The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   12,843 113 SH   SOLE   0 0 113
ABBVIE INCORPORATED COM 00287Y109   21,329 117 SH   SOLE   0 0 117
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101   602,149 1,737 SH   SOLE   0 0 1,737
ALIBABA GROUP HLDG LIMITED SPONSORED ADS COM 01609W102   367 5 SH   SOLE   0 0 5
ALLSTATE CORPORATION COM 020002101   31,341 181 SH   SOLE   0 0 181
ALPHABET INCORPORATED CAP STK CLASS A COM 02079K305   292,804 1,940 SH   SOLE   0 0 1,940
ALPHABET INCORPORATED CAP STK CLASS C COM 02079K107   175,860 1,155 SH   SOLE   0 0 1,155
AMAZON COM INCORPORATED COM 023135106   293,298 1,626 SH   SOLE   0 0 1,626
AMERICAN EXPRESS COMPANY COM 025816109   92,578 407 SH   SOLE   0 0 407
AMERICAN WTR WKS COMPANY INCORPORATED NEW COM 030420103   143,527 1,174 SH   SOLE   0 0 1,174
AMGEN INCORPORATED COM 031162100   98,735 347 SH   SOLE   0 0 347
APOGEE ENTERPRISES INCORPORATED COM 037598109   6,264 106 SH   SOLE   0 0 106
APPLE INCORPORATED COM 037833100   681,645 3,975 SH   SOLE   0 0 3,975
APPLIED MATLS INCORPORATED COM 038222105   37,223 180 SH   SOLE   0 0 180
APTOSE BIOSCIENCES INCORPORATED COM 03835T309   2,019 1,216 SH   SOLE   0 0 1,216
ARK ETF TRUST INNOVATION ETF COM 00214Q104   751 15 SH   SOLE   0 0 15
ASENSUS SURGICAL INCORPORATED COM 04367G103   5 20 SH   SOLE   0 0 20
AT&T INCORPORATED COM 00206R102   24,458 1,390 SH   SOLE   0 0 1,390
ATMOS ENERGY CORPORATION COM 049560105   240,558 2,024 SH   SOLE   0 0 2,024
BANK AMERICA CORPORATION COM 060505104   3,726,960 98,285 SH   SOLE   0 0 98,285
BAXTER INTERNATIONAL INCORPORATED COM 071813109   12,924 302 SH   SOLE   0 0 302
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW COM 084670702   886,456 2,108 SH   SOLE   0 0 2,108
BHP GROUP LIMITED SPONSORED ADS COM 088606108   778,416 13,493 SH   SOLE   0 0 13,493
BLACKROCK INCORPORATED COM 09247X101   425,171 510 SH   SOLE   0 0 510
BLOOM ENERGY CORPORATION COM CLASS A COM 093712107   4,889 435 SH   SOLE   0 0 435
BROWN FORMAN CORPORATION CLASS A COM 115637100   27,757 524 SH   SOLE   0 0 524
BROWN FORMAN CORPORATION CLASS B COM 115637209   155,649 3,015 SH   SOLE   0 0 3,015
CANOPY GROWTH CORPORATION COM NEW COM 138035704   26 3 SH   SOLE   0 0 3
CATERPILLAR INCORPORATED COM 149123101   1,162,441 3,172 SH   SOLE   0 0 3,172
CENTENE CORPORATION DEL COM 15135B101   78,480 1,000 SH   SOLE   0 0 1,000
CHEVRON CORPORATION NEW COM 166764100   1,928,103 12,223 SH   SOLE   0 0 12,223
CHURCHILL DOWNS INCORPORATED COM 171484108   55,232 446 SH   SOLE   0 0 446
CINTAS CORPORATION COM 172908105   1,696,676 2,470 SH   SOLE   0 0 2,470
CISCO SYSTEMS INCORPORATED COM 17275R102   1,113,244 22,305 SH   SOLE   0 0 22,305
CITIGROUP INCORPORATED COM NEW COM 172967424   149,898 2,370 SH   SOLE   0 0 2,370
