The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 38,184 97,031 SH   SOLE   0 0 97,031
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 17,181 279,684 SH   SOLE   0 0 279,684
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,785 179,959 SH   SOLE   0 0 179,959
VANGUARD INDEX FDS GROWTH ETF 922908736 10,766 37,538 SH   SOLE   0 0 37,538
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,764 50,157 SH   SOLE   0 0 50,157
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,425 82,541 SH   SOLE   0 0 82,541
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 7,074 68,663 SH   SOLE   0 0 68,663
VANGUARD INDEX FDS VALUE ETF 922908744 6,766 49,222 SH   SOLE   0 0 49,222
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,125 16,568 SH   SOLE   0 0 16,568
ISHARES TR NATIONAL MUN ETF 464288414 2,199 18,766 SH   SOLE   0 0 18,766
ISHARES TR SHRT NAT MUN ETF 464288158 2,136 19,815 SH   SOLE   0 0 19,815
COLGATE PALMOLIVE CO COM 194162103 229 2,810 SH   SOLE   0 0 2,810
PEPSICO INC COM 713448108 209 1,410 SH   SOLE   0 0 1,410