Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 3,432	$ 4,051
Interest earning deposits	20,235	16,946
Total cash and cash equivalents	23,667	20,997
Interest earning time deposits in banks	650	650
Investment securities available-for-sale, at fair value	36,078	36,975
Investment securities held-to-maturity (fair value 2022-$1,075, 2021-$1,150)	1,064	1,128
Equity investment securities, at fair value	338	350
Federal Home Loan Bank stock, at cost	1,335	1,450
Loans	276,459	279,961
Less: Allowance for loan losses	(1,974)	(1,841)
Loans receivable, net	274,485	278,120
Premises and equipment, net	15,182	15,345
Bank-owned life insurance	7,917	7,890
Pension plan asset	11,688	11,107
Foreclosed real estate & repossessed assets		27
Goodwill	792	792
Intangible assets, net	767	783
Accrued interest receivable	1,274	1,249
Other assets	2,234	2,086
Total assets	377,471	378,949
Deposits:
Noninterest-bearing	57,626	57,540
Interest-bearing	257,285	254,509
Total deposits	314,911	312,049
Long-term borrowings	15,978	17,760
Advances from borrowers for taxes and insurance	1,748	2,443
Deferred tax liability	711	1,118
Other liabilities	2,008	2,100
Total liabilities	335,356	335,470
Shareholders' equity:
Preferred stock, par value $0.01; 1,000,000 shares authorized; none issued
Common stock, par value $0.01; 14,000,000 shares authorized in 2022 and 2021; 2,458,261 shares issued in 2022 and 2021; and 2,458,261 shares outstanding in 2022 and 2021	26	26
Additional paid in capital	24,496	24,494
Retained earnings	22,065	21,669
Accumulated other comprehensive loss	(2,740)	(966)
Stock held in rabbi trust	(654)	(654)
Unearned ESOP shares, at cost	(1,078)	(1,090)
Total shareholders' equity	42,115	43,479
Total liabilities and shareholders' equity	$ 377,471	$ 378,949