Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 7,092	$ 6,025
Interest-earning deposits in other depository institutions	34,333	44,001
Cash and cash equivalents	41,425	50,026
Investment securities available-for-sale	36,502	48,561
Investment securities held-to-maturity (estimated fair value of $27,286, net of allowance for credit losses of $45 at December 31, 2024 and estimated fair value of $33,835, net of allowance for credit losses of $45 at December 31, 2023)	27,299	34,206
Other investments	6,175	5,434
Loans	714,115	659,876
Less allowance for credit losses	(8,496)	(8,921)
Net loans	705,619	650,955
Other real estate owned		2,850
Premises and equipment, net	3,261	3,797
Bank owned life insurance	16,487	16,086
Intangible assets	18,175	18,366
Other assets	11,874	12,978
Total assets	866,817	843,259
Liabilities:
Noninterest-bearing checking	151,395	154,689
Interest-bearing checking	73,841	85,362
Money market accounts	148,752	138,673
Savings accounts	76,053	74,768
Certificates of deposit	223,440	220,951
Total deposits	673,481	674,443
Federal Home Loan Bank advances and other borrowings	58,815	40,000
Accrued interest payable and other liabilities	5,406	7,299
Total liabilities	737,702	721,742
Stockholders' equity:
Common stock (par value $0.01 per share, 40,000,000 shares authorized; 6,409,598 issued and outstanding at December 31, 2024 and 6,416,628 issued and outstanding at December 31, 2023)	64	64
Preferred stock (10,000,000 shares authorized, no shares outstanding)
Additional paid in capital	62,355	61,026
Unearned ESOP shares	(4,378)	(4,587)
Retained earnings	76,786	71,345
Accumulated other comprehensive loss	(5,712)	(6,332)
Total stockholders' equity	129,115	121,516
Total liabilities and stockholders' equity	$ 866,817	$ 843,258