The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150 40,150 578,195 SH   SOLE   0 0 578,195
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 29,240 103,167 SH   SOLE   0 0 103,167
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 27,909 540,559 SH   SOLE   0 0 540,559
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 25,900 108,872 SH   SOLE   0 0 108,872
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 17,433 280,266 SH   SOLE   0 0 280,266
ISHARES TR USA QUALITY FCTR 46432F339 11,747 122,693 SH   SOLE   0 0 122,693
ISHARES TR CORE US AGGBD ET 464287226 6,957 58,856 SH   SOLE   0 0 58,856
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,494 27,586 SH   SOLE   0 0 27,586
ISHARES TR RUS 1000 GRW ETF 464287614 258 1,347 SH   SOLE   0 0 1,347