The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 577 4,298 SH   SOLE   4,298 0 0
ABBVIE INC COM 00287Y109 37 272 SH   OTR   0 272 0
AFFIRM HLDGS INC COM CL A 00827B106 297 15,835 SH   SOLE   15,835 0 0
ALPHABET INC CAP STK CL A 02079K305 197 2,063 SH   OTR   0 2,063 0
ALPHABET INC CAP STK CL A 02079K305 277 2,901 SH   SOLE   2,901 0 0
ALPHABET INC CAP STK CL C 02079K107 630 6,551 SH   SOLE   6,551 0 0
ALPHABET INC CAP STK CL C 02079K107 93 964 SH   OTR   0 964 0
AMAZON COM INC COM 023135106 244 2,162 SH   OTR   0 2,162 0
AMAZON COM INC COM 023135106 1,374 12,156 SH   SOLE   12,156 0 0
AMPLITUDE INC COM CL A 03213A104 1,175 75,980 SH   SOLE   75,980 0 0
APPLE INC COM 037833100 317 2,294 SH   OTR   0 2,294 0
APPLE INC COM 037833100 2,564 18,550 SH   SOLE   18,550 0 0
ASANA INC CL A 04342Y104 1,924 86,539 SH   SOLE   86,539 0 0
AT&T INC COM 00206R102 24 1,549 SH   OTR   0 1,549 0
AT&T INC COM 00206R102 199 12,986 SH   SOLE   12,986 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 178 667 SH   SOLE   667 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 68 254 SH   OTR   0 254 0
BROADCOM INC COM 11135F101 268 604 SH   SOLE   604 0 0
BROADCOM INC COM 11135F101 4 8 SH   OTR   0 8 0
CATERPILLAR INC COM 149123101 31 189 SH   OTR   0 189 0
CATERPILLAR INC COM 149123101 565 3,441 SH   SOLE   3,441 0 0
CHEVRON CORP NEW COM 166764100 132 919 SH   SOLE   919 0 0
CHEVRON CORP NEW COM 166764100 103 719 SH   OTR   0 719 0
COCA COLA CO COM 191216100 107 1,915 SH   OTR   0 1,915 0
COCA COLA CO COM 191216100 120 2,147 SH   SOLE   2,147 0 0
CONFLUENT INC CLASS A COM 20717M103 7,272 305,943 SH   SOLE   305,943 0 0
DISNEY WALT CO COM 254687106 52 551 SH   OTR   0 551 0
DISNEY WALT CO COM 254687106 388 4,113 SH   SOLE   4,113 0 0
ELASTIC N V ORD SHS N14506104 5,588 77,895 SH   SOLE   77,895 0 0
EOG RES INC COM 26875P101 533 4,771 SH   SOLE   4,771 0 0
EOG RES INC COM 26875P101 6 54 SH   OTR   0 54 0
EXCHANGE LISTED FDS TR ETC GAVEKAL ASIA 30151E657 5,348 68,943 SH   SOLE   68,943 0 0
EXXON MOBIL CORP COM 30231G102 193 2,208 SH   SOLE   2,208 0 0
EXXON MOBIL CORP COM 30231G102 66 752 SH   OTR   0 752 0
GLOBAL X FDS MSCI NORWAY ETF 37950E101 324 14,837 SH   SOLE   14,837 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 7,048 99,239 SH   SOLE   99,239 0 0
HOME DEPOT INC COM 437076102 78 281 SH   OTR   0 281 0
HOME DEPOT INC COM 437076102 263 953 SH   SOLE   953 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,578 13,387 SH   SOLE   13,387 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 52 194 SH   OTR   0 194 0
ISHARES INC CORE MSCI EMKT 46434G103 2,007 46,701 SH   SOLE   46,701 0 0
ISHARES INC MSCI EMRG CHN 46434G764 770 17,384 SH   SOLE   17,384 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 3,111 77,901 SH   SOLE   77,901 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 361 4,448 SH   SOLE   4,448 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 1,634 15,002 SH   SOLE   15,002 0 0
ISHARES TR 20 YR TR BD ETF 464287432 2,268 22,140 SH   SOLE   22,140 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 226 4,078 SH   SOLE   4,078 0 0
ISHARES TR CORE DIV GRWTH 46434V621 291 6,543 SH   SOLE   6,543 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,349 25,607 SH   SOLE   25,607 0 0
ISHARES TR CORE S&P MCP ETF 464287507 832 3,794 SH   SOLE   3,794 0 0
