REGULATORY MATTERS (Tables)

9 Months Ended

Jun. 30, 2022

REGULATORY MATTERS

Capital Amounts and Ratios

The following table sets forth the Bank’s capital amounts (in thousands) and ratios under current regulations:

									Minimum Capital				Minimum to Be Well
									Adequacy Requirement				Capitalized Under
					Minimum Capital				with Capital				Prompt Corrective
	Actual Capital				Adequacy Requirement				Conservation Buffer				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2022
Total capital to risk-weighted assets	$	182,811	17.32	%	$	84,444	8.00	%	$	110,833	10.50	%	$	105,555	10.00	%
Tier 1 capital to risk-weighted assets		171,753	16.27	%		63,333	6.00	%		89,722	8.50	%		84,444	8.00	%
Common equity tier 1 capital to risk-weighted assets		171,753	16.27	%		47,500	4.50	%		73,889	7.00	%		68,611	6.50	%
Tier 1 capital to adjusted average assets (leverage)		171,753	11.64	%		59,007	4.00	%		N/A	N/A			73,759	5.00	%
September 30, 2021
Total capital to risk-weighted assets	$	132,554	15.59	%	$	68,040	8.00	%	$	89,303	10.50	%	$	85,050	10.00	%
Tier 1 capital to risk-weighted assets		123,666	14.54	%		51,030	6.00	%		72,293	8.50	%		68,040	8.00	%
Common equity tier 1 capital to risk-weighted assets		123,666	14.54	%		38,273	4.50	%		59,535	7.00	%		55,283	6.50	%
Tier 1 capital to adjusted average assets (leverage)		123,666	9.45	%		52,338	4.00	%		N/A	N/A			65,423	5.00	%