The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 447 3,970 SH   SOLE 0 3,970 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 288 492 SH   SOLE 0 492 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 667 2,942 SH   SOLE 0 2,942 0 0
ALPHABET INC CAP STK CL C 02079K107 699 279 SH   SOLE 0 279 0 0
ALPHABET INC CAP STK CL A 02079K305 637 261 SH   SOLE 0 261 0 0
AMAZON COM INC COM 023135106 1,634 475 SH   SOLE 0 475 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 2,412 38,782 SH   SOLE 0 38,782 0 0
APPLE INC COM 037833100 2,179 15,916 SH   SOLE 0 15,916 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 217 3,627 SH   SOLE 0 3,627 0 0
BOEING CO COM 097023105 239 1,000 SH   SOLE 0 1,000 0 0
BOOKING HOLDINGS INC COM 09857L108 234 107 SH   SOLE 0 107 0 0
BROADCOM INC COM 11135F101 203 426 SH   SOLE 0 426 0 0
CASTLE BIOSCIENCES INC COM 14843C105 206 2,819 SH   SOLE 0 2,819 0 0
CISCO SYS INC COM 17275R102 869 16,403 SH   SOLE 0 16,403 0 0
CLOROX CO DEL COM 189054109 1,886 10,486 SH   SOLE 0 10,486 0 0
COMCAST CORP NEW CL A 20030N101 215 3,788 SH   SOLE 0 3,788 0 0
CRONOS GROUP INC COM 22717L101 97 11,324 SH   SOLE 0 11,324 0 0
DBX ETF TR XTRACK USD HIGH 233051432 9,737 241,561 SH   SOLE 0 241,561 0 0
FACEBOOK INC CL A 30303M102 2,355 6,774 SH   SOLE 0 6,774 0 0
HCA HEALTHCARE INC COM 40412C101 2,140 10,352 SH   SOLE 0 10,352 0 0
HOME DEPOT INC COM 437076102 315 988 SH   SOLE 0 988 0 0
IMMERSION CORP COM 452521107 171 19,547 SH   SOLE 0 19,547 0 0
INFOSYS LTD SPONSORED ADR 456788108 217 10,249 SH   SOLE 0 10,249 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 15,331 763,155 SH   SOLE 0 763,155 0 0
ISHARES INC JP MORGAN EM ETF 464286517 915 20,980 SH   SOLE 0 20,980 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,703 48,910 SH   SOLE 0 48,910 0 0
ISHARES TR CORE S&P500 ETF 464287200 15,045 34,997 SH   SOLE 0 34,997 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,890 28,953 SH   SOLE 0 28,953 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,731 6,443 SH   SOLE 0 6,443 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,755 15,541 SH   SOLE 0 15,541 0 0
ISHARES TR IBOXX HI YD ETF 464288513 58 670 SH   SOLE 0 670 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 401 3,073 SH   SOLE 0 3,073 0 0
ISHARES TR RUS TP200 VL ETF 464289420 1,513 22,780 SH   SOLE 0 22,780 0 0
ISHARES TR RUS TP200 GR ETF 464289438 2,821 18,738 SH   SOLE 0 18,738 0 0
ISHARES INC CORE MSCI EMKT 46434G103 15,117 225,675 SH   SOLE 0 225,675 0 0
JD.COM INC SPON ADR CL A 47215P106 311 3,898 SH   SOLE 0 3,898 0 0
JOHNSON & JOHNSON COM 478160104 395 2,402 SH   SOLE 0 2,402 0 0
MASTERCARD INCORPORATED CL A 57636Q104 886 2,429 SH   SOLE 0 2,429 0 0
MICROSOFT CORP COM 594918104 1,981 7,314 SH   SOLE 0 7,314 0 0
MICRON TECHNOLOGY INC COM 595112103 1,874 22,060 SH   SOLE 0 22,060 0 0
NIO INC SPON ADS 62914V106 242 4,554 SH   SOLE 0 4,554 0 0
NETFLIX INC COM 64110L106 985 1,865 SH   SOLE 0 1,865 0 0
NETEASE INC SPONSORED ADS 64110W102 261 2,266 SH   SOLE 0 2,266 0 0
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581107 87 10,740 SH   SOLE 0 10,740 0 0
NIKE INC CL B 654106103 217 1,410 SH   SOLE 0 1,410 0 0
NOVO-NORDISK A S ADR 670100205 222 2,655 SH   SOLE 0 2,655 0 0
NVIDIA CORPORATION COM 67066G104 864 1,081 SH   SOLE 0 1,081 0 0
ONCTERNAL THERAPEUTICS INC COM 68236P107 49 10,342 SH   SOLE 0 10,342 0 0
PAYPAL HLDGS INC COM 70450Y103 257 883 SH   SOLE 0 883 0 0
PENNANTPARK FLOATING RATE CA COM 70806A106 149 11,761 SH   SOLE 0 11,761 0 0
PROCTER AND GAMBLE CO COM 742718109 331 2,456 SH   SOLE 0 2,456 0 0
SALESFORCE COM INC COM 79466L302 241 988 SH   SOLE 0 988 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 107,109 1,713,470 SH   SOLE 0 1,713,470 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 204 2,101 SH   SOLE 0 2,101 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 992 8,259 SH   SOLE 0 8,259 0 0
TESLA INC COM 88160R101 360 531 SH   SOLE 0 531 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,063 5,153 SH   SOLE 0 5,153 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 23,213 739,742 SH   SOLE 0 739,742 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,750 113,520 SH   SOLE 0 113,520 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,820 287,661 SH   SOLE 0 287,661 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 11,981 114,357 SH   SOLE 0 114,357 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 219 4,183 SH   SOLE 0 4,183 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,579 132,743 SH   SOLE 0 132,743 0 0
VIRNETX HLDG CORP COM 92823T108 112 26,417 SH   SOLE 0 26,417 0 0
VISA INC COM CL A 92826C839 726 3,109 SH   SOLE 0 3,109 0 0
WALMART INC COM 931142103 270 1,921 SH   SOLE 0 1,921 0 0
ZOETIS INC CL A 98978V103 274 1,474 SH   SOLE 0 1,474 0 0
MEDTRONIC PLC SHS G5960L103 372 2,998 SH   SOLE 0 2,998 0 0
NXP SEMICONDUCTORS N V COM N6596X109 2,063 10,031 SH   SOLE 0 10,031 0 0