ISHARES TR CORE S&P SCP ETF 464287804 587 6,729 SH   SOLE   6,729 0 0
ISHARES TR CORE S&P TTL STK 464287150 7,736 97,253 SH   SOLE   97,253 0 0
ISHARES TR CORE S&P500 ETF 464287200 11,844 33,022 SH   SOLE   33,022 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,453 35,844 SH   SOLE   35,844 0 0
ISHARES TR CRE U S REIT ETF 464288521 862 18,157 SH   SOLE   18,157 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,716 44,532 SH   SOLE   44,532 0 0
ISHARES TR HDG MSCI EAFE 46434V803 2,382 79,692 SH   SOLE   79,692 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 731 29,306 SH   SOLE   29,306 0 0
ISHARES TR LATN AMER 40 ETF 464287390 340 14,331 SH   SOLE   14,331 0 0
ISHARES TR MBS ETF 464288588 957 10,455 SH   SOLE   10,455 0 0
ISHARES TR RUS 1000 ETF 464287622 510 2,583 SH   SOLE   2,583 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 894 8,712 SH   SOLE   8,712 0 0
ISHARES TR TIPS BD ETF 464287176 3,956 37,711 SH   SOLE   37,711 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 2,528 17,897 SH   SOLE   17,897 0 0
ISHARES TR U.S. MED DVC ETF 464288810 616 13,050 SH   SOLE   13,050 0 0
ISHARES TR U.S. TECH ETF 464287721 3,364 45,853 SH   SOLE   45,853 0 0
ISHARES TR US TREAS BD ETF 46429B267 6,345 278,778 SH   SOLE   278,778 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 250 5,027 SH   SOLE   5,027 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 1,285 24,041 SH   SOLE   24,041 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,082 40,647 SH   SOLE   40,647 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 987 23,687 SH   SOLE   23,687 0 0
JOHNSON & JOHNSON COM 478160104 122 749 SH   OTR   0 749 0
JOHNSON & JOHNSON COM 478160104 268 1,639 SH   SOLE   1,639 0 0
JPMORGAN CHASE & CO COM 46625H100 3,884 37,163 SH   SOLE   37,163 0 0
JPMORGAN CHASE & CO COM 46625H100 70 671 SH   OTR   0 671 0
KINDER MORGAN INC DEL COM 49456B101 299 17,976 SH   SOLE   17,976 0 0
KINDER MORGAN INC DEL COM 49456B101 3 200 SH   OTR   0 200 0
LILLY ELI & CO COM 532457108 164 507 SH   SOLE   507 0 0
LILLY ELI & CO COM 532457108 65 201 SH   OTR   0 201 0
MARKETAXESS HLDGS INC COM 57060D108 27,144 122,001 SH   SOLE   122,001 0 0
MARKETAXESS HLDGS INC COM 57060D108 5 24 SH   OTR   0 24 0
MCDONALDS CORP COM 580135101 123 532 SH   OTR   0 532 0
MCDONALDS CORP COM 580135101 245 1,060 SH   SOLE   1,060 0 0
MERCK & CO INC COM 58933Y105 131 1,524 SH   SOLE   1,524 0 0
MERCK & CO INC COM 58933Y105 88 1,025 SH   OTR   0 1,025 0
META PLATFORMS INC CL A 30303M102 40 295 SH   OTR   0 295 0
META PLATFORMS INC CL A 30303M102 1,217 8,972 SH   SOLE   8,972 0 0
MICROSOFT CORP COM 594918104 207 888 SH   OTR   0 888 0
MICROSOFT CORP COM 594918104 1,735 7,449 SH   SOLE   7,449 0 0
NEW RELIC INC COM 64829B100 1,835 31,979 SH   SOLE   31,979 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 4 201 SH   OTR   0 201 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 530 27,823 SH   SOLE   27,823 0 0
PENN ENTERTAINMENT INC COM 707569109 764 27,788 SH   SOLE   27,788 0 0
PENN ENTERTAINMENT INC COM 707569109 1 43 SH   OTR   0 43 0
PEPSICO INC COM 713448108 206 1,265 SH   SOLE   1,265 0 0
PEPSICO INC COM 713448108 60 368 SH   OTR   0 368 0
PFIZER INC COM 717081103 240 5,476 SH   SOLE   5,476 0 0
PFIZER INC COM 717081103 39 881 SH   OTR   0 881 0
PROCTER AND GAMBLE CO COM 742718109 157 1,246 SH   SOLE   1,246 0 0
PROCTER AND GAMBLE CO COM 742718109 103 814 SH   OTR   0 814 0
