The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   37,864,165 96,420 SH   SOLE   0 0 96,420
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,057,667 160,405 SH   SOLE   0 0 160,405
VANGUARD INDEX FDS GROWTH ETF 922908736   10,563,296 38,791 SH   SOLE   0 0 38,791
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,300,146 161,461 SH   SOLE   0 0 161,461
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,402,297 47,640 SH   SOLE   0 0 47,640
VANGUARD INDEX FDS VALUE ETF 922908744   7,232,023 52,433 SH   SOLE   0 0 52,433
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,790,074 80,073 SH   SOLE   0 0 80,073
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   5,237,879 78,107 SH   SOLE   0 0 78,107
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,344,795 23,336 SH   SOLE   0 0 23,336
ISHARES TR SHRT NAT MUN ETF 464288158   1,907,127 18,541 SH   SOLE   0 0 18,541
ISHARES TR NATIONAL MUN ETF 464288414   1,843,851 17,982 SH   SOLE   0 0 17,982
EXXON MOBIL CORP COM 30231G102   215,407 1,832 SH   SOLE   0 0 1,832
MICROSOFT CORP COM 594918104   214,710 680 SH   SOLE   0 0 680
JOHNSON & JOHNSON COM 478160104   211,353 1,357 SH   SOLE   0 0 1,357
APPLE INC COM 037833100   205,452 1,200 SH   SOLE   0 0 1,200