The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 469 3,465 SH   SOLE   3,465 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 227 401 SH   SOLE   401 0 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 5,905 486,777 SH   SOLE   486,777 0 0
ALPHABET INC CAP STK CL A 02079K305 1,822 629 SH   SOLE   629 0 0
ALPHABET INC CAP STK CL C 02079K107 816 282 SH   SOLE   282 0 0
ALTRIA GROUP INC COM 02209S103 423 8,932 SH   SOLE   8,932 0 0
AMAZON COM INC COM 023135106 3,632 1,089 SH   SOLE   1,089 0 0
AMERICAN EQTY INVT LIFE HLD COM 025676206 1,262 32,436 SH   SOLE   32,436 0 0
APPLE INC COM 037833100 7,260 40,885 SH   SOLE   40,885 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 423 10,354 SH   SOLE   10,354 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,510 8,394 SH   SOLE   8,394 0 0
BLACKROCK INC COM 09247X101 241 264 SH   SOLE   264 0 0
BOEING CO COM 097023105 454 2,253 SH   SOLE   2,253 0 0
BROADCOM INC COM 11135F101 216 324 SH   SOLE   324 0 0
CATERPILLAR INC COM 149123101 219 1,059 SH   SOLE   1,059 0 0
CHEVRON CORP NEW COM 166764100 982 8,372 SH   SOLE   8,372 0 0
CISCO SYS INC COM 17275R102 344 5,426 SH   SOLE   5,426 0 0
COCA COLA CO COM 191216100 281 4,748 SH   SOLE   4,748 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,964 3,460 SH   SOLE   3,460 0 0
DISNEY WALT CO COM 254687106 349 2,256 SH   SOLE   2,256 0 0
EATON CORP PLC SHS G29183103 216 1,248 SH   SOLE   1,248 0 0
ECOLAB INC COM 278865100 213 908 SH   SOLE   908 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 839 16,088 SH   SOLE   16,088 0 0
FIRST TR ENERGY INFRASTRCTR COM 33738C103 147 10,874 SH   SOLE   10,874 0 0
FORD MTR CO DEL COM 345370860 393 18,931 SH   SOLE   18,931 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 1,431 45,031 SH   SOLE   45,031 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 958 27,383 SH   SOLE   27,383 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 10,875 114,310 SH   SOLE   114,310 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 774 2,023 SH   SOLE   2,023 0 0
HOME DEPOT INC COM 437076102 466 1,123 SH   SOLE   1,123 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 237 5,232 SH   SOLE   5,232 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 396 5,765 SH   SOLE   5,765 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 221 1,357 SH   SOLE   1,357 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 371 933 SH   SOLE   933 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,051 38,264 SH   SOLE   38,264 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 893 19,715 SH   SOLE   19,715 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 460 9,014 SH   SOLE   9,014 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 377 2,930 SH   SOLE   2,930 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 549 5,433 SH   SOLE   5,433 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,222 4,318 SH   SOLE   4,318 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,727 67,477 SH   SOLE   67,477 0 0
ISHARES TR CORE S&P500 ETF 464287200 17,622 36,944 SH   SOLE   36,944 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,281 11,227 SH   SOLE   11,227 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 250 4,374 SH   SOLE   4,374 0 0
ISHARES TR IBOXX INV CP ETF 464287242 484 3,651 SH   SOLE   3,651 0 0
ISHARES TR INTL SEL DIV ETF 464288448 301 9,658 SH   SOLE   9,658 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 709 13,161 SH   SOLE   13,161 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 16,966 286,242 SH   SOLE   286,242 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 389 4,806 SH   SOLE   4,806 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4,588 39,459 SH   SOLE   39,459 0 0
ISHARES TR PFD AND INCM SEC 464288687 9,208 233,534 SH   SOLE   233,534 0 0
ISHARES TR TIPS BD ETF 464287176 5,001 38,707 SH   SOLE   38,707 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 820 16,420 SH   SOLE   16,420 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 7,803 123,489 SH   SOLE   123,489 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 279 5,391 SH   SOLE   5,391 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 289 5,825 SH   SOLE   5,825 0 0
JOHNSON & JOHNSON COM 478160104 964 5,632 SH   SOLE   5,632 0 0
JPMORGAN CHASE & CO COM 46625H100 423 2,673 SH   SOLE   2,673 0 0
LOWES COS INC COM 548661107 342 1,322 SH   SOLE   1,322 0 0
MCDONALDS CORP COM 580135101 852 3,178 SH   SOLE   3,178 0 0
