The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,397 99,405 SH   SOLE   0 0 99,405
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 19,822 325,860 SH   SOLE   0 0 325,860
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,735 182,301 SH   SOLE   0 0 182,301
VANGUARD INDEX FDS GROWTH ETF 922908736 11,558 36,017 SH   SOLE   0 0 36,017
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,352 48,626 SH   SOLE   0 0 48,626
VANGUARD INDEX FDS VALUE ETF 922908744 7,641 51,941 SH   SOLE   0 0 51,941
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 7,315 71,078 SH   SOLE   0 0 71,078
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,185 82,001 SH   SOLE   0 0 82,001
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,234 17,688 SH   SOLE   0 0 17,688
ISHARES TR NATIONAL MUN ETF 464288414 2,518 21,656 SH   SOLE   0 0 21,656
ISHARES TR SHRT NAT MUN ETF 464288158 2,514 23,415 SH   SOLE   0 0 23,415
ABBOTT LABS COM 002824100 239 1,700 SH   SOLE   0 0 1,700