The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 298 1,073 SH   SOLE   0 0 1,073
ISHARES TR TIPS BD ETF 464287176 263 2,057 SH   SOLE   0 0 2,057
ISHARES TR GRWT ALLOCAT ETF 464289867 648 11,577 SH   SOLE   0 0 11,577
ISHARES TR CORE US AGGBD ET 464287226 335 2,907 SH   SOLE   0 0 2,907
ISHARES TR ISHS 5-10YR INVT 464288638 423 6,995 SH   SOLE   0 0 6,995
ISHARES TR MODERT ALLOC ETF 464289875 527 11,699 SH   SOLE   0 0 11,699
ISHARES TR MSCI EAFE ETF 464287465 1,303 16,516 SH   SOLE   0 0 16,516
ISHARES TR EAFE SML CP ETF 464288273 728 9,812 SH   SOLE   0 0 9,812
ISHARES TR RUS 1000 GRW ETF 464287614 3,150 11,602 SH   SOLE   0 0 11,602
ISHARES TR RUS 1000 ETF 464287622 2,017 8,333 SH   SOLE   0 0 8,333
ISHARES TR RUS 1000 VAL ETF 464287598 2,431 15,326 SH   SOLE   0 0 15,326
ISHARES TR RUS 2000 GRW ETF 464287648 243 781 SH   SOLE   0 0 781
ISHARES TR RUSSELL 2000 ETF 464287655 816 3,558 SH   SOLE   0 0 3,558
ISHARES TR RUS 2000 VAL ETF 464287630 622 3,752 SH   SOLE   0 0 3,752
ISHARES TR RUS MD CP GR ETF 464287481 805 7,110 SH   SOLE   0 0 7,110
ISHARES TR RUS MID CAP ETF 464287499 785 9,909 SH   SOLE   0 0 9,909
ISHARES TR RUS MDCP VAL ETF 464287473 939 8,164 SH   SOLE   0 0 8,164
ISHARES TR CORE S&P500 ETF 464287200 404 940 SH   SOLE   0 0 940
ISHARES TR ISHS 1-5YR INVS 464288646 12,607 230,005 SH   SOLE   0 0 230,005
ISHARES TR IBOXX INV CP ETF 464287242 234 1,743 SH   SOLE   0 0 1,743
JPMORGAN CHASE & CO COM 46625H100 1,011 6,500 SH   SOLE   0 0 6,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,262 38,369 SH   SOLE   0 0 38,369
SPDR SER TR PORTFOLIO INTRMD 78464A375 577 15,718 SH   SOLE   0 0 15,718
SPDR SER TR PORTFOLIO SHORT 78464A474 3,819 121,998 SH   SOLE   0 0 121,998
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,221 81,470 SH   SOLE   0 0 81,470
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,019 29,896 SH   SOLE   0 0 29,896
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,484 121,869 SH   SOLE   0 0 121,869
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,374 30,204 SH   SOLE   0 0 30,204
SPDR S&P 500 ETF TR TR UNIT 78462F103 266 621 SH   SOLE   0 0 621
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,439 147,903 SH   SOLE   0 0 147,903
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,243 105,851 SH   SOLE   0 0 105,851
SPDR SER TR PORTFOLIO S&P600 78468R853 4,874 110,935 SH   SOLE   0 0 110,935
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,910 46,214 SH   SOLE   0 0 46,214
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,166 15,035 SH   SOLE   0 0 15,035
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 218 4,356 SH   SOLE   0 0 4,356
VANGUARD INDEX FDS GROWTH ETF 922908736 6,779 23,634 SH   SOLE   0 0 23,634
VANGUARD INDEX FDS LARGE CAP ETF 922908637 228 1,137 SH   SOLE   0 0 1,137
VANGUARD INDEX FDS VALUE ETF 922908744 8,378 60,951 SH   SOLE   0 0 60,951
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 370 4,635 SH   SOLE   0 0 4,635
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,628 103,633 SH   SOLE   0 0 103,633
VANGUARD WORLD FD ESG US STK ETF 921910733 284 3,557 SH   SOLE   0 0 3,557
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 220 1,616 SH   SOLE   0 0 1,616
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 238 2,272 SH   SOLE   0 0 2,272
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 591 8,720 SH   SOLE   0 0 8,720
VANGUARD BD INDEX FDS INTERMED TERM 921937819 17,595 195,586 SH   SOLE   0 0 195,586
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,003 10,552 SH   SOLE   0 0 10,552
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 647 11,324 SH   SOLE   0 0 11,324
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 15,754 248,518 SH   SOLE   0 0 248,518
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,377 18,518 SH   SOLE   0 0 18,518
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,319 52,094 SH   SOLE   0 0 52,094
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,797 54,298 SH   SOLE   0 0 54,298
VANGUARD INDEX FDS MID CAP ETF 922908629 693 2,920 SH   SOLE   0 0 2,920
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,096 3,780 SH   SOLE   0 0 3,780
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,018 28,901 SH   SOLE   0 0 28,901
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 855 12,282 SH   SOLE   0 0 12,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 447 5,402 SH   SOLE   0 0 5,402
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,789 155,664 SH   SOLE   0 0 155,664
VANGUARD INDEX FDS SMALL CP ETF 922908751 11,293 50,129 SH   SOLE   0 0 50,129
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,638 15,190 SH   SOLE   0 0 15,190
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,257 14,632 SH   SOLE   0 0 14,632