X0306 4 2021-01-29 0001830197 Home Point Capital Inc. HMPT 0001842877 Fregosi Maria N. C/O HOME POINT CAPITAL INC. 2211 OLD EARHART ROAD, SUITE 250 ANN ARBOR MI 48105 true Chief Investment Officer Common Stock 2021-02-02 4 S 0 7047 12.155 D 127771 D Stock Options (Right to Buy) 1.77 2021-01-29 4 A 0 168523 A 2025-04-01 Common Stock 168523 168523 D Stock Options (Right to Buy) 1.77 2021-01-29 4 A 0 13482 A 2026-02-16 Common Stock 13482 13482 D Stock Options (Right to Buy) 1.94 2021-01-29 4 A 0 20223 A 2028-04-16 Common Stock 20223 20223 D Stock Options (Right to Buy) 1.86 2021-01-29 4 A 0 67409 A 2028-12-05 Common Stock 67409 67409 D This amount represents the $13.00 initial public offering price per share of Issuer common stock ("Common Stock") less the underwriting discount of $0.845 per share for shares sold in the Issuer's initial public offering. These stock options are fully vested. These stock options vest in five equal annual installments beginning on February 16, 2017. These stock options vest in five equal annual installments beginning on April 16, 2019. These stock options vest in five equal annual installments beginning on December 5, 2019. These options represent "substitute" options which were granted in exchange for options previously granted to the Reporting Person by Home Point Capital LP that were exercisable for interests in Home Point Capital LP, in connection with the merger of Home Point Capital LP with and into Home Point Capital Inc. These options have the same intrinsic value as the options they replaced. The options were previously reported on the Issuer's Form 3 filed on January 29, 2021. /s/ Maria N. Fregosi 2021-02-04