PROLOGIS INC. COM 74340W103 596 5,864 SH   SOLE   5,864 0 0
PROLOGIS INC. COM 74340W103 14 140 SH   OTR   0 140 0
QUALCOMM INC COM 747525103 23 205 SH   OTR   0 205 0
QUALCOMM INC COM 747525103 393 3,482 SH   SOLE   3,482 0 0
RIO TINTO PLC SPONSORED ADR 767204100 227 4,119 SH   SOLE   4,119 0 0
RIO TINTO PLC SPONSORED ADR 767204100 9 163 SH   OTR   0 163 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 277 5,775 SH   SOLE   5,775 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,744 38,098 SH   SOLE   38,098 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 629 4,415 SH   SOLE   4,415 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,500 37,462 SH   SOLE   37,462 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,129 9,322 SH   SOLE   9,322 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 310 3,748 SH   SOLE   3,748 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 249 3,662 SH   SOLE   3,662 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,209 10,181 SH   SOLE   10,181 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 210 36,742 SH   SOLE   36,742 0 0
SNAP INC CL A 83304A106 3,038 309,318 SH   SOLE   309,318 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,020 6,595 SH   SOLE   6,595 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 45 125 SH   OTR   0 125 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,266 42,740 SH   SOLE   42,740 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 802 33,710 SH   SOLE   33,710 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 3,339 133,814 SH   SOLE   133,814 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,035 35,409 SH   SOLE   35,409 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,730 42,324 SH   SOLE   42,324 0 0
STITCH FIX INC COM CL A 860897107 521 131,961 SH   SOLE   131,961 0 0
TESLA INC COM 88160R101 170 641 SH   OTR   0 641 0
TESLA INC COM 88160R101 283 1,068 SH   SOLE   1,068 0 0
TWITTER INC COM 90184L102 22 493 SH   OTR   0 493 0
TWITTER INC COM 90184L102 1,542 35,171 SH   SOLE   35,171 0 0
UBER TECHNOLOGIES INC COM 90353T100 31,934 1,205,057 SH   SOLE   1,205,057 0 0
UNITEDHEALTH GROUP INC COM 91324P102 700 1,386 SH   SOLE   1,386 0 0
UNITEDHEALTH GROUP INC COM 91324P102 154 305 SH   OTR   0 305 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 895 6,023 SH   SOLE   6,023 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 641 3,972 SH   SOLE   3,972 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,024 42,395 SH   SOLE   42,395 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 347 4,325 SH   SOLE   4,325 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,250 62,684 SH   SOLE   62,684 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,606 137,234 SH   SOLE   137,234 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 911 15,615 SH   SOLE   15,615 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,961 25,918 SH   SOLE   25,918 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,110 28,403 SH   SOLE   28,403 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 592 3,622 SH   SOLE   3,622 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 790 21,728 SH   SOLE   21,728 0 0
WALMART INC COM 931142103 483 3,721 SH   SOLE   3,721 0 0
WALMART INC COM 931142103 34 265 SH   OTR   0 265 0
ZENDESK INC COM 98936J101 2,040 26,801 SH   SOLE   26,801 0 0