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Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Loans, including fees $ 10,648 $ 9,499
Investment securities 842 1,075
Interest-earning deposits 615 647
Total interest income 12,105 11,221
Interest expense:    
Deposits 4,246 4,002
FHLB advances and other borrowings 522 470
Total interest expense 4,768 4,472
Net interest income before provision for credit losses 7,337 6,749
Provision for credit losses 50 0
Net interest income after provision for credit losses 7,287 6,749
Noninterest income:    
Service charges on deposit accounts 316 395
Other 165 189
Total noninterest income 481 584
Noninterest expenses:    
Salaries and employee benefits 3,359 3,179
Occupancy 605 618
Data processing 543 511
Other 852 1,262
Total noninterest expenses 5,359 5,570
Income before income taxes 2,409 1,763
Income tax expense 578 428
Net income $ 1,831 $ 1,335
Weighted average common shares outstanding    
Basic 6,405,702 6,416,628
Diluted 6,547,817 6,524,332
Basic earnings per share $ 0.29 $ 0.21
Diluted earnings per share $ 0.28 $ 0.2