The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,434 20,564 SH   SOLE   0 0 20,564
ABBVIE INC COM 00287Y109 4,566 28,164 SH   SOLE   10 0 28,154
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 382 3,508 SH   SOLE   0 0 3,508
ALPHABET INC CAP STK CL C 02079K107 966 346 SH   SOLE   0 0 346
ALPHABET INC CAP STK CL A 02079K305 206 74 SH   SOLE   0 0 74
AMAZON COM INC COM 023135106 880 270 SH   SOLE   0 0 270
AMERICAN AXLE & MFG HLDGS IN COM 024061103 154 19,800 SH   SOLE   0 0 19,800
APPLE INC COM 037833100 4,248 24,330 SH   SOLE   140 0 24,190
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24,772 70,194 SH   SOLE   251 0 69,943
BOEING CO COM 097023105 531 2,771 SH   SOLE   0 0 2,771
BOX INC CL A 10316T104 418 14,395 SH   SOLE   0 0 14,395
BROADCOM INC COM 11135F101 998 1,585 SH   SOLE   0 0 1,585
CARRIER GLOBAL CORPORATION COM 14448C104 232 5,050 SH   SOLE   0 0 5,050
CATERPILLAR INC COM 149123101 352 1,580 SH   SOLE   0 0 1,580
DEERE & CO COM 244199105 230 553 SH   SOLE   0 0 553
DISNEY WALT CO COM 254687106 453 3,303 SH   SOLE   0 0 3,303
DOCUSIGN INC COM 256163106 213 1,993 SH   SOLE   50 0 1,943
EXXON MOBIL CORP COM 30231G102 579 7,014 SH   SOLE   0 0 7,014
FORD MTR CO DEL COM 345370860 292 17,272 SH   SOLE   0 0 17,272
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,350 64,376 SH   SOLE   0 0 64,376
HOME DEPOT INC COM 437076102 940 3,140 SH   SOLE   0 0 3,140
INTERNATIONAL BUSINESS MACHS COM 459200101 403 3,098 SH   SOLE   0 0 3,098
INTUIT COM 461202103 226 469 SH   SOLE   0 0 469
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 798 5,061 SH   SOLE   0 0 5,061
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 397 4,601 SH   SOLE   0 0 4,601
INVESCO LTD SHS G491BT108 235 10,188 SH   SOLE   0 0 10,188
INVESCO QQQ TR UNIT SER 1 46090E103 9,671 26,676 SH   SOLE   23 0 26,653
ISHARES TR CORE S&P TTL STK 464287150 269 2,663 SH   SOLE   0 0 2,663
ISHARES TR CORE S&P500 ETF 464287200 18,429 40,620 SH   SOLE   159 0 40,461
ISHARES TR CORE S&P MCP ETF 464287507 2,838 10,576 SH   SOLE   22 0 10,554
ISHARES TR CORE S&P US VLU 464287663 1,377 18,151 SH   SOLE   0 0 18,151
ISHARES TR CORE S&P SCP ETF 464287804 5,744 53,241 SH   SOLE   83 0 53,158
ISHARES TR CORE HIGH DV ETF 46429B663 248 2,323 SH   SOLE   0 0 2,323
ISHARES TR CORE MSCI EAFE 46432F842 864 12,425 SH   SOLE   0 0 12,425
ISHARES TR CORE DIV GRWTH 46434V621 1,527 28,584 SH   SOLE   0 0 28,584
ISHARES TR MSCI EAFE ETF 464287465 1,045 14,201 SH   SOLE   0 0 14,201
ISHARES TR MSCI USA MIN VOL 46429B697 1,197 15,436 SH   SOLE   0 0 15,436
ISHARES TR MSCI USA QLT FCT 46432F339 263 1,951 SH   SOLE   0 0 1,951
ISHARES TR MSCI USA MMENTM 46432F396 234 1,389 SH   SOLE   0 0 1,389
ISHARES TR NATIONAL MUN ETF 464288414 379 3,453 SH   SOLE   0 0 3,453
ISHARES TR RUS MD CP GR ETF 464287481 1,777 17,679 SH   SOLE   0 0 17,679
ISHARES TR RUS MID CAP ETF 464287499 458 5,867 SH   SOLE   0 0 5,867
ISHARES TR RUSSELL 2000 ETF 464287655 401 1,954 SH   SOLE   0 0 1,954
ISHARES TR CORE S&P US GWT 464287671 38,465 364,046 SH   SOLE   1,407 0 362,639
ISHARES TR SELECT DIVID ETF 464287168 274 2,136 SH   SOLE   0 0 2,136
