The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   820,432 7,943 SH   SOLE   0 0 7,943
APPLE INC COM 037833100   4,381,499 26,571 SH   SOLE   0 0 26,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   850,353 2,754 SH   SOLE   0 0 2,754
COCA COLA CO COM 191216100   789,147 12,722 SH   SOLE   0 0 12,722
COMMUNITY BK SYS INC COM 203607106   209,960 4,000 SH   SOLE   0 0 4,000
DANAHER CORPORATION COM 235851102   763,429 3,029 SH   SOLE   0 0 3,029
ISHARES TR CORE S&P500 ETF 464287200   1,366,184 3,323 SH   SOLE   0 0 3,323
ISHARES TR CORE US AGGBD ET 464287226   4,323,385 43,390 SH   SOLE   0 0 43,390
ISHARES TR S&P 500 GRWT ETF 464287309   550,412 8,615 SH   SOLE   0 0 8,615
ISHARES TR 20 YR TR BD ETF 464287432   29,499,668 277,331 SH   SOLE   0 0 277,331
ISHARES TR 7-10 YR TRSY BD 464287440   27,407,680 276,510 SH   SOLE   0 0 276,510
ISHARES TR 1 3 YR TREAS BD 464287457   4,109,433 50,017 SH   SOLE   0 0 50,017
ISHARES TR RUS MDCP VAL ETF 464287473   387,641 3,650 SH   SOLE   0 0 3,650
ISHARES TR RUS MD CP GR ETF 464287481   352,181 3,868 SH   SOLE   0 0 3,868
ISHARES TR CORE S&P MCP ETF 464287507   18,219,925 72,833 SH   SOLE   0 0 72,833
ISHARES TR CORE S&P US VLU 464287663   466,446 6,322 SH   SOLE   0 0 6,322
ISHARES TR CORE S&P US GWT 464287671   472,260 5,320 SH   SOLE   0 0 5,320
ISHARES TR U.S. REAL ES ETF 464287739   235,852 2,778 SH   SOLE   0 0 2,778
ISHARES TR CORE S&P SCP ETF 464287804   47,113,310 487,211 SH   SOLE   0 0 487,211
ISHARES TR SP SMCP600VL ETF 464287879   7,685,946 82,124 SH   SOLE   0 0 82,124
ISHARES TR S&P SML 600 GWT 464287887   560,383 5,097 SH   SOLE   0 0 5,097
ISHARES TR GL CLEAN ENE ETF 464288224   259,537 13,121 SH   SOLE   0 0 13,121
ISHARES TR ISHS 1-5YR INVS 464288646   2,911,104 57,600 SH   SOLE   0 0 57,600
ISHARES TR 10-20 YR TRS ETF 464288653   1,496,465 13,065 SH   SOLE   0 0 13,065
ISHARES TR 3 7 YR TREAS BD 464288661   24,254,298 206,156 SH   SOLE   0 0 206,156
ISHARES TR SHORT TREAS BD 464288679   8,955,867 81,049 SH   SOLE   0 0 81,049
JOHNSON & JOHNSON COM 478160104   316,536 2,042 SH   SOLE   0 0 2,042
MICROSOFT CORP COM 594918104   1,131,664 3,925 SH   SOLE   0 0 3,925
PEPSICO INC COM 713448108   246,470 1,352 SH   SOLE   0 0 1,352
PROCTER AND GAMBLE CO COM 742718109   289,499 1,947 SH   SOLE   0 0 1,947
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   495,258 10,350 SH   SOLE   0 0 10,350
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   274,924 3,758 SH   SOLE   0 0 3,758
TYLER TECHNOLOGIES INC COM 902252105   281,230 793 SH   SOLE   0 0 793
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,260,962 27,667 SH   SOLE   0 0 27,667
VANGUARD WORLD FD ESG INTL STK ETF 921910725   694,032 13,255 SH   SOLE   0 0 13,255
VANGUARD WORLD FD ESG US STK ETF 921910733   9,089,370 126,752 SH   SOLE   0 0 126,752
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   16,732,530 207,188 SH   SOLE   0 0 207,188
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   25,595,613 288,271 SH   SOLE   0 0 288,271
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   11,374,209 148,702 SH   SOLE   0 0 148,702
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,384,850 229,906 SH   SOLE   0 0 229,906
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   36,737,609 348,224 SH   SOLE   0 0 348,224
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,171,218 29,030 SH   SOLE   0 0 29,030
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,205,763 128,856 SH   SOLE   0 0 128,856
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   992,110 16,277 SH   SOLE   0 0 16,277
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   84,658,531 225,114 SH   SOLE   0 0 225,114
