The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1ST OF LONG ISLAND COM 320734106   1,932,765 174,280 SH   SOLE   174,280 0 0
AMERICAN BUSINESS BK LA CALIF COM 02475L105   8,331,142 225,166 SH   SOLE   225,166 0 0
ASSOCIATED BANC-CORP COM 045487105   3,011,400 140,000 SH   SOLE   140,000 0 0
COMERICA INCORPORATED COM 200340107   43,835,443 797,153 SH   SOLE   797,153 0 0
FIFTH THIRD BANCORP COM 316773100   33,635,086 903,926 SH   SOLE   903,926 0 0
FIRST FOUNATION INC COM 32026V104   16,848,807 2,231,630 SH   SOLE   2,231,630 0 0
FIRST HORIZON CORP COM 320517105   26,639,397 1,729,831 SH   SOLE   1,729,831 0 0
HUNTINGTON BANCSHARES INCORPORATED COM 446150104   44,290,357 3,174,936 SH   SOLE   3,174,936 0 0
KEARNY FINANCIAL C COM 48716P108   6,976,639 1,083,329 SH   SOLE   1,083,329 0 0
KEYCORP COM 493267108   50,879,868 3,218,208 SH   SOLE   3,218,208 0 0
LENDING CLUB CORPORATION COM 52603A208   20,983,550 2,387,207 SH   SOLE   2,387,207 0 0
MACATAWA BANK CORP COM 554225102   870,478 88,915 SH   SOLE   88,915 0 0
NATIONAL BANKSHARE COM 634865109   4,754,778 142,316 SH   SOLE   142,316 0 0
NORTHFIELD BANCORP INC. COM 66611T108   6,410,564 659,523 SH   SOLE   659,523 0 0
PNC FINANCIAL SERVICES GRP INC COM 693475105   19,857,085 122,878 SH   SOLE   122,878 0 0
POPULAR, INC. COM 733174700   25,529,187 289,808 SH   SOLE   289,808 0 0
RBS CITIZENS FINANCIAL GROUP INC COM 174610105   45,125,925 1,243,481 SH   SOLE   1,243,481 0 0
SYNOVUS FINANCIAL CORP. COM 87161C501   19,879,254 496,237 SH   SOLE   496,237 0 0
TRUIST FINANCIAL CORP COM 89832Q109   55,030,093 1,411,752 SH   SOLE   1,411,752 0 0
US BANCORP COM 902973304   47,724,849 1,067,670 SH   SOLE   1,067,670 0 0
WATERSTONE FINANCIAL INC MD COM 94188P101   7,457,216 612,754 SH   SOLE   612,754 0 0
ZIONS BANCORPORATION N A COM 989701107   26,108,008 601,567 SH   SOLE   601,567 0 0