The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   186,266 1,032 SH   SOLE   0 0 1,032
AMAZON COM INC COM 023135106   81,893 454 SH   SOLE   0 0 454
APPLE INC COM 037833100   86,615 505 SH   SOLE   0 0 505
COMCAST CORP NEW CL A 20030N101   116,218 2,681 SH   SOLE   0 0 2,681
DIMENSIONAL ETF TRUST ETF 25434V682   1,099,791 34,155 SH   SOLE   0 0 34,155
DIMENSIONAL ETF TRUST ETF 25434V740   2,840,826 109,431 SH   SOLE   0 0 109,431
DIMENSIONAL ETF TRUST ETF 25434V302   780,750 31,584 SH   SOLE   0 0 31,584
DIMENSIONAL ETF TRUST ETF 25434V690   577,441 17,150 SH   SOLE   0 0 17,150
DIMENSIONAL ETF TRUST ETF 25434V807   4,840,183 131,706 SH   SOLE   0 0 131,706
DIMENSIONAL ETF TRUST ETF 25434V666   2,513,497 83,811 SH   SOLE   0 0 83,811
DIMENSIONAL ETF TRUST ETF 25434V724   1,853,065 45,307 SH   SOLE   0 0 45,307
DIMENSIONAL ETF TRUST ETF 25434V500   2,996,569 48,068 SH   SOLE   0 0 48,068
DIMENSIONAL ETF TRUST ETF 25434V716   979,481 28,465 SH   SOLE   0 0 28,465
DISNEY WALT CO COM 254687106   3,929 32 SH   SOLE   0 0 32
F5 INC COM 315616102   31,852 168 SH   SOLE   0 0 168
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   55,676 1,907 SH   SOLE   0 0 1,907
FIDELITY NATL INFORMATION SV COM 31620M106   7,344 99 SH   SOLE   0 0 99
FORD MTR CO DEL COM 345370860   850 64 SH   SOLE   0 0 64
INTEL CORP COM 458140100   580,085 13,133 SH   SOLE   0 0 13,133
INTERNATIONAL BUSINESS MACHS COM 459200101   5,729 30 SH   SOLE   0 0 30
INVESCO DB COMMDY INDX TRCK ETF 46138B103   8,929,014 388,725 SH   SOLE   0 0 388,725
INVESCO EXCH TRADED FD TR II ETF 46138E743   11,221 226 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T ETF 46137V613   22,698 590 SH   SOLE   0 0 590
INVESCO EXCHANGE TRADED FD T ETF 46137V597   11,392 290 SH   SOLE   0 0 290
ISHARES INC ETF 46434G103   2,255,155 43,705 SH   SOLE   0 0 43,705
ISHARES S&P GSCI COMMODITY- ETF 46428R107   72,710 3,296 SH   SOLE   0 0 3,296
ISHARES TR ETF 464287564   240,206 4,163 SH   SOLE   0 0 4,163
ISHARES TR ETF 46435G326   1,932,807 28,792 SH   SOLE   0 0 28,792
ISHARES TR ETF 464287150   441,599 3,830 SH   SOLE   0 0 3,830
ISHARES TR ETF 464287234   185,559 4,517 SH   SOLE   0 0 4,517
ISHARES TR ETF 464287473   679,414 5,421 SH   SOLE   0 0 5,421
ISHARES TR ETF 464287879   101,116 984 SH   SOLE   0 0 984
ISHARES TR ETF 464287176   1,417,219 13,194 SH   SOLE   0 0 13,194
ISHARES TR ETF 464287739   1,657,846 18,441 SH   SOLE   0 0 18,441
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   131 6 SH   SOLE   0 0 6
MICROSOFT CORP COM 594918104   586,063 1,393 SH   SOLE   0 0 1,393
NANO X IMAGING LTD ORD SHS M70700105   107,060 10,958 SH   SOLE   0 0 10,958
NEWMONT CORP COM 651639106   3,584 100 SH   SOLE   0 0 100
NIKE INC CL B 654106103   236,642 2,518 SH   SOLE   0 0 2,518
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   6,133 61 SH   SOLE   0 0 61
SALESFORCE INC COM 79466L302   127,098 422 SH   SOLE   0 0 422
SCHWAB STRATEGIC TR ETF 808524706   232,553 9,210 SH   SOLE   0 0 9,210
SCHWAB STRATEGIC TR ETF 808524805   342,518 8,778 SH   SOLE   0 0 8,778
SCHWAB STRATEGIC TR ETF 808524730   8,301 299 SH   SOLE   0 0 299
SCHWAB STRATEGIC TR ETF 808524748   8,052 227 SH   SOLE   0 0 227
SCHWAB STRATEGIC TR ETF 808524862   6,750 140 SH   SOLE   0 0 140
SCHWAB STRATEGIC TR ETF 808524839   10,442 227 SH   SOLE   0 0 227
SCHWAB STRATEGIC TR ETF 808524102   4,170,861 68,319 SH   SOLE   0 0 68,319
SCHWAB STRATEGIC TR ETF 808524201   15,764 254 SH   SOLE   0 0 254
SCHWAB STRATEGIC TR ETF 808524847   417,206 20,552 SH   SOLE   0 0 20,552
SCHWAB STRATEGIC TR ETF 808524607   376,686 7,650 SH   SOLE   0 0 7,650
SCHWAB STRATEGIC TR ETF 808524870   66,870 1,282 SH   SOLE   0 0 1,282
SPDR DOW JONES INDL AVERAGE ETF 78467X109   47,732 120 SH   SOLE   0 0 120
SPDR S&P 500 ETF TR ETF 78462F103   10,567,584 20,203 SH   SOLE   0 0 20,203
SPDR SER TR PORTFLI TIPS ETF 78464A656   250,180 9,765 SH   SOLE   0 0 9,765
TELEFONICA S A SPONSORED ADR 879382208   9 2 SH   SOLE   0 0 2
VANGUARD BD INDEX FDS ETF 921937835   465,922 6,415 SH   SOLE   0 0 6,415
VANGUARD INDEX FDS ETF 922908538   142,418 604 SH   SOLE   0 0 604
VANGUARD INDEX FDS ETF 922908512   65,950 423 SH   SOLE   0 0 423
VANGUARD INDEX FDS ETF 922908553   8,592,112 99,354 SH   SOLE   0 0 99,354
VANGUARD INDEX FDS ETF 922908363   19,228 40 SH   SOLE   0 0 40
VANGUARD INDEX FDS ETF 922908751   2,426,430 10,615 SH   SOLE   0 0 10,615
VANGUARD INDEX FDS ETF 922908769   21,705,199 83,514 SH   SOLE   0 0 83,514
VANGUARD INDEX FDS ETF 922908744   115,305 708 SH   SOLE   0 0 708
VANGUARD INTL EQUITY INDEX F ETF 922042858   11,156,755 267,100 SH   SOLE   0 0 267,100
VANGUARD INTL EQUITY INDEX F ETF 922042718   4,557 39 SH   SOLE   0 0 39
VANGUARD SCOTTSDALE FDS ETF 92206C870   12,073,072 149,957 SH   SOLE   0 0 149,957
VANGUARD SCOTTSDALE FDS ETF 92206C102   23,688,185 407,925 SH   SOLE   0 0 407,925
VANGUARD SCOTTSDALE FDS ETF 92206C409   12,095,698 156,457 SH   SOLE   0 0 156,457
VANGUARD TAX-MANAGED FDS ETF 921943858   24,754,707 493,417 SH   SOLE   0 0 493,417