ISHARES TR U.S. TECH ETF 464287721 552 5,358 SH   SOLE   0 0 5,358
ISHARES TR US TREAS BD ETF 46429B267 18,714 751,281 SH   SOLE   2,663 0 748,617
JOHNSON & JOHNSON COM 478160104 481 2,713 SH   SOLE   0 0 2,713
JPMORGAN CHASE & CO COM 46625H100 904 6,634 SH   SOLE   0 0 6,634
LOWES COS INC COM 548661107 913 4,517 SH   SOLE   100 0 4,417
MASTERCARD INCORPORATED CL A 57636Q104 200 560 SH   SOLE   0 0 560
META PLATFORMS INC CL A 30303M102 1,371 6,166 SH   SOLE   50 0 6,116
MICROSOFT CORP COM 594918104 1,963 6,366 SH   SOLE   100 0 6,266
NVIDIA CORPORATION COM 67066G104 497 1,823 SH   SOLE   0 0 1,823
PARAMOUNT GLOBAL CLASS B COM 92556H206 388 10,270 SH   SOLE   0 0 10,270
PEPSICO INC COM 713448108 338 2,018 SH   SOLE   0 0 2,018
PHILLIPS 66 COM 718546104 409 4,738 SH   SOLE   0 0 4,738
PIMCO DYNAMIC INCOME FD SHS 72201Y101 1,366 56,039 SH   SOLE   0 0 56,039
PROCTER AND GAMBLE CO COM 742718109 2,532 16,574 SH   SOLE   0 0 16,574
QUALCOMM INC COM 747525103 1,134 7,422 SH   SOLE   0 0 7,422
REPUBLIC SVCS INC COM 760759100 246 1,855 SH   SOLE   0 0 1,855
RIVERNORTH OPPORTUNITIES FD COM 76881Y109 213 13,332 SH   SOLE   0 0 13,332
SALESFORCE COM INC COM 79466L302 339 1,598 SH   SOLE   0 0 1,598
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 638 16,642 SH   SOLE   500 0 16,142
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 345 7,148 SH   SOLE   0 0 7,148
SMARTFINANCIAL INC COM NEW 83190L208 388 15,154 SH   SOLE   0 0 15,154
SPDR GOLD TR GOLD SHS 78463V107 343 1,896 SH   SOLE   0 0 1,896
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 39,321 1,147,061 SH   SOLE   4,330 0 1,142,731
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,861 6,336 SH   SOLE   0 0 6,336
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 860 1,754 SH   SOLE   0 0 1,754
SPDR SER TR PRTFLO S&P500 VL 78464A508 47,059 1,127,167 SH   SOLE   4,491 0 1,122,675
SPDR SER TR PORTFOLIO AGRGTE 78464A649 426 15,338 SH   SOLE   0 0 15,338
SPDR SER TR PORTFOLIO S&P500 78464A854 589 11,080 SH   SOLE   0 0 11,080
SPDR SER TR S&P 400 MDCP GRW 78464A821 260 3,509 SH   SOLE   0 0 3,509
SPDR SER TR S&P HOMEBUILD 78464A888 238 3,759 SH   SOLE   0 0 3,759
TESLA INC COM 88160R101 348 323 SH   SOLE   0 0 323
TWITTER INC COM 90184L102 356 9,205 SH   SOLE   0 0 9,205
UNITED RENTALS INC COM 911363109 204 575 SH   SOLE   0 0 575
VANGUARD INDEX FDS GROWTH ETF 922908736 381 1,325 SH   SOLE   0 0 1,325
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 257 618 SH   SOLE   0 0 618
VANGUARD INDEX FDS SMALL CP ETF 922908751 241 1,133 SH   SOLE   0 0 1,133
VANGUARD INDEX FDS TOTAL STK MKT 922908769 697 3,060 SH   SOLE   0 0 3,060
VANGUARD INDEX FDS VALUE ETF 922908744 231 1,562 SH   SOLE   0 0 1,562
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 32,635 201,254 SH   SOLE   762 0 200,491
VANGUARD WORLD FDS INF TECH ETF 92204A702 471 1,130 SH   SOLE   0 0 1,130
VISA INC COM CL A 92826C839 523 2,359 SH   SOLE   0 0 2,359
WASTE MGMT INC DEL COM 94106L109 226 1,428 SH   SOLE   0 0 1,428
WISDOMTREE TR US SMALLCAP FUND 97717W562 244 5,082 SH   SOLE   0 0 5,082