The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 254 719 SH   SOLE   0 0 719
ISHARES TR TIPS BD ETF 464287176 266 2,134 SH   SOLE   0 0 2,134
ISHARES TR GRWT ALLOCAT ETF 464289867 733 13,580 SH   SOLE   0 0 13,580
ISHARES TR CORE US AGGBD ET 464287226 315 2,944 SH   SOLE   0 0 2,944
ISHARES TR ISHS 5-10YR INVT 464288638 383 6,972 SH   SOLE   0 0 6,972
ISHARES TR MODERT ALLOC ETF 464289875 535 12,461 SH   SOLE   0 0 12,461
ISHARES TR MSCI EAFE ETF 464287465 1,220 16,573 SH   SOLE   0 0 16,573
ISHARES TR EAFE SML CP ETF 464288273 651 9,812 SH   SOLE   0 0 9,812
ISHARES TR RUS 1000 GRW ETF 464287614 2,850 10,265 SH   SOLE   0 0 10,265
ISHARES TR RUS 1000 ETF 464287622 2,100 8,400 SH   SOLE   0 0 8,400
ISHARES TR RUS 1000 VAL ETF 464287598 2,283 13,756 SH   SOLE   0 0 13,756
ISHARES TR RUS 2000 GRW ETF 464287648 200 783 SH   SOLE   0 0 783
ISHARES TR RUSSELL 2000 ETF 464287655 670 3,263 SH   SOLE   0 0 3,263
ISHARES TR RUS 2000 VAL ETF 464287630 598 3,707 SH   SOLE   0 0 3,707
ISHARES TR RUS MD CP GR ETF 464287481 711 7,074 SH   SOLE   0 0 7,074
ISHARES TR RUS MID CAP ETF 464287499 749 9,598 SH   SOLE   0 0 9,598
ISHARES TR RUS MDCP VAL ETF 464287473 982 8,206 SH   SOLE   0 0 8,206
ISHARES TR CORE S&P500 ETF 464287200 432 952 SH   SOLE   0 0 952
ISHARES TR AGGRES ALLOC ETF 464289859 255 3,695 SH   SOLE   0 0 3,695
ISHARES TR ISHS 1-5YR INVS 464288646 12,284 237,501 SH   SOLE   0 0 237,501
ISHARES TR IBOXX INV CP ETF 464287242 214 1,773 SH   SOLE   0 0 1,773
JPMORGAN CHASE & CO COM 46625H100 893 6,548 SH   SOLE   0 0 6,548
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,066 38,399 SH   SOLE   0 0 38,399
SPDR SER TR PORTFOLIO INTRMD 78464A375 543 15,886 SH   SOLE   0 0 15,886
SPDR SER TR PORTFOLIO SHORT 78464A474 3,673 121,908 SH   SOLE   0 0 121,908
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,222 77,182 SH   SOLE   0 0 77,182
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,034 28,899 SH   SOLE   0 0 28,899
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,139 120,754 SH   SOLE   0 0 120,754
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,212 31,373 SH   SOLE   0 0 31,373
SPDR S&P 500 ETF TR TR UNIT 78462F103 324 717 SH   SOLE   0 0 717
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,063 146,195 SH   SOLE   0 0 146,195
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,143 106,002 SH   SOLE   0 0 106,002
SPDR SER TR PORTFOLIO S&P600 78468R853 4,511 107,237 SH   SOLE   0 0 107,237
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,892 43,674 SH   SOLE   0 0 43,674
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,025 13,817 SH   SOLE   0 0 13,817
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 217 4,389 SH   SOLE   0 0 4,389
VANGUARD INDEX FDS GROWTH ETF 922908736 7,270 25,279 SH   SOLE   0 0 25,279
VANGUARD INDEX FDS LARGE CAP ETF 922908637 239 1,148 SH   SOLE   0 0 1,148
VANGUARD INDEX FDS VALUE ETF 922908744 10,225 69,188 SH   SOLE   0 0 69,188
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 393 5,619 SH   SOLE   0 0 5,619
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,539 120,080 SH   SOLE   0 0 120,080
VANGUARD WORLD FD ESG US STK ETF 921910733 291 3,586 SH   SOLE   0 0 3,586
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 203 1,642 SH   SOLE   0 0 1,642
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 261 2,321 SH   SOLE   0 0 2,321
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 578 9,193 SH   SOLE   0 0 9,193
VANGUARD BD INDEX FDS INTERMED TERM 921937819 18,338 223,901 SH   SOLE   0 0 223,901
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 945 10,981 SH   SOLE   0 0 10,981
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 694 13,232 SH   SOLE   0 0 13,232
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,525 286,951 SH   SOLE   0 0 286,951
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,330 19,432 SH   SOLE   0 0 19,432
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,408 56,176 SH   SOLE   0 0 56,176
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,708 56,374 SH   SOLE   0 0 56,374
VANGUARD INDEX FDS MID CAP ETF 922908629 700 2,943 SH   SOLE   0 0 2,943
VANGUARD INDEX FDS SML CP GRW ETF 922908595 869 3,501 SH   SOLE   0 0 3,501
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,965 27,539 SH   SOLE   0 0 27,539
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 910 12,503 SH   SOLE   0 0 12,503
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 406 5,198 SH   SOLE   0 0 5,198
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,042 154,586 SH   SOLE   0 0 154,586
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,001 56,471 SH   SOLE   0 0 56,471
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,673 15,195 SH   SOLE   0 0 15,195
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,180 14,840 SH   SOLE   0 0 14,840