CLOROX COMPANY DEL COM 189054109   81,556 533 SH   SOLE   0 0 533
COCA COLA COMPANY COM 191216100   906,648 14,819 SH   SOLE   0 0 14,819
COLGATE PALMOLIVE COMPANY COM 194162103   371,388 4,124 SH   SOLE   0 0 4,124
CONOCOPHILLIPS COM 20825C104   134,096 1,054 SH   SOLE   0 0 1,054
CONSOLIDATED EDISON INCORPORATED COM 209115104   64,380 709 SH   SOLE   0 0 709
CORNING INCORPORATED COM 219350105   8,926 271 SH   SOLE   0 0 271
COSTCO WHOLESALE CORPORATION NEW COM 22160K105   1,017,776 1,389 SH   SOLE   0 0 1,389
COUPANG INCORPORATED CLASS A COM 22266T109   640 36 SH   SOLE   0 0 36
CSX CORPORATION COM 126408103   80,456 2,170 SH   SOLE   0 0 2,170
CUE BIOPHARMA INCORPORATED COM 22978P106   11,340 6,000 SH   SOLE   0 0 6,000
DEERE & COMPANY COM 244199105   1,522,802 3,707 SH   SOLE   0 0 3,707
DELTA AIR LINES INCORPORATED DEL COM NEW COM 247361702   820 17 SH   SOLE   0 0 17
DIAGEO PLC SPON ADR NEW COM 25243Q205   17,769 119 SH   SOLE   0 0 119
DIMENSIONAL ETF TRUST U S EQUTIY ETF COM 25434V401   47,644 836 SH   SOLE   0 0 836
DIMENSIONAL ETF TRUST U S SM CAP ETF COM 25434V500   24,885 399 SH   SOLE   0 0 399
DIMENSIONAL ETF TRUST US MARKETWIDE VALUE ETF COM 25434V724   50,364 1,231 SH   SOLE   0 0 1,231
DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES COM 25459Y207   28,999 325 SH   SOLE   0 0 325
DISNEY WALT COMPANY COM 254687106   1,013,465 8,283 SH   SOLE   0 0 8,283
DOCUSIGN INCORPORATED COM 256163106   2,620 44 SH   SOLE   0 0 44
DOLLAR TREE INCORPORATED COM 256746108   5,326 40 SH   SOLE   0 0 40
DOMINION ENERGY INCORPORATED COM 25746U109   44,413 903 SH   SOLE   0 0 903
DONALDSON INCORPORATED COM 257651109   58,536 784 SH   SOLE   0 0 784
DOVER CORPORATION COM 260003108   32,226 182 SH   SOLE   0 0 182
DOW INCORPORATED COM 260557103   72,150 1,245 SH   SOLE   0 0 1,245
DR ING HC F PORSCHE AG COM D2R3HA114   4,979 50 SH   SOLE   0 0 50
DUKE ENERGY CORPORATION NEW COM NEW COM 26441C204   225,263 2,329 SH   SOLE   0 0 2,329
DUPONT DE NEMOURS INCORPORATED COM 26614N102   20,131 263 SH   SOLE   0 0 263
EATON CORPORATION PLC SHS COM G29183103   186,256 596 SH   SOLE   0 0 596
ELEVANCE HEALTH INCORPORATED COM 036752103   15,951 31 SH   SOLE   0 0 31
ELI LILLY & COMPANY COM 532457108   1,746,499 2,245 SH   SOLE   0 0 2,245
EMBRAER S.A. SPONSORED ADS COM 29082A107   99,900 3,750 SH   SOLE   0 0 3,750
EMERSON ELEC COMPANY COM 291011104   62,610 552 SH   SOLE   0 0 552
ENBRIDGE INCORPORATED COM 29250N105   49,597 1,371 SH   SOLE   0 0 1,371
ENTERPRISE PRODUCTS PARTNERS L P COM 293792107   57,036 1,955 SH   SOLE   0 0 1,955
EVERSOURCE ENERGY COM 30040W108   16,187 271 SH   SOLE   0 0 271
EXPEDITORS INTERNATIONAL WASH INCORPORATED COM 302130109   9,960 82 SH   SOLE   0 0 82
EXXON MOBIL CORPORATION COM 30231G102   1,902,944 16,371 SH   SOLE   0 0 16,371
