The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 33 214 SH   OTR   0 214 0
ABBVIE INC COM 00287Y109 662 4,324 SH   SOLE   4,324 0 0
AFFIRM HLDGS INC COM CL A 00827B106 286 15,835 SH   SOLE   15,835 0 0
ALPHABET INC CAP STK CL A 02079K305 333 153 SH   SOLE   153 0 0
ALPHABET INC CAP STK CL A 02079K305 207 95 SH   OTR   0 95 0
ALPHABET INC CAP STK CL C 02079K107 322 147 SH   SOLE   147 0 0
ALPHABET INC CAP STK CL C 02079K107 94 43 SH   OTR   0 43 0
AMAZON COM INC COM 023135106 961 9,051 SH   SOLE   9,051 0 0
AMAZON COM INC COM 023135106 215 2,025 SH   OTR   0 2,025 0
AMPLITUDE INC COM CL A 03213A104 832 58,209 SH   SOLE   58,209 0 0
APPLE INC COM 037833100 2,308 16,885 SH   SOLE   16,885 0 0
APPLE INC COM 037833100 319 2,331 SH   OTR   0 2,331 0
ASANA INC CL A 04342Y104 1,521 86,539 SH   SOLE   86,539 0 0
AT&T INC COM 00206R102 41 1,973 SH   OTR   0 1,973 0
AT&T INC COM 00206R102 255 12,143 SH   SOLE   12,143 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 409 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 150 551 SH   SOLE   551 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 67 245 SH   OTR   0 245 0
BROADCOM INC COM 11135F101 5 10 SH   OTR   0 10 0
BROADCOM INC COM 11135F101 298 614 SH   SOLE   614 0 0
CATERPILLAR INC COM 149123101 37 208 SH   OTR   0 208 0
CATERPILLAR INC COM 149123101 635 3,553 SH   SOLE   3,553 0 0
CHEVRON CORP NEW COM 166764100 131 904 SH   SOLE   904 0 0
CHEVRON CORP NEW COM 166764100 90 625 SH   OTR   0 625 0
COCA COLA CO COM 191216100 139 2,208 SH   SOLE   2,208 0 0
COCA COLA CO COM 191216100 121 1,930 SH   OTR   0 1,930 0
COLGATE PALMOLIVE CO COM 194162103 200 2,495 SH   SOLE   2,495 0 0
COLGATE PALMOLIVE CO COM 194162103 7 86 SH   OTR   0 86 0
CONFLUENT INC CLASS A COM 20717M103 6,604 284,151 SH   SOLE   284,151 0 0
DISNEY WALT CO COM 254687106 20 211 SH   OTR   0 211 0
DISNEY WALT CO COM 254687106 368 3,903 SH   SOLE   3,903 0 0
ELASTIC N V ORD SHS N14506104 5,271 77,895 SH   SOLE   77,895 0 0
EOG RES INC COM 26875P101 8 72 SH   OTR   0 72 0
EOG RES INC COM 26875P101 577 5,223 SH   SOLE   5,223 0 0
EXCHANGE LISTED FDS TR ETC GAVEKAL ASIA 30151E657 5,530 69,647 SH   SOLE   69,647 0 0
EXXON MOBIL CORP COM 30231G102 189 2,212 SH   SOLE   2,212 0 0
EXXON MOBIL CORP COM 30231G102 43 498 SH   OTR   0 498 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 402 18,052 SH   SOLE   18,052 0 0
GLOBAL X FDS MSCI NORWAY ETF 37950E101 389 14,894 SH   SOLE   14,894 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,112 48,819 SH   SOLE   48,819 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 6,922 92,371 SH   SOLE   92,371 0 0
HOME DEPOT INC COM 437076102 252 917 SH   SOLE   917 0 0
HOME DEPOT INC COM 437076102 77 282 SH   OTR   0 282 0
INVESCO QQQ TR UNIT SER 1 46090E103 54 194 SH   OTR   0 194 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,334 15,465 SH   SOLE   15,465 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,476 30,085 SH   SOLE   30,085 0 0
ISHARES INC MSCI EMRG CHN 46434G764 863 18,077 SH   SOLE   18,077 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 2,060 50,805 SH   SOLE   50,805 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 3,417 28,443 SH   SOLE   28,443 0 0
ISHARES TR 20 YR TR BD ETF 464287432 804 6,999 SH   SOLE   6,999 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 335 5,595 SH   SOLE   5,595 0 0
