CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2022	Sep. 30, 2021
ASSETS
Cash and non-interest-bearing deposits due from banks	$ 11,918	$ 8,302
Interest-bearing deposits due from banks	121,651	142,950
Federal funds sold	405	15,292
Total cash and cash equivalents	133,974	166,544
Securities:
Held to maturity (fair value of $4,309 and $8,865, respectively)	4,509	8,611
Available for sale, at fair value	6,740	7,747
Total securities	11,249	16,358
Loans held for investment	1,415,777	1,247,125
Allowance for loan losses	(10,886)	(8,552)
Loans held for investment, net	1,404,891	1,238,573
Premises and equipment, net	14,691	15,003
Accrued interest receivable	7,643	9,363
Prepaid pension	3,784	4,233
Stock in Federal Home Loan Bank ("FHLB"), at cost	3,858	3,714
Goodwill	19,168	19,168
Other intangible assets	418	480
Loan servicing rights	4,120	3,690
Deferred income taxes	2,473	3,558
Other assets	3,488	3,957
TOTAL ASSETS	1,609,757	1,484,641
Deposits:
Non-interest-bearing demand	220,357	191,537
Savings, NOW and money market	830,920	595,289
Time	298,272	377,836
Total deposits	1,349,549	1,164,662
Borrowings	56,963	159,642
Subordinated debentures	24,554	24,513
Accrued interest payable	611	1,290
Other liabilities	10,689	12,005
TOTAL LIABILITIES	1,442,366	1,362,112
STOCKHOLDERS' EQUITY
Common stock (par value $0.01; 17,000,000 shares authorized; issued and outstanding 7,296,624 and 5,563,426, respectively)	73	56
Surplus	126,215	97,246
Retained earnings	41,379	24,971
Accumulated other comprehensive (loss) income, net of tax	(276)	256
TOTAL STOCKHOLDERS' EQUITY	167,391	122,529
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,609,757	$ 1,484,641