The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108 BBG00XV5CYJ3 22,626 10,475 SH   SOLE   10,475 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,785,214 11,046 SH   SOLE   11,046 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 362,366 16,426 SH   SOLE   16,426 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 BBG001S6LJ53 169,879 18,425 SH   SOLE   18,425 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,475,822 28,061 SH   SOLE   28,061 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 511,085 5,760 SH   SOLE   5,760 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 444,434 9,723 SH   SOLE   9,723 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,079,075 36,656 SH   SOLE   36,656 0 0
AMERICAN EQTY INVT LIFE HLD COM 025676206 BBG001S5T012 1,493,032 32,728 SH   SOLE   32,728 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 228,145 869 SH   SOLE   869 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,799,550 44,636 SH   SOLE   44,636 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 193,833 10,529 SH   SOLE   10,529 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 382,176 1,600 SH   SOLE   1,600 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,354,036 10,858 SH   SOLE   10,858 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 228,567 323 SH   SOLE   323 0 0
BLINK CHARGING CO COM 09354A100 BBG001T2HMC1 125,607 11,450 SH   SOLE   11,450 0 0
BOEING CO COM 097023105 BBG001S5P0V3 392,600 2,061 SH   SOLE   2,061 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 326,695 4,541 SH   SOLE   4,541 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 943,200 1,687 SH   SOLE   1,687 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 258,946 1,081 SH   SOLE   1,081 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,488,414 13,864 SH   SOLE   13,864 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 280,581 5,890 SH   SOLE   5,890 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 726,436 11,420 SH   SOLE   11,420 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 220,912 1,872 SH   SOLE   1,872 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,767,078 3,871 SH   SOLE   3,871 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 225,454 2,595 SH   SOLE   2,595 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 87 1,000 SH Call SOLE   1,000 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 225,549 2,190 SH   SOLE   2,190 0 0
EVGO INC CL A COM 30052F100 BBG00XP21PS8 120,216 26,894 SH   SOLE   26,894 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 627,531 5,689 SH   SOLE   5,689 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 1,277,735 33,964 SH   SOLE   33,964 0 0
FIRST TR ENERGY INFRASTRCTR COM 33738C103 BBG001Y23QY7 165,170 11,454 SH   SOLE   11,454 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 756,995 65,090 SH   SOLE   65,090 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 BBG00QNKPTM7 1,177,690 56,756 SH   SOLE   56,756 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 6,531,672 158,190 SH   SOLE   158,190 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 BBG00MVW9603 1,591 10,000 SH Call SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 355,154 12,340 SH   SOLE   12,340 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 760,995 9,996 SH   SOLE   9,996 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 846,195 2,464 SH   SOLE   2,464 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 BBG00LPXX8Z1 257,638 14,242 SH   SOLE   14,242 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 308,622 977 SH   SOLE   977 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 276,432 1,962 SH   SOLE   1,962 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 BBG003H4RBL9 15,509,933 353,866 SH   SOLE   353,866 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 488,696 7,648 SH   SOLE   7,648 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 231,409 1,638 SH   SOLE   1,638 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,022,806 3,841 SH   SOLE   3,841 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 490,844 12,004 SH   SOLE   12,004 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 BBG005DW0468 249,407 5,211 SH   SOLE   5,211 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 212,422 2,617 SH   SOLE   2,617 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 858,095 8,232 SH   SOLE   8,232 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 585,112 10,109 SH   SOLE   10,109 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 865,930 3,580 SH   SOLE   3,580 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,586,005 16,758 SH   SOLE   16,758 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 17,485,748 45,511 SH   SOLE   45,511 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 455,659 4,698 SH   SOLE   4,698 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 204,693 8,611 SH   SOLE   8,611 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 212,781 4,512 SH   SOLE   4,512 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 6,748,424 135,456 SH   SOLE   135,456 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 268,636 3,726 SH   SOLE   3,726 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 4,105,630 38,909 SH   SOLE   38,909 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 428,886 14,048 SH   SOLE   14,048 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 220,680 1,000 SH   SOLE   1,000 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 938,861 20,441 SH   SOLE   20,441 0 0
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 BBG00F7XDRN7 7,643,957 197,314 SH   SOLE   197,314 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 24,167,292 443,518 SH   SOLE   443,518 0 0
