SCHEDULE 13G/A 0001545674 XXXXXXXX LIVE 5 Class A Common Stock 12/31/2025 0001825088 DREAM FINDERS HOMES, INC. 26154D100 14701 Philips Highway Suite 300 Jacksonville FL 32256 Rule 13d-1(d) Lovett William Radford II FL 3884974 0 3884974 0 3884974 11.1 IN *Includes 3,862,625 shares of Class A Common Stock owned directly by the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004. The reporting person is the sole trustee of the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004 and disclaims beneficial ownership of such shares except to the extent of any pecuniary interest in such trust. ** Percent of class is calculated based on 35,028,565 shares of Class A Common Stock of the Issuer outstanding as of October 23, 2025. DREAM FINDERS HOMES, INC. 14701 Philips Highway, Suite 300, Jacksonville, Florida, 32256 Lovett William Radford II The business address is c/o Dream Finders Homes, Inc. 14701 Philips Highway, Suite 300, Jacksonville, Florida 32256. Mr. Lovett is a United States citizen. Y 3,884,974 shares of Class A Common Stock. The amount includes 3,862,625 shares of Class A Common Stock owned directly by the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004. The reporting person is the sole trustee of the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004 and disclaims beneficial ownership of such shares except to the extent of any pecuniary interest in such trust. 11.1 3,884,974 0 3,884,974 0 Y Y Y Y Y Y Lovett William Radford II /s/ Lovett William Radford II 02/11/2026