The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 429 3,970 SH   SOLE 0 3,970 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 233 492 SH   SOLE 0 492 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 667 2,942 SH   SOLE 0 2,942 0 0
ALPHABET INC CAP STK CL C 02079K107 577 279 SH   SOLE 0 279 0 0
ALPHABET INC CAP STK CL A 02079K305 538 261 SH   SOLE 0 261 0 0
AMAZON COM INC COM 023135106 1,469 475 SH   SOLE 0 475 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 4,675 99,450 SH   SOLE 0 99,450 0 0
APPLE INC COM 037833100 2,510 20,555 SH   SOLE 0 20,555 0 0
BOEING CO COM 097023105 254 1,000 SH   SOLE 0 1,000 0 0
BOOKING HOLDINGS INC COM 09857L108 249 107 SH   SOLE 0 107 0 0
CISCO SYS INC COM 17275R102 848 16,403 SH   SOLE 0 16,403 0 0
CLOROX CO DEL COM 189054109 2,337 12,121 SH   SOLE 0 12,121 0 0
DBX ETF TR XTRACK USD HIGH 233051432 12,794 255,942 SH   SOLE 0 255,942 0 0
FACEBOOK INC CL A 30303M102 5,292 17,970 SH   SOLE 0 17,970 0 0
HCA HEALTHCARE INC COM 40412C101 4,008 21,281 SH   SOLE 0 21,281 0 0
HOME DEPOT INC COM 437076102 301 988 SH   SOLE 0 988 0 0
INFOSYS LTD SPONSORED ADR 456788108 191 10,249 SH   SOLE 0 10,249 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 4,782 277,478 SH   SOLE 0 277,478 0 0
ISHARES INC JP MORGAN EM ETF 464286517 942 22,130 SH   SOLE 0 22,130 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,580 48,910 SH   SOLE 0 48,910 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,593 74,388 SH   SOLE 0 74,388 0 0
ISHARES TR IBOXX INV CP ETF 464287242 6,565 50,481 SH   SOLE 0 50,481 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,960 15,216 SH   SOLE 0 15,216 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,109 37,869 SH   SOLE 0 37,869 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 399 3,073 SH   SOLE 0 3,073 0 0
ISHARES TR RUS TP200 VL ETF 464289420 1,450 22,780 SH   SOLE 0 22,780 0 0
ISHARES TR RUS TP200 GR ETF 464289438 2,521 18,738 SH   SOLE 0 18,738 0 0
ISHARES INC CORE MSCI EMKT 46434G103 29,330 455,722 SH   SOLE 0 455,722 0 0
ISHARES TR CORE TOTAL USD 46434V613 5 100 SH   SOLE 0 100 0 0
JD.COM INC SPON ADR CL A 47215P106 328 3,898 SH   SOLE 0 3,898 0 0
JOHNSON & JOHNSON COM 478160104 394 2,402 SH   SOLE 0 2,402 0 0
MASTERCARD INCORPORATED CL A 57636Q104 864 2,429 SH   SOLE 0 2,429 0 0
MICROSOFT CORP COM 594918104 1,724 7,314 SH   SOLE 0 7,314 0 0
MICRON TECHNOLOGY INC COM 595112103 2,194 24,879 SH   SOLE 0 24,879 0 0
NETFLIX INC COM 64110L106 972 1,865 SH   SOLE 0 1,865 0 0
NETEASE INC SPONSORED ADS 64110W102 233 2,266 SH   SOLE 0 2,266 0 0
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581107 150 10,740 SH   SOLE 0 10,740 0 0
NVIDIA CORPORATION COM 67066G104 577 1,081 SH   SOLE 0 1,081 0 0
PAYPAL HLDGS INC COM 70450Y103 214 883 SH   SOLE 0 883 0 0
PROCTER AND GAMBLE CO COM 742718109 332 2,456 SH   SOLE 0 2,456 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 39,520 646,182 SH   SOLE 0 646,182 0 0
SONY CORP SPONSORED ADR 835699307 222 2,101 SH   SOLE 0 2,101 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 976 8,259 SH   SOLE 0 8,259 0 0
TESLA INC COM 88160R101 354 531 SH   SOLE 0 531 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,355 11,706 SH   SOLE 0 11,706 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 5,236 170,666 SH   SOLE 0 170,666 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,616 196,132 SH   SOLE 0 196,132 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 29,168 593,940 SH   SOLE 0 593,940 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 11,560 114,357 SH   SOLE 0 114,357 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 215 4,183 SH   SOLE 0 4,183 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 13,455 235,561 SH   SOLE 0 235,561 0 0
VIRNETX HLDG CORP COM 92823T108 87 15,726 SH   SOLE 0 15,726 0 0
VISA INC COM CL A 92826C839 658 3,109 SH   SOLE 0 3,109 0 0
WALMART INC COM 931142103 260 1,921 SH   SOLE 0 1,921 0 0
ZOETIS INC CL A 98978V103 232 1,474 SH   SOLE 0 1,474 0 0
MEDTRONIC PLC SHS G5960L103 219 1,862 SH   SOLE 0 1,862 0 0
NXP SEMICONDUCTORS N V COM N6596X109 6,421 31,896 SH   SOLE 0 31,896 0 0