Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
PORTFOLIO INTEREST INCOME
Interest income	$ 1,919,970	$ 1,905,214
Interest expense	(1,659,210)	(1,637,286)
NET PORTFOLIO INTEREST INCOME	260,760	267,928
OTHER INCOME (EXPENSE)
Net origination gains	226,068	179,837
Gains on securitization of home equity conversion mortgage (“HECM”) tails, net	45,365	45,535
Fair value changes from model amortization	(153,656)	(201,101)
Fair value changes from market inputs or model assumptions	146,963	55,924
Net fair value changes on loans and related obligations	264,740	80,195
Fee income	29,494	29,546
Non-funding interest income (expense), net	(57,562)	16,695
NET OTHER INCOME (EXPENSE)	236,672	126,436
TOTAL REVENUES	497,432	394,364
EXPENSES
Salaries, benefits, and related expenses	145,770	138,360
Loan production and portfolio related expenses	54,303	36,205
Loan servicing expenses	31,162	31,323
Marketing and advertising expenses	48,608	39,429
Amortization and depreciation	38,595	38,947
General and administrative expenses	51,093	59,462
TOTAL EXPENSES	369,531	343,726
IMPAIRMENT OF OTHER ASSETS	0	(891)
OTHER, NET	(14,804)	(6,931)
NET INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES	113,097	42,816
Provision for income taxes from continuing operations	3,519	2,398
NET INCOME FROM CONTINUING OPERATIONS	109,578	40,418
NET LOSS FROM DISCONTINUED OPERATIONS	(6,539)	(4,727)
NET INCOME	103,039	35,691
Net income from continuing operations attributable to noncontrolling interest	61,355	22,922
Net loss from discontinued operations attributable to noncontrolling interest	(3,551)	(2,719)
NET INCOME FROM CONTINUING OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST	48,223	17,496
NET LOSS FROM DISCONTINUED OPERATIONS ATTRIBUTABLE TO CONTROLLING INTEREST	(2,988)	(2,008)
NET INCOME ATTRIBUTABLE TO CONTROLLING INTEREST	45,235	15,488
Preferred Stock dividends	196	0
NET INCOME FROM CONTINUING OPERATIONS ATTRIBUTABLE TO HOLDERS OF CLASS A COMMON STOCK	$ 48,027	$ 17,496
EARNINGS PER SHARE (Note 25)
Basic weighted average shares outstanding (in shares)	9,537,237	9,850,903
Basic earnings per share from continuing operations (in USD per share)	$ 5.04	$ 1.78
Basic earnings per share (in USD per share)	$ 4.72	$ 1.57
Diluted weighted average shares outstanding (in shares)	26,930,745	23,406,233
Diluted earnings per share from continuing operations (in USD per share)	$ 3.94	$ 1.36
Diluted earnings per share (in USD per share)	$ 3.74	$ 1.18