<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13g" xmlns:com="http://www.sec.gov/edgar/common">
<headerData>
<submissionType>SCHEDULE 13G/A</submissionType>
<filerInfo>
<filer>
<filerCredentials>
<cik>0002054711</cik>
<ccc>XXXXXXXX</ccc>
</filerCredentials>
</filer>
<liveTestFlag>LIVE</liveTestFlag>



</filerInfo>
</headerData>
<formData>
<coverPageHeader>
<amendmentNo>1</amendmentNo>
<securitiesClassTitle>Common Stock, par value $0.01 per share</securitiesClassTitle>
<eventDateRequiresFilingThisStatement>12/31/2025</eventDateRequiresFilingThisStatement>
<issuerInfo>
<issuerCik>0001823406</issuerCik>
<issuerName>AFFINITY BANCSHARES, INC.</issuerName>
<issuerCusip>00832E103</issuerCusip>
<issuerPrincipalExecutiveOfficeAddress>
<com:street1>3175 Highway 278</com:street1>
<com:city>Covington</com:city>
<com:stateOrCountry>GA</com:stateOrCountry>
<com:zipCode>30014</com:zipCode>
</issuerPrincipalExecutiveOfficeAddress>
</issuerInfo>
<designateRulesPursuantThisScheduleFiled>
<designateRulePursuantThisScheduleFiled>Rule 13d-1(b)</designateRulePursuantThisScheduleFiled>
</designateRulesPursuantThisScheduleFiled>
</coverPageHeader>
<coverPageHeaderReportingPersonDetails>

<reportingPersonName>Affinity Bank Employee Stock Ownership Plan Trust</reportingPersonName>
<memberGroup>b</memberGroup>
<citizenshipOrOrganization>GA</citizenshipOrOrganization>
<reportingPersonBeneficiallyOwnedNumberOfShares>
<soleVotingPower>356952</soleVotingPower>
<sharedVotingPower>188661</sharedVotingPower>
<soleDispositivePower>545613</soleDispositivePower>
<sharedDispositivePower>0</sharedDispositivePower>
</reportingPersonBeneficiallyOwnedNumberOfShares>
<reportingPersonBeneficiallyOwnedAggregateNumberOfShares>545613</reportingPersonBeneficiallyOwnedAggregateNumberOfShares>
<aggregateAmountExcludesCertainSharesFlag>N</aggregateAmountExcludesCertainSharesFlag>
<classPercent>8.9</classPercent>
<typeOfReportingPerson>EP</typeOfReportingPerson>
</coverPageHeaderReportingPersonDetails>
<items>
<item1>
<issuerName>AFFINITY BANCSHARES, INC.</issuerName>
<issuerPrincipalExecutiveOfficeAddress>3175 Highway 278, Covington, Georgia, 30014</issuerPrincipalExecutiveOfficeAddress>
</item1>
<item2>
<filingPersonName>Affinity Bank, Employee Stock Ownership Plan Trust,Trustee: TI-Trust, Inc.</filingPersonName>
<principalBusinessOfficeOrResidenceAddress>c/o TI-Trust, Inc., 2900 North 23rd Street, Quincy, Illinois 62305</principalBusinessOfficeOrResidenceAddress>
<citizenship>Georgia</citizenship>
</item2>
<item3>
<notApplicableFlag>N</notApplicableFlag>
<typeOfPersonFiling>EP</typeOfPersonFiling>
</item3>
<item4>
<amountBeneficiallyOwned>545,613</amountBeneficiallyOwned>
<classPercent>8.9%</classPercent>
<numberOfSharesPersonHas>
<solePowerOrDirectToVote>356,952</solePowerOrDirectToVote>
<sharedPowerOrDirectToVote>188,661</sharedPowerOrDirectToVote>
<solePowerOrDirectToDispose>545,613</solePowerOrDirectToDispose>
<sharedPowerOrDirectToDispose>0</sharedPowerOrDirectToDispose>
</numberOfSharesPersonHas>
</item4>
<item5>
<notApplicableFlag>Y</notApplicableFlag>
</item5>
<item6>
<notApplicableFlag>Y</notApplicableFlag>
</item6>
<item7>
<notApplicableFlag>Y</notApplicableFlag>
</item7>
<item8>
<notApplicableFlag>Y</notApplicableFlag>
</item8>
<item9>
<notApplicableFlag>Y</notApplicableFlag>
</item9>
<item10>
<notApplicableFlag>N</notApplicableFlag>
<certifications>By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.</certifications>
</item10>
</items>
<signatureInformation>
<reportingPersonName>Affinity Bank Employee Stock Ownership Plan Trust</reportingPersonName>
<signatureDetails>
<signature>/s/ Craig Baker</signature>
<title>Craig Baker, Vice President, TI-Trust, Inc., Trustee</title>
<date>02/04/2026</date>
</signatureDetails>
</signatureInformation>
</formData>
</edgarSubmission>
