The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST SERIES I ETF 46090E103   8,073,043 18,182 SH   SOLE 0 18,182 0 0
JOHNSON & JOHNSON COM Stock 478160104   584,938 3,698 SH   SOLE 0 3,697 0 0
ISHARES U.S. EQUITY FACTOR ETF ETF 46434V282   818,093 15,203 SH   SOLE 0 15,203 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   451,674 617 SH   SOLE 0 616 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   313,268 750 SH   SOLE 0 750 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   225,254 895 SH   SOLE 0 895 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   622,127 3,834 SH   SOLE 0 3,834 0 0
INTEL CORP COM Stock 458140100   697,608 15,794 SH   SOLE 0 15,793 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   269,758 2,106 SH   SOLE 0 2,106 0 0
MERCK & CO INC COM Stock 58933Y105   540,599 4,097 SH   SOLE 0 4,097 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   435,639 833 SH   SOLE 0 832 0 0
MCKESSON CORP COM Stock 58155Q103   288,825 538 SH   SOLE 0 538 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   2,280,805 8,500 SH   SOLE 0 8,500 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   3,488 13,000 SH Put SOLE 0 13,000 0 0
STEEL DYNAMICS INC COM Stock 858119100   205,743 1,388 SH   SOLE 0 1,388 0 0
ISHARES TIPS BOND ETF ETF 464287176   842,524 7,844 SH   SOLE 0 7,844 0 0
ISHARES S&P 100 ETF ETF 464287101   294,913 1,192 SH   SOLE 0 1,192 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   313,735 7,477 SH   SOLE 0 7,477 0 0
SNAP ON INC COM Stock 833034101   235,495 795 SH   SOLE 0 795 0 0
PULTE GROUP INC COM Stock 745867101   368,735 3,057 SH   SOLE 0 3,057 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   5,514,287 111,988 SH   SOLE 0 111,987 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,913,250 31,339 SH   SOLE 0 31,339 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   883,248 22,636 SH   SOLE 0 22,635 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND ETF 46641Q837   203,061 4,025 SH   SOLE 0 4,025 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND PIMCO ENHANCED SH ETF 72201R833   820,703 8,163 SH   SOLE 0 8,162 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   805,296 1,915 SH   SOLE 0 1,915 0 0
ADOBE INC COM Stock 00724F101   342,119 678 SH   SOLE 0 678 0 0
INTUIT COM Stock 461202103   436,800 672 SH   SOLE 0 672 0 0
JP MORGAN US VALUE FACTOR ETF ETF 46641Q753   10,233,627 245,882 SH   SOLE 0 245,882 0 0
MICROSOFT CORP COM Stock 594918104   1,658,736 3,943 SH   SOLE 0 3,942 0 0
VALERO ENERGY CORP COM Stock 91913Y100   216,606 1,269 SH   SOLE 0 1,269 0 0
GARMIN LTD SHS Stock H2906T109   230,600 1,549 SH   SOLE 0 1,549 0 0
ELASTIC N V ORD SHS Stock N14506104   5,487,138 54,740 SH   SOLE 0 54,740 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   242,115 895 SH   SOLE 0 895 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   745,113 15,456 SH   SOLE 0 15,455 0 0
WELLTOWER INC COM REIT 95040Q104   215,566 2,307 SH   SOLE 0 2,307 0 0
ELI LILLY & CO COM Stock 532457108   2,785,097 3,580 SH   SOLE 0 3,580 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,464,110 6,962 SH   SOLE 0 6,962 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   992,749 8,059 SH   SOLE 0 8,059 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   283,097 3,288 SH   SOLE 0 3,288 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   225,223 234 SH   SOLE 0 234 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   380,534 4,720 SH   SOLE 0 4,719 0 0
VISA INC COM CL A Stock 92826C839   457,589 1,640 SH   SOLE 0 1,639 0 0
INVESCO S&P 500 GARP ETF ETF 46137V431   10,767,107 101,109 SH   SOLE 0 101,109 0 0
VANGUARD VALUE ETF ETF 922908744   580,270 3,563 SH   SOLE 0 3,563 0 0
JPMORGAN INCOME ETF ETF 46641Q159   13,519,975 296,751 SH   SOLE 0 296,750 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   16,830,058 145,968 SH   SOLE 0 145,967 0 0
META PLATFORMS INC CL A Stock 30303M102   930,371 1,916 SH   SOLE 0 1,916 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   26,637,668 296,303 SH   SOLE 0 296,303 0 0
PACKAGING CORP AMER COM Stock 695156109   225,459 1,188 SH   SOLE 0 1,188 0 0
ISHARES GNMA BOND ETF ETF 46429B333   735,054 16,941 SH   SOLE 0 16,940 0 0