FASTENAL COMPANY COM 311900104   12,711 165 SH   SOLE   0 0 165
FEDEX CORPORATION COM 31428X106   31,187 108 SH   SOLE   0 0 108
FORD MTR COMPANY DEL COM 345370860   223,303 16,815 SH   SOLE   0 0 16,815
FORTUNE BRANDS INNOVATIONS INCORPORATED COM 34964C106   38,724 457 SH   SOLE   0 0 457
GENERAL DYNAMICS CORPORATION COM 369550108   50,671 179 SH   SOLE   0 0 179
GILEAD SCIENCES INCORPORATED COM 375558103   638,256 8,713 SH   SOLE   0 0 8,713
HERC HLDGS INCORPORATED COM 42704L104   85,521 508 SH   SOLE   0 0 508
HERON THERAPEUTICS INCORPORATED COM 427746102   18,476 6,670 SH   SOLE   0 0 6,670
HERSHEY COMPANY COM 427866108   60,664 312 SH   SOLE   0 0 312
HOME DEPOT INCORPORATED COM 437076102   743,129 1,937 SH   SOLE   0 0 1,937
HONEYWELL INTERNATIONAL INCORPORATED COM 438516106   10,593 52 SH   SOLE   0 0 52
HUNTINGTON BANCSHARES INCORPORATED COM 446150104   49,132 3,522 SH   SOLE   0 0 3,522
INDUSTRIAL NANOTECH INCORPORATED COM 456277102   0 30,636 SH   SOLE   0 0 30,636
INTEL CORPORATION COM 458140100   663,301 15,017 SH   SOLE   0 0 15,017
INTERNATIONAL BUSINESS MACHINES COM 459200101   40,487 212 SH   SOLE   0 0 212
INTUITIVE SURGICAL INCORPORATED COM NEW COM 46120E602   75,827 190 SH   SOLE   0 0 190
INVESCO QQQ TR COM 46090E103   36,461 82 SH   SOLE   0 0 82
INVESCO S&P 500 PURE GROWTH ETF COM 46137V266   20,865 568 SH   SOLE   0 0 568
INVESCO S&P 500 PURE VALUE ETF COM 46137V258   20,942 237 SH   SOLE   0 0 237
INVO BIOSCIENCE INCORPORATED COM NEW COM 44984F401   3 3 SH   SOLE   0 0 3
ISHARES TR CORE DIV GRWTH COM 46434V621   83,001 1,430 SH   SOLE   0 0 1,430
ISHARES TR CORE MSCI TOTAL COM 46432F834   5,920,210 87,242 SH   SOLE   0 0 87,242
ISHARES TR CORE S&P TTL STK COM 464287150   17,068,177 148,033 SH   SOLE   0 0 148,033
ISHARES TR CORE S&P500 ETF COM 464287200   523,102 995 SH   SOLE   0 0 995
ISHARES TR MRGSTR MD CP VAL COM 464288406   18,700 258 SH   SOLE   0 0 258
ISHARES TR MRGSTR SM CP GR COM 464288604   5,873 126 SH   SOLE   0 0 126
ISHARES TR MSCI EAFE ETF COM 464287465   18,277 229 SH   SOLE   0 0 229
ISHARES TR MSCI EMG MKT ETF COM 464287234   1,265 31 SH   SOLE   0 0 31
ISHARES TR RUS 2000 GRW ETF COM 464287648   41,725 154 SH   SOLE   0 0 154
ISHARES TR RUS MD CP GR ETF COM 464287481   71,215 624 SH   SOLE   0 0 624
ISHARES TR S&P 500 GRWT ETF COM 464287309   392,380 4,647 SH   SOLE   0 0 4,647
ISHARES TR S&P MC 400GR ETF COM 464287606   13,928 153 SH   SOLE   0 0 153
JOBY AVIATION INCORPORATED COMMON STOCK COM G65163100   1,072 200 SH   SOLE   0 0 200
JOHNSON & JOHNSON COM 478160104   1,158,670 7,325 SH   SOLE   0 0 7,325
JPMORGAN CHASE & COMPANY COM 46625H100   3,101,159 15,483 SH   SOLE   0 0 15,483
KBS REAL ESTAT INVT TR III INCORPORATED REIT COM 48668L105   9,157 1,635 SH   SOLE   0 0 1,635
