH   SOLE 0 5,068 0 0
MERCK & CO INC COM Stock 58933Y105   310,839 3,463 SH   SOLE 0 3,463 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   468,571 838 SH   SOLE 0 837 0 0
MCKESSON CORP COM Stock 58155Q103   311,594 463 SH   SOLE 0 463 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   226,922 414 SH   SOLE 0 414 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   2,008,137 8,097 SH   SOLE 0 8,097 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   3,224,130 13,000 SH Put SOLE 0 13,000 0 0
ISHARES TIPS BOND ETF ETF 464287176   784,406 7,061 SH   SOLE 0 7,061 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   286,630 6,319 SH   SOLE 0 6,319 0 0
CHUBB LIMITED COM Stock H1467J104   293,534 972 SH   SOLE 0 972 0 0
SNAP ON INC COM Stock 833034101   320,160 950 SH   SOLE 0 950 0 0
PULTE GROUP INC COM Stock 745867101   314,260 3,057 SH   SOLE 0 3,057 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   1,318,220 56,262 SH   SOLE 0 56,262 0 0
REGIONS FINANCIAL CORP NEW COM Stock 7591EP100   237,270 10,919 SH   SOLE 0 10,919 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   491,548 1,361 SH   SOLE 0 1,361 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   2,559,008 118,858 SH   SOLE 0 118,857 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   1,215,348 61,443 SH   SOLE 0 61,443 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833   11,912,598 118,392 SH   SOLE 0 118,391 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,043,857 1,960 SH   SOLE 0 1,960 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   342,155 12,410 SH   SOLE 0 12,410 0 0
ADOBE INC COM Stock 00724F101   256,582 669 SH   SOLE 0 669 0 0
INTUIT COM Stock 461202103   412,601 672 SH   SOLE 0 672 0 0
JP MORGAN US VALUE FACTOR ETF ETF 46641Q753   10,241,799 247,267 SH   SOLE 0 247,267 0 0
MICROSOFT CORP COM Stock 594918104   1,802,879 4,803 SH   SOLE 0 4,802 0 0
GARMIN LTD SHS Stock H2906T109   336,334 1,549 SH   SOLE 0 1,549 0 0
ELASTIC N V ORD SHS Stock N14506104   3,997,917 44,870 SH   SOLE 0 44,870 0 0
TESLA INC COM Stock 88160R101   281,707 1,087 SH   SOLE 0 1,087 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   236,933 895 SH   SOLE 0 895 0 0
PUBLIC STORAGE OPER CO COM REIT 74460D109   283,428 947 SH   SOLE 0 947 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   828,597 34,043 SH   SOLE 0 34,042 0 0
WELLTOWER INC COM REIT 95040Q104   353,455 2,307 SH   SOLE 0 2,307 0 0
ELI LILLY & CO COM Stock 532457108   2,122,589 2,570 SH   SOLE 0 2,570 0 0
AVANTIS U.S. SMALL CAP VALUE ETF ETF 025072877   8,979,477 103,011 SH   SOLE 0 103,011 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,395,753 6,997 SH   SOLE 0 6,996 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   225,888 1,852 SH   SOLE 0 1,852 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   5,884,994 58,458 SH   SOLE 0 58,458 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   1,295,243 9,645 SH   SOLE 0 9,645 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   217,119 1,987 SH   SOLE 0 1,987 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845   342,525 6,755 SH   SOLE 0 6,754 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   698,433 24,980 SH   SOLE 0 24,979 0 0
VISA INC COM CL A Stock 92826C839   549,042 1,567 SH   SOLE 0 1,566 0 0
INVESCO S&P 500 GARP ETF ETF 46137V431   9,889,434 99,013 SH   SOLE 0 99,013 0 0
VANGUARD VALUE ETF ETF 922908744   620,482 3,592 SH   SOLE 0 3,592 0 0
JPMORGAN INCOME ETF ETF 46641Q159   21,929,348 476,001 SH   SOLE 0 476,000 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   18,524,670 151,829 SH   SOLE 0 151,829 0 0
META PLATFORMS INC CL A Stock 30303M102   1,136,006 1,971 SH   SOLE 0 1,971 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   73,198 10,925 SH   SOLE 0 10,925 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   26,318,704 299,076 SH   SOLE 0 299,076 0 0
PACKAGING CORP AMER COM Stock 695156109   235,248 1,188 SH   SOLE 0 1,188 0 0
ISHARES GNMA BOND ETF ETF 46429B333   799,228 18,206 SH   SOLE 0 18,205 0 0
D R HORTON INC COM Stock 23331A109   306,892 2,414 SH   SOLE 0 2,414 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   6,823,744 90,202 SH   SOLE 0 90,201 0 0