D R HORTON INC COM Stock 23331A109   388,173 2,359 SH   SOLE 0 2,359 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   6,455,944 86,984 SH   SOLE 0 86,983 0 0
CF INDS HLDGS INC COM Stock 125269100   222,087 2,669 SH   SOLE 0 2,669 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,199,928 1,328 SH   SOLE 0 1,328 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   210,378 3,587 SH   SOLE 0 3,587 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343   2,971,152 112,034 SH   SOLE 0 112,033 0 0
SIMPSON MFG INC COM Stock 829073105   205,180 1,000 SH   SOLE 0 1,000 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   251,796 5,979 SH   SOLE 0 5,979 0 0
FASTENAL CO COM Stock 311900104   208,278 2,700 SH   SOLE 0 2,700 0 0
MCDONALDS CORP COM Stock 580135101   568,129 2,015 SH   SOLE 0 2,015 0 0
CISCO SYS INC COM Stock 17275R102   225,194 4,512 SH   SOLE 0 4,512 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   11,699,188 155,162 SH   SOLE 0 155,161 0 0
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   23,122,343 343,112 SH   SOLE 0 343,112 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   201,164 1,224 SH   SOLE 0 1,224 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   1,002,614 5,352 SH   SOLE 0 5,351 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   236,688 1,267 SH   SOLE 0 1,267 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   911,868 10,799 SH   SOLE 0 10,799 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   781,864 1,487 SH   SOLE 0 1,487 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   329,546 567 SH   SOLE 0 567 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   469,303 2,343 SH   SOLE 0 2,343 0 0
CHEVRON CORP NEW COM Stock 166764100   451,517 2,862 SH   SOLE 0 2,862 0 0
CONOCOPHILLIPS COM Stock 20825C104   227,320 1,786 SH   SOLE 0 1,785 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   9,734,987 194,040 SH   SOLE 0 194,040 0 0
BANK AMERICA CORP COM Stock 060505104   281,253 7,417 SH   SOLE 0 7,417 0 0
WALMART INC COM Stock 931142103   309,755 5,148 SH   SOLE 0 5,148 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   607,013 21,648 SH   SOLE 0 21,648 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   713,808 3,738 SH   SOLE 0 3,738 0 0
TEXAS INSTRS INC COM Stock 882508104   222,640 1,278 SH   SOLE 0 1,278 0 0
PFIZER INC COM Stock 717081103   225,191 8,115 SH   SOLE 0 8,115 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   429,363 3,942 SH   SOLE 0 3,942 0 0
MORGAN STANLEY COM NEW Stock 617446448   238,225 2,530 SH   SOLE 0 2,530 0 0
CATERPILLAR INC COM Stock 149123101   241,477 659 SH   SOLE 0 659 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   650,607 4,273 SH   SOLE 0 4,273 0 0
APPLIED MATLS INC COM Stock 038222105   281,504 1,365 SH   SOLE 0 1,365 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   3,984,045 45,048 SH   SOLE 0 45,048 0 0
ARISTA NETWORKS INC COM Stock 040413106   381,324 1,315 SH   SOLE 0 1,315 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW ADR 910873405   131,463 16,250 SH   SOLE 0 16,250 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   442,478 2,423 SH   SOLE 0 2,423 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   593,108 6,056 SH   SOLE 0 6,055 0 0
AXON ENTERPRISE INC COM Stock 05464C101   366,382 1,171 SH   SOLE 0 1,171 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   536,915 5,884 SH   SOLE 0 5,884 0 0
NUCOR CORP COM Stock 670346105   348,502 1,761 SH   SOLE 0 1,761 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   213,227 685 SH   SOLE 0 685 0 0
EXXON MOBIL CORP COM Stock 30231G102   258,750 2,226 SH   SOLE 0 2,226 0 0
EVERCORE INC CLASS A Stock 29977A105   205,108 1,065 SH   SOLE 0 1,065 0 0
NOVO-NORDISK A S ADR ADR 670100205   276,574 2,154 SH   SOLE 0 2,154 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   658,367 10,839 SH   SOLE 0 10,839 0 0
ISHARES MSCI EAFE ETF ETF 464287465   203,962 2,554 SH   SOLE 0 2,554 0 0
APPLE INC COM Stock 037833100   2,892,525 16,868 SH   SOLE 0 16,868 0 0
ABBOTT LABS COM Stock 002824100   250,734 2,206 SH   SOLE 0 2,206 0 0
VANECK MORNINGSTAR INTERNATIONAL MOAT ETF ETF 92189F593   1,187,031 38,146 SH   SOLE 0 38,146 0 0