KIMBERLY-CLARK CORPORATION COM 494368103   33,136 256 SH   SOLE   0 0 256
LAUDER ESTEE COMPANIES INCORPORATED CLASS A COM 518439104   228,082 1,480 SH   SOLE   0 0 1,480
LOWES COMPANIES INCORPORATED COM 548661107   360,166 1,414 SH   SOLE   0 0 1,414
LVMH MOET HENNESSY LOU VUITTON ADR COM 502441306   301,401 1,674 SH   SOLE   0 0 1,674
MARSH & MCLENNAN COMPANIES INCORPORATED COM 571748102   15,475 75 SH   SOLE   0 0 75
MASTERBRAND INCORPORATED COMMON STOCK COM 57638P104   8,427 450 SH   SOLE   0 0 450
MCDONALDS CORPORATION COM 580135101   687,615 2,439 SH   SOLE   0 0 2,439
MERCK & COMPANY INCORPORATED COM 58933Y105   80,967 614 SH   SOLE   0 0 614
META PLATFORMS INCORPORATED CLASS A COM 30303M102   146,790 302 SH   SOLE   0 0 302
MGM RESORTS INTERNATIONAL COM 552953101   152,249 3,225 SH   SOLE   0 0 3,225
MICROSOFT CORPORATION COM 594918104   84,289 200 SH   SOLE   0 0 200
MIMEDX GROUP INCORPORATED COM 602496101   20,882 2,712 SH   SOLE   0 0 2,712
MORGAN STANLEY COM NEW COM 617446448   136,305 1,448 SH   SOLE   0 0 1,448
NAVIGATOR HLDGS LIMITED SHS COM Y62132108   3,091 201 SH   SOLE   0 0 201
NESTLE S A SPONSORED ADR COM 641069406   14,777 139 SH   SOLE   0 0 139
NEUEHEALTH INCORPORATED COM NEW COM 10920V404   2,464 379 SH   SOLE   0 0 379
NEWMONT CORPORATION COM 651639106   75,134 2,096 SH   SOLE   0 0 2,096
NIKE INCORPORATED CLASS B COM 654106103   811,371 8,633 SH   SOLE   0 0 8,633
NORFOLK SOUTHN CORPORATION COM 655844108   13,528 53 SH   SOLE   0 0 53
NORTHERN TR CORPORATION COM 665859104   59,007 664 SH   SOLE   0 0 664
NUVEEN PREFERRED & INCOME OPPORTUNIT COM 67073B106   148 21 SH   SOLE   0 0 21
NVIDIA CORPORATION COM 67066G104   25,332 28 SH   SOLE   0 0 28
OMEGA HEALTHCARE INVS INCORPORATED REIT COM 681936100   67,061 2,117 SH   SOLE   0 0 2,117
ORION GROUP HLDGS INCORPORATED COM 68628V308   27,732 3,382 SH   SOLE   0 0 3,382
PALO ALTO NETWORKS INCORPORATED COM 697435105   468,815 1,650 SH   SOLE   0 0 1,650
PARKER-HANNIFIN CORPORATION COM 701094104   271,363 488 SH   SOLE   0 0 488
PEPSICO INCORPORATED COM 713448108   108,115 618 SH   SOLE   0 0 618
PFIZER INCORPORATED COM 717081103   42,829 1,543 SH   SOLE   0 0 1,543
PHILIP MORRIS INTERNATIONAL INCORPORATED COM 718172109   14,457 158 SH   SOLE   0 0 158
PHILLIPS 66 COM 718546104   119,940 734 SH   SOLE   0 0 734
POLARIS INCORPORATED COM 731068102   12,284 123 SH   SOLE   0 0 123
PROCTER AND GAMBLE COMPANY COM 742718109   3,152,734 19,431 SH   SOLE   0 0 19,431
PROGRESSIVE CORPORATION COM 743315103   31,243 151 SH   SOLE   0 0 151
QUALCOMM INCORPORATED COM 747525103   1,380,323 8,153 SH   SOLE   0 0 8,153
RIVIAN AUTOMOTIVE INCORPORATED COM CLASS A COM 76954A103   6,570 600 SH   SOLE   0 0 600
ROYAL GOLD INCORPORATED COM 780287108   8,389 69 SH   SOLE   0 0 69
