Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 6,205	$ 7,092
Interest-earning deposits in other depository institutions	68,499	34,333
Cash and cash equivalents	74,704	41,425
Investment securities available-for-sale	40,979	36,502
Investment securities held-to-maturity (estimated fair value of $27,505 net of allowance for credit losses of $45 at March 31, 2025 and estimated fair value of $27,286 net of allowance for credit losses of $45 at December 31, 2024)	27,338	27,299
Other investments	6,202	6,175
Loans	720,980	714,115
Less allowance for credit losses	(8,457)	(8,496)
Net loans	712,523	705,619
Premises and equipment, net	3,177	3,261
Bank owned life insurance	16,587	16,487
Intangible assets	18,127	18,175
Other assets	12,859	11,874
Total assets	912,496	866,817
Liabilities:
Non-interest-bearing checking	153,630	151,395
Interest-bearing checking	84,106	73,841
Money market accounts	164,442	148,752
Savings accounts	81,411	76,053
Certificates of deposit	246,703	223,440
Total deposits	730,292	673,481
Federal Home Loan Bank advances and other borrowings	54,000	58,815
Accrued interest payable and other liabilities	5,925	5,406
Total liabilities	790,217	737,702
Stockholders' equity:
Common stock (par value $0.01 per share, 40,000,000 shares authorized; 6,350,640 issued and outstanding at March 31, 2025 and 6,409,598 issued and outstanding at December 31, 2024)	64	64
Preferred stock (10,000,000 shares authorized, no shares outstanding)
Additional paid in capital	61,781	62,355
Unearned ESOP shares	(4,088)	(4,378)
Retained earnings	69,600	76,786
Accumulated other comprehensive loss	(5,078)	(5,712)
Total stockholders' equity	122,279	129,115
Total liabilities and stockholders' equity	$ 912,496	$ 866,817