ISHARES TR CORE DIV GRWTH 46434V621 346 7,273 SH   SOLE   7,273 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,251 38,243 SH   SOLE   38,243 0 0
ISHARES TR CORE S&P MCP ETF 464287507 569 2,517 SH   SOLE   2,517 0 0
ISHARES TR CORE S&P SCP ETF 464287804 413 4,470 SH   SOLE   4,470 0 0
ISHARES TR CORE S&P TTL STK 464287150 7,818 93,319 SH   SOLE   93,319 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,428 22,230 SH   SOLE   22,230 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,984 39,177 SH   SOLE   39,177 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,032 46,831 SH   SOLE   46,831 0 0
ISHARES TR HDG MSCI EAFE 46434V803 3,019 94,889 SH   SOLE   94,889 0 0
ISHARES TR JPMORGAN USD EMG 464288281 449 5,260 SH   SOLE   5,260 0 0
ISHARES TR LATN AMER 40 ETF 464287390 333 14,794 SH   SOLE   14,794 0 0
ISHARES TR MBS ETF 464288588 1,135 11,641 SH   SOLE   11,641 0 0
ISHARES TR RUS 1000 ETF 464287622 534 2,570 SH   SOLE   2,570 0 0
ISHARES TR S&P 500 VAL ETF 464287408 652 4,742 SH   SOLE   4,742 0 0
ISHARES TR TIPS BD ETF 464287176 2,313 20,308 SH   SOLE   20,308 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 2,814 18,983 SH   SOLE   18,983 0 0
ISHARES TR U.S. MED DVC ETF 464288810 678 13,442 SH   SOLE   13,442 0 0
ISHARES TR U.S. TECH ETF 464287721 2,620 32,774 SH   SOLE   32,774 0 0
ISHARES TR US TREAS BD ETF 46429B267 5,492 229,788 SH   SOLE   229,788 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 1,452 24,720 SH   SOLE   24,720 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,017 108,520 SH   SOLE   108,520 0 0
JOHNSON & JOHNSON COM 478160104 304 1,712 SH   SOLE   1,712 0 0
JOHNSON & JOHNSON COM 478160104 115 648 SH   OTR   0 648 0
JPMORGAN CHASE & CO COM 46625H100 4,185 37,160 SH   SOLE   37,160 0 0
JPMORGAN CHASE & CO COM 46625H100 92 813 SH   OTR   0 813 0
KINDER MORGAN INC DEL COM 49456B101 323 19,244 SH   SOLE   19,244 0 0
KINDER MORGAN INC DEL COM 49456B101 3 200 SH   OTR   0 200 0
LILLY ELI & CO COM 532457108 56 174 SH   OTR   0 174 0
LILLY ELI & CO COM 532457108 156 480 SH   SOLE   480 0 0
MARKETAXESS HLDGS INC COM 57060D108 31,234 122,004 SH   SOLE   122,004 0 0
MARKETAXESS HLDGS INC COM 57060D108 3 12 SH   OTR   0 12 0
MCDONALDS CORP COM 580135101 115 467 SH   OTR   0 467 0
MCDONALDS CORP COM 580135101 279 1,130 SH   SOLE   1,130 0 0
MERCK & CO INC COM 58933Y105 131 1,440 SH   SOLE   1,440 0 0
MERCK & CO INC COM 58933Y105 76 832 SH   OTR   0 832 0
META PLATFORMS INC CL A 30303M102 1,628 10,094 SH   SOLE   10,094 0 0
META PLATFORMS INC CL A 30303M102 53 326 SH   OTR   0 326 0
MICROSOFT CORP COM 594918104 234 912 SH   OTR   0 912 0
MICROSOFT CORP COM 594918104 1,673 6,512 SH   SOLE   6,512 0 0
NEW RELIC INC COM 64829B100 1,601 31,979 SH   SOLE   31,979 0 0
PENN NATL GAMING INC COM 707569109 1 17 SH   OTR   0 17 0
PENN NATL GAMING INC COM 707569109 845 27,788 SH   SOLE   27,788 0 0
PEPSICO INC COM 713448108 64 387 SH   OTR   0 387 0
PEPSICO INC COM 713448108 214 1,285 SH   SOLE   1,285 0 0
PFIZER INC COM 717081103 297 5,663 SH   SOLE   5,663 0 0
PFIZER INC COM 717081103 50 962 SH   OTR   0 962 0
PROCTER AND GAMBLE CO COM 742718109 117 814 SH   OTR   0 814 0
PROCTER AND GAMBLE CO COM 742718109 187 1,298 SH   SOLE   1,298 0 0
PROLOGIS INC. COM 74340W103 22 184 SH   OTR   0 184 0
PROLOGIS INC. COM 74340W103 710 6,032 SH   SOLE   6,032 0 0
QUALCOMM INC COM 747525103 26 205 SH   OTR   0 205 0
QUALCOMM INC COM 747525103 449 3,516 SH   SOLE   3,516 0 0
