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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107 240,108 20,400 SH   SOLE   20,400 0 0
AMAZON COM INC COM 023135106 205,186 63 SH   SOLE   63 0 0
APPLE INC COM 037833100 879,435 6,628 SH   SOLE   6,628 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 657,583 2,836 SH   SOLE   2,836 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 206,317 5,131 SH   SOLE   5,131 0 0
UNITED AIRLS HLDGS INC COM 910047109 201,026 4,648 SH   SOLE   4,648 0 0
ALPS ETF TR INTL SEC DV DOG 00162Q718 363,229 13,965 SH   SOLE   13,965 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 107,788,633 1,744,847 SH   SOLE   1,744,847 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,003,042 2,672 SH   SOLE   2,672 0 0
ISHARES TR MSCI EAFE ETF 464287465 294,028 4,030 SH   SOLE   4,030 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 681,992 13,199 SH   SOLE   13,199 0 0
ISHARES TR NASDAQ BIOTECH 464287556 217,874 1,438 SH   SOLE   1,438 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 11,565,050 40,339 SH   SOLE   40,339 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 543,165 4,674 SH   SOLE   4,674 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 387,963 6,891 SH   SOLE   6,891 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 386,089 11,721 SH   SOLE   11,721 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,128,657 3,597 SH   SOLE   3,597 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,328,167 114,253 SH   SOLE   114,253 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 504,572 14,012 SH   SOLE   14,012 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 12,866,071 100,195 SH   SOLE   100,195 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,144,602 153,613 SH   SOLE   153,613 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,059,267 15,279 SH   SOLE   15,279 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 278,943 5,026 SH   SOLE   5,026 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 671,292 8,790 SH   SOLE   8,790 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,178,469 3,152 SH   SOLE   3,152 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 527,732 1,535 SH   SOLE   1,535 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 222,466 4,712 SH   SOLE   4,712 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,104,309 4,359 SH   SOLE   4,359 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 320,381 1,432 SH   SOLE   1,432 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,151,088 5,567 SH   SOLE   5,567 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,671,269 6,244 SH   SOLE   6,244 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 314,732 1,617 SH   SOLE   1,617 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 461,328 3,878 SH   SOLE   3,878 0 0
ISHARES TR NATIONAL MUN ETF 464288414 255,261 2,178 SH   SOLE   2,178 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 460,766 9,072 SH   SOLE   9,072 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 964,668 17,217 SH   SOLE   17,217 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 614,002 20,072 SH   SOLE   20,072 0 0