The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Inc. - Common Stock EQUITY 00724F101   423,335 952 SH   SOLE   0 0 0
Avantis International Small Cap Value ETF ETF 025072802   4,098,279 62,973 SH   SOLE   0 0 0
Avantis U.S. Equity ETF ETF 025072885   24,960,791 257,514 SH   SOLE   0 0 0
Avantis U.S. Small Cap Value ETF ETF 025072877   11,953,727 123,834 SH   SOLE   0 0 0
Bank of America Corporation Common Stock EQUITY 060505104   218,739 4,977 SH   SOLE   0 0 0
DBA Sempra Common Stock EQUITY 816851109   203,758 2,323 SH   SOLE   0 0 0
Dimensional ETF Trust Dimensional US Marketwide Value ETF ETF 25434V724   239,381 5,850 SH   SOLE   0 0 0
Freedom 100 Emerging Markets ETF ETF 02072L607   449,119 13,743 SH   SOLE   0 0 0
Intuit Inc. - Common Stock EQUITY 461202103   547,424 871 SH   SOLE   0 0 0
Invesco QQQ Trust, Series 1 ETF 46090E103   210,116 411 SH   SOLE   0 0 0
iShares Bitcoin Trust ETF 46438F101   6,616,708 124,726 SH   SOLE   0 0 0
iShares Core MSCI EAFE ETF ETF 46432F842   22,722,356 323,312 SH   SOLE   0 0 0
iShares Core S&P 500 ETF ETF 464287200   54,839,600 93,157 SH   SOLE   0 0 0
iShares Short Treasury Bond ETF ETF 464288679   14,393,627 130,720 SH   SOLE   0 0 0
iShares U.S. Treasury Bond ETF EQUITY 46429B267   5,272,427 229,435 SH   SOLE   0 0 0
Microsoft Corporation - Common Stock EQUITY 594918104   636,105 1,509 SH   SOLE   0 0 0
NVIDIA Corporation - Common Stock EQUITY 67066G104   261,910 1,950 SH   SOLE   0 0 0
Schwab US Dividend Equity ETF EQUITY 808524797   221,348 8,102 SH   SOLE   0 0 0
SPDR Portfolio Aggregate Bond ETF ETF 78464A649   8,005,473 320,347 SH   SOLE   0 0 0
SPDR Portfolio S&P 500 ETF ETF 78464A854   9,453,999 137,134 SH   SOLE   0 0 0
SPDR S&P 500 ETF 78462F103   506,879 865 SH   SOLE   0 0 0
Vanguard Growth ETF EQUITY 922908736   1,224,866 2,984 SH   SOLE   0 0 0
Vanguard Mid-Cap ETF ETF 922908629   7,047,021 26,680 SH   SOLE   0 0 0
Vanguard Short-Term Bond ETF ETF 921937827   4,173,084 54,007 SH   SOLE   0 0 0
Vanguard Total Stock Market ETF EQUITY 922908769   204,751 707 SH   SOLE   0 0 0
Vanguard Value ETF EQUITY 922908744   943,625 5,574 SH   SOLE   0 0 0