META PLATFORMS INC CL A 30303M102 2,448 7,279 SH   SOLE   7,279 0 0
MICROSOFT CORP COM 594918104 5,287 15,720 SH   SOLE   15,720 0 0
NVIDIA CORPORATION COM 67066G104 834 2,834 SH   SOLE   2,834 0 0
PALO ALTO NETWORKS INC COM 697435105 227 408 SH   SOLE   408 0 0
PAYCHEX INC COM 704326107 268 1,966 SH   SOLE   1,966 0 0
PAYPAL HLDGS INC COM 70450Y103 315 1,672 SH   SOLE   1,672 0 0
PFIZER INC COM 717081103 249 4,214 SH   SOLE   4,214 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 11,049 100,987 SH   SOLE   100,987 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,792 17,642 SH   SOLE   17,642 0 0
PROCTER AND GAMBLE CO COM 742718109 243 1,485 SH   SOLE   1,485 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 871 8,876 SH   SOLE   8,876 0 0
QUALCOMM INC COM 747525103 340 1,861 SH   SOLE   1,861 0 0
REALTY INCOME CORP COM 756109104 226 3,161 SH   SOLE   3,161 0 0
SALESFORCE COM INC COM 79466L302 314 1,235 SH   SOLE   1,235 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 788 10,766 SH   SOLE   10,766 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,180 75,318 SH   SOLE   75,318 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 583 5,509 SH   SOLE   5,509 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 454 5,006 SH   SOLE   5,006 0 0
SPDR GOLD TR GOLD SHS 78463V107 957 5,596 SH   SOLE   5,596 0 0
SPDR SER TR DJ REIT ETF 78464A607 9,310 76,209 SH   SOLE   76,209 0 0
SPDR SER TR S&P CAP MKTS 78464A771 3,101 29,902 SH   SOLE   29,902 0 0
SPDR SER TR S&P METALS MNG 78464A755 8,210 183,349 SH   SOLE   183,349 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 20,352 446,023 SH   SOLE   446,023 0 0
STARBUCKS CORP COM 855244109 378 3,233 SH   SOLE   3,233 0 0
TESLA INC COM 88160R101 487 461 SH   SOLE   461 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 5,028 80,543 SH   SOLE   80,543 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 586 11,435 SH   SOLE   11,435 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 709 2,295 SH   SOLE   2,295 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 278 11,060 SH   SOLE   11,060 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 753 4,975 SH   SOLE   4,975 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 336 3,263 SH   SOLE   3,263 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,618 20,012 SH   SOLE   20,012 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,028 12,134 SH   SOLE   12,134 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 225 4,500 SH   SOLE   4,500 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 11,733 64,162 SH   SOLE   64,162 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,463 21,454 SH   SOLE   21,454 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,451 42,912 SH   SOLE   42,912 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 540 4,656 SH   SOLE   4,656 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,835 32,625 SH   SOLE   32,625 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,718 20,293 SH   SOLE   20,293 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,274 9,420 SH   SOLE   9,420 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 420 2,855 SH   SOLE   2,855 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,400 28,298 SH   SOLE   28,298 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,203 40,121 SH   SOLE   40,121 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,263 24,392 SH   SOLE   24,392 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 304 4,990 SH   SOLE   4,990 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 218 2,680 SH   SOLE   2,680 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 20,248 117,895 SH   SOLE   117,895 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,034 314,024 SH   SOLE   314,024 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 12,735 113,597 SH   SOLE   113,597 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 15,984 34,886 SH   SOLE   34,886 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 273 5,246 SH   SOLE   5,246 0 0
VISA INC COM CL A 92826C839 2,289 10,563 SH   SOLE   10,563 0 0
WALMART INC COM 931142103 452 3,127 SH   SOLE   3,127 0 0
WASTE MGMT INC DEL COM 94106L109 272 1,628 SH   SOLE   1,628 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208 274 3,317 SH   SOLE   3,317 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 509 7,702 SH   SOLE   7,702 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 266 6,002 SH   SOLE   6,002 0 0