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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 201 1,700 SH   SOLE   0 0 1,700
YUM BRANDS INC COM 988498101 205 1,672 SH   SOLE   0 0 1,672
PEPSICO INC COM 713448108 212 1,410 SH   SOLE   0 0 1,410
COLGATE PALMOLIVE CO COM 194162103 212 2,810 SH   SOLE   0 0 2,810
ISHARES TR NATIONAL MUN ETF 464288414 2,286 19,681 SH   SOLE   0 0 19,681
ISHARES TR SHRT NAT MUN ETF 464288158 2,289 21,275 SH   SOLE   0 0 21,275
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,148 17,263 SH   SOLE   0 0 17,263
VANGUARD INDEX FDS VALUE ETF 922908744 6,815 50,344 SH   SOLE   0 0 50,344
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 7,178 70,143 SH   SOLE   0 0 70,143
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,226 80,796 SH   SOLE   0 0 80,796
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,716 50,234 SH   SOLE   0 0 50,234
VANGUARD INDEX FDS GROWTH ETF 922908736 10,776 37,137 SH   SOLE   0 0 37,137
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,849 181,214 SH   SOLE   0 0 181,214
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 17,477 284,589 SH   SOLE   0 0 284,589
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 38,929 98,705 SH   SOLE   0 0 98,705