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   545,446 4,068 SH   SOLE   0 0 4,068
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   24,630,280 296,607 SH   SOLE   0 0 296,607
VANGUARD INDEX FDS SML CP GRW ETF 922908595   17,382,128 80,320 SH   SOLE   0 0 80,320
VANGUARD INDEX FDS SM CP VAL ETF 922908611   721,006 4,541 SH   SOLE   0 0 4,541
VANGUARD INDEX FDS GROWTH ETF 922908736   22,870,679 91,688 SH   SOLE   0 0 91,688
VANGUARD INDEX FDS VALUE ETF 922908744   778,728 5,638 SH   SOLE   0 0 5,638
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,855,721 15,065 SH   SOLE   0 0 15,065
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,698,494 23,021 SH   SOLE   0 0 23,021
INVESCO QQQ TR UNIT SER 1 46090E103   641,539 1,999 SH   SOLE   0 0 1,999
ALPHABET INC CAP STK CL C 02079K107   459,160 4,415 SH   SOLE   0 0 4,415
ALPHABET INC CAP STK CL A 02079K305   324,364 3,127 SH   SOLE   0 0 3,127
COSTCO WHSL CORP NEW COM 22160K105   263,599 531 SH   SOLE   0 0 531
EXXON MOBIL CORP COM 30231G102   781,055 7,123 SH   SOLE   0 0 7,123
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   208,397 1,441 SH   SOLE   0 0 1,441
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   671,370 15,996 SH   SOLE   0 0 15,996
ISHARES TR US TREAS BD ETF 46429B267   9,599,815 410,599 SH   SOLE   0 0 410,599
ISHARES INC CORE MSCI EMKT 46434G103   2,328,308 47,721 SH   SOLE   0 0 47,721
ISHARES INC ESG AWR MSCI EM 46434G863   218,849 6,952 SH   SOLE   0 0 6,952
ISHARES TR ESG AWRE 1 5 YR 46435G243   639,924 26,597 SH   SOLE   0 0 26,597
ISHARES TR ESG AWR US AGRGT 46435U549   895,502 18,633 SH   SOLE   0 0 18,633
ISHARES TR ESG AWARE MSCI 46435U663   515,560 15,168 SH   SOLE   0 0 15,168
MERCK & CO INC COM 58933Y105   213,206 2,004 SH   SOLE   0 0 2,004
NV5 GLOBAL INC COM 62945V109   644,614 6,200 SH   SOLE   0 0 6,200
NVIDIA CORPORATION COM 67066G104   561,705 2,022 SH   SOLE   0 0 2,022
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   2,325,141 68,246 SH   SOLE   0 0 68,246
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,449,672 3,541 SH   SOLE   0 0 3,541
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,854,906 87,697 SH   SOLE   0 0 87,697
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,289,036 17,681 SH   SOLE   0 0 17,681
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   240,267 3,216 SH   SOLE   0 0 3,216
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   314,670 3,110 SH   SOLE   0 0 3,110
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   944,568 6,255 SH   SOLE   0 0 6,255
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   216,576 3,736 SH   SOLE   0 0 3,736
TESLA INC COM 88160R101   302,269 1,457 SH   SOLE   0 0 1,457
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   746,995 3,860 SH   SOLE   0 0 3,860
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   981,744 4,117 SH   SOLE   0 0 4,117
VANGUARD WORLD FDS INF TECH ETF 92204A702   620,460 1,610 SH   SOLE   0 0 1,610
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,079,107 35,516 SH   SOLE   0 0 35,516
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,146,165 41,272 SH   SOLE   0 0 41,272
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,129,906 33,867 SH   SOLE   0 0 33,867
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   597,801 9,970 SH   SOLE   0 0 9,970
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   3,481,922 53,151 SH   SOLE   0 0 53,151
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   296,837 4,020 SH   SOLE   0 0 4,020
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108   227,439 3,151 SH   SOLE   0 0 3,151
NYMOX PHARMACEUTICAL CORP COM P73398102   3,400 10,000 SH   SOLE   0 0 10,000