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878 BBG00DRLJ399 244,775 5,583 SH   SOLE   5,583 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 16,742,204 371,059 SH   SOLE   371,059 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 7,284,997 145,322 SH   SOLE   145,322 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 555,590 10,994 SH   SOLE   10,994 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 18,654,845 393,562 SH   SOLE   393,562 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,409,840 7,981 SH   SOLE   7,981 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 475,029 3,542 SH   SOLE   3,542 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 505,201 1,038 SH   SOLE   1,038 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 271,527 1,363 SH   SOLE   1,363 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 503,555 4,326 SH   SOLE   4,326 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 936,216 3,553 SH   SOLE   3,553 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 386,435 3,483 SH   SOLE   3,483 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,055,141 8,768 SH   SOLE   8,768 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,430,652 18,475 SH   SOLE   18,475 0 0
NIO INC SPON ADS 62914V106 BBG00LPXZBW5 113,549 11,646 SH   SOLE   11,646 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 771,684 5,280 SH   SOLE   5,280 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 227,191 1,966 SH   SOLE   1,966 0 0
PEPSICO INC COM 713448108 BBG001S695T1 322,790 1,787 SH   SOLE   1,787 0 0
PFIZER INC COM 717081103 BBG001S5V466 433,095 8,452 SH   SOLE   8,452 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 739,133 7,102 SH   SOLE   7,102 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 254,744 2,815 SH   SOLE   2,815 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 543,866 3,588 SH   SOLE   3,588 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 3,090,393 34,342 SH   SOLE   34,342 0 0
PROSPECT CAP CORP COM 74348T102 BBG001SM4WF7 94,365 13,500 SH   SOLE   13,500 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 966,653 8,793 SH   SOLE   8,793 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 206,529 3,256 SH   SOLE   3,256 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 377,435 4,996 SH   SOLE   4,996 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 297,746 5,359 SH   SOLE   5,359 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 6,808,600 103,129 SH   SOLE   103,129 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 3,178,404 36,337 SH   SOLE   36,337 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,802,467 20,629 SH   SOLE   20,629 0 0
SOFI TECHNOLOGIES INC COM 83406F102 BBG00YB1ZF08 337,351 73,178 SH   SOLE   73,178 0 0
SOFI TECHNOLOGIES INC COM 83406F102 BBG00YB1ZF08 0 100 SH Call SOLE   100 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 419,859 2,475 SH   SOLE   2,475 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 6,216,727 109,027 SH   SOLE   109,027 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 10,303,665 251,923 SH   SOLE   251,923 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 207,493 2,092 SH   SOLE   2,092 0 0
TOYOTA MOTOR CORP ADS 892331307 BBG001SDB327 333,802 2,444 SH   SOLE   2,444 0 0
UMPQUA HLDGS CORP COM 904214103 BBG001SBSCN0 1,379,151 77,263 SH   SOLE   77,263 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 792,614 4,559 SH   SOLE   4,559 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 913,301 1,723 SH   SOLE   1,723 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 668,636 15,332 SH   SOLE   15,332 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 BBG001SZDBR1 3,377,178 66,809 SH   SOLE   66,809 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 364,067 7,982 SH   SOLE   7,982 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 712,403 5,086 SH   SOLE   5,086 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 388,447 5,160 SH   SOLE   5,160 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 220,500 4,500 SH   SOLE   4,500 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 347,585 2,616 SH   SOLE   2,616 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 7,988,196 50,304 SH   SOLE   50,304 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 203,248 1,107 SH   SOLE   1,107 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 7,349,060 36,646 SH   SOLE   36,646 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,492,795 7,808 SH   SOLE   7,808 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,200,020 15,673 SH   SOLE   15,673 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 700,561 17,972 SH   SOLE   17,972 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,008,663 20,381 SH   SOLE   20,381 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 13,719,289 177,000 SH   SOLE   177,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 25,154,830 165,656 SH   SOLE   165,656 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 474,796 11,313 SH   SOLE   11,313 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 14,766,753 136,464 SH   SOLE   136,464 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 6,814,380 114,393 SH   SOLE   114,393 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 2,937,132 15,332 SH   SOLE   15,332 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 12,346,596 38,654 SH   SOLE   38,654 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 380,322 9,653 SH   SOLE   9,653 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,444,817 11,768 SH   SOLE   11,768 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 312,309 1,991 SH   SOLE   1,991 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208 BBG001SHKNX0 277,985 3,230 SH   SOLE   3,230 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 525,974 8,490 SH   SOLE   8,490 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 215,758 5,244 SH   SOLE   5,244 0 0