Endorsement Applicable to a Charitable Remainder Trust

EX-99.4(L) 14 d44001dex994l.htm ENDORSEMENT APPLICABLE TO A CHARITABLE REMAINDER TRUST Endorsement Applicable to a Charitable Remainder Trust

EX-99.4l

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

ENDORSEMENT APPLICABLE TO A CHARITABLE REMAINDER TRUST

When issued with this Endorsement, the definition of “Free Withdrawal Amount” in Section 8.01 of this Contract is amended as follows:

“Free Withdrawal Amount” means the greater of (1) the current Annuity Account Value, less Contributions that have not been deemed withdrawn and (2) the Free Withdrawal Amount as specified in the Data pages.


[

Mark Pearson,		Dave S. Hattem,
Chief Executive Officer		Senior Executive Director and Secretary]

ICC20CRT-Z