CF INDS HLDGS INC COM Stock 125269100   256,254 3,279 SH   SOLE 0 3,279 0 0
NVIDIA CORPORATION COM Stock 67066G104   2,336,131 21,555 SH   SOLE 0 21,555 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   217,587 3,587 SH   SOLE 0 3,587 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343   2,041,909 82,103 SH   SOLE 0 82,103 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   362,494 8,813 SH   SOLE 0 8,813 0 0
RETURN STACKED U.S. STOCKS & MANAGED FUTURES ETF ETF 88636J816   2,808,125 127,122 SH   SOLE 0 127,122 0 0
FASTENAL CO COM Stock 311900104   209,385 2,700 SH   SOLE 0 2,700 0 0
ISHARES LARGE CAP DEEP BUFFER ETF ETF 092528801   5,400,509 184,192 SH   SOLE 0 184,192 0 0
JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF ETF 46654Q724   5,925,388 99,286 SH   SOLE 0 99,286 0 0
MCDONALDS CORP COM Stock 580135101   629,426 2,015 SH   SOLE 0 2,015 0 0
GOLDMAN SACHS SMALL CAP CORE EQUITY ETF ETF 38149W614   268,764 5,765 SH   SOLE 0 5,765 0 0
CISCO SYS INC COM Stock 17275R102   356,314 5,774 SH   SOLE 0 5,774 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   4,897,402 63,960 SH   SOLE 0 63,959 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771   25,191,468 1,066,983 SH   SOLE 0 1,066,982 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   755,334 4,420 SH   SOLE 0 4,420 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   1,100,691 5,445 SH   SOLE 0 5,445 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   591,252 4,210 SH   SOLE 0 4,210 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   297,686 1,562 SH   SOLE 0 1,562 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   1,344,643 14,485 SH   SOLE 0 14,485 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   887,342 1,579 SH   SOLE 0 1,579 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   200,822 8,295 SH   SOLE 0 8,295 0 0
WELLS FARGO CO NEW COM Stock 949746101   246,958 3,440 SH   SOLE 0 3,440 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   282,139 567 SH   SOLE 0 567 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   574,738 2,343 SH   SOLE 0 2,343 0 0
HARTFORD INSURANCE GROUP INC COM Stock 416515104   226,426 1,830 SH   SOLE 0 1,830 0 0
CHEVRON CORP NEW COM Stock 166764100   577,881 3,454 SH   SOLE 0 3,454 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   871,887 17,153 SH   SOLE 0 17,153 0 0
CINCINNATI FINL CORP COM Stock 172062101   281,997 1,909 SH   SOLE 0 1,909 0 0
BANK AMERICA CORP COM Stock 060505104   418,232 10,022 SH   SOLE 0 10,022 0 0
WALMART INC COM Stock 931142103   476,033 5,422 SH   SOLE 0 5,422 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   641,430 20,678 SH   SOLE 0 20,677 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   934,464 3,758 SH   SOLE 0 3,758 0 0
TEXAS INSTRS INC COM Stock 882508104   258,409 1,438 SH   SOLE 0 1,438 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   428,456 3,942 SH   SOLE 0 3,942 0 0
GILEAD SCIENCES INC COM Stock 375558103   353,742 3,157 SH   SOLE 0 3,157 0 0
CATERPILLAR INC COM Stock 149123101   218,681 663 SH   SOLE 0 663 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   636,325 4,073 SH   SOLE 0 4,073 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   575,156 6,228 SH   SOLE 0 6,228 0 0
ARISTA NETWORKS INC COM SHS Stock 040413205   412,504 5,324 SH   SOLE 0 5,324 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   472,380 2,435 SH   SOLE 0 2,435 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   617,915 6,247 SH   SOLE 0 6,246 0 0
AXON ENTERPRISE INC COM Stock 05464C101   615,887 1,171 SH   SOLE 0 1,171 0 0
CAL MAINE FOODS INC COM NEW Stock 128030202   369,054 4,060 SH   SOLE 0 4,060 0 0
NUCOR CORP COM Stock 670346105   270,645 2,249 SH   SOLE 0 2,249 0 0
EXXON MOBIL CORP COM Stock 30231G102   475,601 3,999 SH   SOLE 0 3,999 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   638,628 10,945 SH   SOLE 0 10,944 0 0
ISHARES MSCI EAFE ETF ETF 464287465   208,738 2,554 SH   SOLE 0 2,554 0 0
APPLE INC COM Stock 037833100   2,720,705 12,248 SH   SOLE 0 12,248 0 0
ABBOTT LABS COM Stock 002824100   284,004 2,141 SH   SOLE 0 2,141 0 0
VANECK MORNINGSTAR INTERNATIONAL MOAT ETF ETF 92189F593   481,822 14,480 SH   SOLE 0 14,480 0 0