RIO TINTO PLC SPONSORED ADR 767204100 269 4,410 SH   SOLE   4,410 0 0
RIO TINTO PLC SPONSORED ADR 767204100 11 173 SH   OTR   0 173 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 350 6,449 SH   SOLE   6,449 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 984 13,762 SH   SOLE   13,762 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 813 5,913 SH   SOLE   5,913 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,449 33,923 SH   SOLE   33,923 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,334 10,406 SH   SOLE   10,406 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 364 4,167 SH   SOLE   4,167 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 299 4,065 SH   SOLE   4,065 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,428 11,231 SH   SOLE   11,231 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 224 36,610 SH   SOLE   36,610 0 0
SNAP INC CL A 83304A106 4,061 309,318 SH   SOLE   309,318 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,108 6,577 SH   SOLE   6,577 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,979 34,404 SH   SOLE   34,404 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 47 125 SH   OTR   0 125 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 816 33,850 SH   SOLE   33,850 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 3,912 148,461 SH   SOLE   148,461 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 2,426 58,262 SH   SOLE   58,262 0 0
STITCH FIX INC COM CL A 860897107 652 131,961 SH   SOLE   131,961 0 0
TESLA INC COM 88160R101 114 169 SH   OTR   0 169 0
TESLA INC COM 88160R101 335 498 SH   SOLE   498 0 0
TWITTER INC COM 90184L102 1,335 35,699 SH   SOLE   35,699 0 0
TWITTER INC COM 90184L102 10 262 SH   OTR   0 262 0
UBER TECHNOLOGIES INC COM 90353T100 26,334 1,287,091 SH   SOLE   1,287,091 0 0
UNITEDHEALTH GROUP INC COM 91324P102 133 258 SH   OTR   0 258 0
UNITEDHEALTH GROUP INC COM 91324P102 720 1,401 SH   SOLE   1,401 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 742 27,458 SH   SOLE   27,458 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,212 7,916 SH   SOLE   7,916 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 874 5,142 SH   SOLE   5,142 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,531 46,920 SH   SOLE   46,920 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,296 24,927 SH   SOLE   24,927 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,213 13,310 SH   SOLE   13,310 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,056 48,014 SH   SOLE   48,014 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,825 176,788 SH   SOLE   176,788 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,059 17,321 SH   SOLE   17,321 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,303 28,779 SH   SOLE   28,779 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,386 31,282 SH   SOLE   31,282 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,715 9,978 SH   SOLE   9,978 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 963 23,595 SH   SOLE   23,595 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 213 2,260 SH   SOLE   2,260 0 0
WALMART INC COM 931142103 6 48 SH   OTR   0 48 0
WALMART INC COM 931142103 461 3,790 SH   SOLE   3,790 0 0
WESTROCK CO COM 96145D105 384 9,645 SH   SOLE   9,645 0 0
WESTROCK CO COM 96145D105 2 60 SH   OTR   0 60 0
ZENDESK INC COM 98936J101 1,985 26,801 SH   SOLE   26,801 0 0