The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST ETF 46090E103   5,732,615 17,863 SH   SOLE 0 17,862 0 0
JOHNSON & JOHNSON COM Stock 478160104   633,870 4,089 SH   SOLE 0 4,089 0 0
ISHARES U.S. EQUITY FACTOR ETF ETF 46434V282   571,704 13,796 SH   SOLE 0 13,795 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   269,304 542 SH   SOLE 0 542 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   245,333 750 SH   SOLE 0 750 0 0
SHELL PLC SPON ADS ADR 780259305   260,138 4,521 SH   SOLE 0 4,521 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   581,444 3,910 SH   SOLE 0 3,910 0 0
INTEL CORP COM Stock 458140100   343,166 10,504 SH   SOLE 0 10,504 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   210,747 2,106 SH   SOLE 0 2,106 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304   111,258 13,535 SH   SOLE 0 13,535 0 0
MERCK & CO INC COM Stock 58933Y105   426,943 4,013 SH   SOLE 0 4,013 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   307,452 751 SH   SOLE 0 751 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   2,171,574 8,920 SH   SOLE 0 8,920 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   3,895 16,000 SH Put SOLE 0 16,000 0 0
ISHARES TIPS BOND ETF ETF 464287176   1,187,282 10,769 SH   SOLE 0 10,769 0 0
ISHARES S&P 100 ETF ETF 464287101   222,952 1,192 SH   SOLE 0 1,192 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   288,953 7,430 SH   SOLE 0 7,430 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   4,164,637 99,324 SH   SOLE 0 99,323 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,244,579 26,010 SH   SOLE 0 26,010 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   744,378 21,390 SH   SOLE 0 21,390 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE ETF ETF 72201R833   972,943 9,803 SH   SOLE 0 9,802 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   700,599 2,269 SH   SOLE 0 2,269 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101   252,803 656 SH   SOLE 0 656 0 0
INTUIT COM Stock 461202103   321,889 722 SH   SOLE 0 722 0 0
JP MORGAN US VALUE FACTOR ETF ETF 46641Q753   7,842,247 230,248 SH   SOLE 0 230,248 0 0
MICROSOFT CORP COM Stock 594918104   1,068,328 3,706 SH   SOLE 0 3,705 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   213,422 895 SH   SOLE 0 895 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   757,802 15,532 SH   SOLE 0 15,531 0 0
LILLY ELI & CO COM Stock 532457108   1,369,559 3,988 SH   SOLE 0 3,988 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   1,222,382 6,852 SH   SOLE 0 6,851 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   1,512,069 12,904 SH   SOLE 0 12,903 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   290,937 3,977 SH   SOLE 0 3,976 0 0
INVESTCO S&P 500 GARP ETF ETF 46137V431   7,830,455 91,799 SH   SOLE 0 91,799 0 0
VANGUARD VALUE ETF ETF 922908744   492,086 3,563 SH   SOLE 0 3,563 0 0
JPMORGAN INCOME ETF ETF 46641Q159   12,679,940 277,007 SH   SOLE 0 277,007 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   13,269,002 146,538 SH   SOLE 0 146,537 0 0
META PLATFORMS INC CL A Stock 30303M102   412,223 1,945 SH   SOLE 0 1,945 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   21,147,037 286,429 SH   SOLE 0 286,428 0 0
ISHARES GNMA BOND ETF ETF 46429B333   720,771 16,212 SH   SOLE 0 16,211 0 0
D R HORTON INC COM Stock 23331A109   212,378 2,174 SH   SOLE 0 2,174 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   5,805,248 86,840 SH   SOLE 0 86,839 0 0
NVIDIA CORPORATION COM Stock 67066G104   333,324 1,200 SH   SOLE 0 1,200 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   206,929 3,870 SH   SOLE 0 3,870 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343   2,578,954 110,563 SH   SOLE 0 110,562 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   213,657 5,153 SH   SOLE 0 5,153 0 0
MCDONALDS CORP COM Stock 580135101   817,859 2,925 SH   SOLE 0 2,925 0 0
CISCO SYS INC COM Stock 17275R102   312,453 5,977 SH   SOLE 0 5,977 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   11,794,017 153,688 SH   SOLE 0 153,688 0 0
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF ETF 808524771   17,898,447 325,900 SH   SOLE 0 325,900 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   963,330 6,928 SH   SOLE 0 6,928 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   604,080 9,455 SH   SOLE 0 9,455 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   607,115 1,477 SH   SOLE 0 1,476 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   326,802 567 SH   SOLE 0 567 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   309,226 2,373 SH   SOLE 0 2,373 0 0
CHEVRON CORP NEW COM Stock 166764100   459,664 2,817 SH   SOLE 0 2,817 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   7,712,642 170,747 SH   SOLE 0 170,747 0 0
BANK AMERICA CORP COM Stock 060505104   206,978 7,237 SH   SOLE 0 7,237 0 0
WALMART INC COM Stock 931142103   253,024 1,716 SH   SOLE 0 1,716 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   838,072 30,486 SH   SOLE 0 30,486 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   571,815 4,362 SH   SOLE 0 4,362 0 0
PFIZER INC COM Stock 717081103   257,285 6,306 SH   SOLE 0 6,306 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   475,707 4,340 SH   SOLE 0 4,340 0 0
MORGAN STANLEY COM NEW Stock 617446448   243,382 2,772 SH   SOLE 0 2,772 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   250,826 2,709 SH   SOLE 0 2,709 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   448,032 4,308 SH   SOLE 0 4,308 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   3,362,522 44,302 SH   SOLE 0 44,302 0 0
ARISTA NETWORKS INC COM Stock 040413106   204,789 1,220 SH   SOLE 0 1,220 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW ADR 910873405   134,904 15,400 SH   SOLE 0 15,400 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   373,178 2,423 SH   SOLE 0 2,423 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   479,786 4,815 SH   SOLE 0 4,815 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   420,765 5,884 SH   SOLE 0 5,884 0 0
NUCOR CORP COM Stock 670346105   370,419 2,398 SH   SOLE 0 2,398 0 0
ALTRIA GROUP INC COM Stock 02209S103   232,024 5,200 SH   SOLE 0 5,200 0 0
EXXON MOBIL CORP COM Stock 30231G102   232,808 2,123 SH   SOLE 0 2,123 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   536,807 2,146 SH   SOLE 0 2,145 0 0
APPLE INC COM Stock 037833100   2,584,313 15,672 SH   SOLE 0 15,672 0 0
ABBOTT LABS COM Stock 002824100   253,758 2,506 SH   SOLE 0 2,506 0 0
VANECK MORNINGSTAR INTERNATIONAL MOAT ETF ETF 92189F593   1,106,578 34,613 SH   SOLE 0 34,613 0 0