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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   37,476,463 99,653 SH   SOLE   0 0 99,653
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,995,995 156,831 SH   SOLE   0 0 156,831
VANGUARD INDEX FDS GROWTH ETF 922908736   9,974,014 39,986 SH   SOLE   0 0 39,986
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,270,094 158,355 SH   SOLE   0 0 158,355
VANGUARD INDEX FDS VALUE ETF 922908744   7,298,140 52,843 SH   SOLE   0 0 52,843
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,035,110 45,680 SH   SOLE   0 0 45,680
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,958,172 77,641 SH   SOLE   0 0 77,641
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   5,620,713 73,339 SH   SOLE   0 0 73,339
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,070,215 21,899 SH   SOLE   0 0 21,899
ISHARES TR SHRT NAT MUN ETF 464288158   1,513,777 14,461 SH   SOLE   0 0 14,461
ISHARES TR NATIONAL MUN ETF 464288414   1,510,168 14,017 SH   SOLE   0 0 14,017
PEPSICO INC COM 713448108   211,650 1,161 SH   SOLE   0 0 1,161
JOHNSON & JOHNSON COM 478160104   210,335 1,357 SH   SOLE   0 0 1,357
EXXON MOBIL CORP COM 30231G102   200,897 1,832 SH   SOLE   0 0 1,832