CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME
Loans	$ 67,005	$ 47,685
Taxable securities	484	685
Other interest income	940	305
Total interest income	68,429	48,675
INTEREST EXPENSE
Savings, NOW and money market deposits	3,166	903
Time deposits	2,209	3,822
Borrowings	1,800	2,242
Total interest expense	7,175	6,967
Net interest income	61,254	41,708
Provision for loan losses	4,450	1,000
Net interest income after provision for loan losses	56,804	40,708
NON-INTEREST INCOME
Loan servicing and fee income	2,885	1,207
Service charges on deposit accounts	232	127
Gain on sale of loans held-for-sale	5,143	1,307
Gain on sale of securities available-for-sale	105	240
Other income	507	468
Total non-interest income	8,872	3,349
NON-INTEREST EXPENSE
Salaries and employee benefits	19,665	14,761
Occupancy and equipment	5,633	4,978
Data processing	1,629	1,280
Advertising and promotion	348	118
Acquisition costs	250	4,430
Professional fees	2,568	1,706
Other expenses	5,088	2,732
Total non-interest expense	35,181	30,005
Income before income tax expense	30,495	14,052
Income tax expense	6,939	3,201
NET INCOME	$ 23,556	$ 10,851
Earnings per common share:
EARNINGS PER COMMON SHARE - BASIC (in dollars per share)	$ 3.74	$ 2.32
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share)	$ 3.68	$ 2.28