Consolidated Statements of Income (unaudited) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest income:
Loans, including fees		$ 7,283,000	$ 7,997,000	$ 14,279,000	$ 17,091,000
Investment securities, including dividends		291,000	181,000	556,000	292,000
Interest-earning deposits		79,000	39,000	97,000	82,000
Total interest income		7,653,000	8,217,000	14,932,000	17,465,000
Interest expense:
Deposits		484,000	684,000	987,000	1,481,000
Borrowings		28,000	123,000	(947,000)	233,000
Total interest expense		512,000	807,000	40,000	1,714,000
Net interest income before provision for loan losses		7,141,000	7,410,000	14,892,000	15,751,000
Provision for loan losses		217,000	300,000	467,000	750,000
Net interest income after provision for loan losses		6,924,000	7,110,000	14,425,000	15,001,000
Noninterest income:
Service charges on deposit accounts		393,000	376,000	785,000	709,000
Other		255,000	230,000	458,000	625,000
Total noninterest income		648,000	606,000	1,243,000	1,334,000
Noninterest expenses:
Salaries and employee benefits		2,959,000	2,511,000	5,901,000	4,894,000
Deferred compensation		64,000	62,000	131,000	126,000
Occupancy		541,000	644,000	1,123,000	1,696,000
Advertising		118,000	100,000	198,000	180,000
Data processing		497,000	517,000	990,000	999,000
Other real estate owned			7,000		19,000
Net (gain) on sale of other real estate owned			(126,000)		(127,000)
Legal and accounting		203,000	226,000	385,000	402,000
Organizational dues and subscriptions		133,000	91,000	264,000	161,000
Director compensation		51,000	50,000	102,000	100,000
Federal deposit insurance premiums		52,000	67,000	112,000	140,000
Writedown of premises and equipment					873,000
FHLB prepayment penalties				647,000
Other		619,000	524,000	1,142,000	1,101,000
Total noninterest expenses		5,237,000	4,673,000	10,995,000	10,564,000
Income before income taxes		2,335,000	3,043,000	4,673,000	5,771,000
Income tax expense		552,000	725,000	1,099,000	1,321,000
Net income		$ 1,783,000	$ 2,318,000	$ 3,574,000	$ 4,450,000
Basic earnings per share		$ 0.27	$ 0.34	$ 0.53	$ 0.65
Diluted earnings per share	[1]	$ 0.27	$ 0.34	$ 0.53	$ 0.64

[1] Cumulative quarterly per share performance may not equal annual per share totals due to the effects of the amount and timing of capital increases. When computing earnings per share for an interim period, the denominator is based on the weighted average shares outstanding during the interim period, and not on an annualized weighted average basis. Accordingly, the sum of the earnings per share data for the quarters will not necessarily equal the year-to-date earnings per share data.