RTX CORPORATION COM 75513E101   12,281 126 SH   SOLE   0 0 126
SCHWAB CHARLES CORPORATION COM 808513105   13,763 190 SH   SOLE   0 0 190
SCHWAB EMERGING MARKETS EQUITY ETF COM 808524706   1,830,554 72,497 SH   SOLE   0 0 72,497
SCHWAB INTERNATIONAL EQUITY ETF COM 808524805   8,672,988 222,270 SH   SOLE   0 0 222,270
SCHWAB SHORT-TERM U.S. TREASURY ETF COM 808524862   386,255 8,012 SH   SOLE   0 0 8,012
SCHWAB STRATEGIC TR MUN BD ETF COM 808524649   390,791 7,508 SH   SOLE   0 0 7,508
SCHWAB U.S. BROAD MARKET ETF COM 808524102   1,832,716 30,020 SH   SOLE   0 0 30,020
SCHWAB U.S. LARGE-CAP ETF COM 808524201   28,245,726 455,136 SH   SOLE   0 0 455,136
SCHWAB U.S. LARGE-CAP GROWTH ETF COM 808524300   6,392,223 68,941 SH   SOLE   0 0 68,941
SCHWAB U.S. MID-CAP ETF COM 808524508   4,553,353 55,917 SH   SOLE   0 0 55,917
SCHWAB U.S. SMALL-CAP ETF COM 808524607   2,802,019 56,905 SH   SOLE   0 0 56,905
SEMPRA COM 816851109   75,272 1,048 SH   SOLE   0 0 1,048
SHARECARE INCORPORATED COM CLASS A COM 81948W104   7,675 10,000 SH   SOLE   0 0 10,000
SHOPIFY INCORPORATED CLASS A COM 82509L107   125,556 1,627 SH   SOLE   0 0 1,627
SMUCKER J M COMPANY COM NEW COM 832696405   227,178 1,805 SH   SOLE   0 0 1,805
SNAP ON INCORPORATED COM 833034101   25,716 87 SH   SOLE   0 0 87
SOUTHERN COMPANY COM 842587107   1,178,192 16,423 SH   SOLE   0 0 16,423
SOUTHWEST AIRLS COMPANY COM 844741108   1,239 42 SH   SOLE   0 0 42
SPDR ENERGY SELECT SECTOR FUND COM 81369Y506   78,115 827 SH   SOLE   0 0 827
SPDR HEALTH CARE SELECT COM 81369Y209   36,022 244 SH   SOLE   0 0 244
SPDR S&P 500 ETF COM 78462F103   182,035 348 SH   SOLE   0 0 348
SPIRIT AIRLS INCORPORATED COM 848577102   264 54 SH   SOLE   0 0 54
STARBUCKS CORPORATION COM 855244109   93,881 1,027 SH   SOLE   0 0 1,027
SWINGPLANE VENTURES INCORPORATED COM NEW COM 870787207   0 875 SH   SOLE   0 0 875
TARGET CORPORATION COM 87612E106   1,290,992 7,285 SH   SOLE   0 0 7,285
TESLA INCORPORATED COM 88160R101   437,717 2,490 SH   SOLE   0 0 2,490
TEXTRON INCORPORATED COM 883203101   36,067 376 SH   SOLE   0 0 376
TJX COMPANIES INCORPORATED NEW COM 872540109   11,683 115 SH   SOLE   0 0 115
TWILIO INCORPORATED CLASS A COM 90138F102   3,058 50 SH   SOLE   0 0 50
UNION PAC CORPORATION COM 907818108   231,117 940 SH   SOLE   0 0 940
UNITED BANKSHARES INCORPORATED WEST VA COM 909907107   15,115 422 SH   SOLE   0 0 422
UNITED PARCEL SERVICE INCORPORATED CLASS B COM 911312106   954,047 6,419 SH   SOLE   0 0 6,419
UNITED RENTALS INCORPORATED COM 911363109   183,256 254 SH   SOLE   0 0 254
UNITEDHEALTH GROUP INCORPORATED COM 91324P102   78,157 158 SH   SOLE   0 0 158
US BANCORP DEL COM NEW COM 902973304   22,208 497 SH   SOLE   0 0 497
VANGUARD DIVIDEND APPRECIATION ETF COM 921908844   255,012 1,396 SH   SOLE   0 0 1,396
VANGUARD ENERGY ETF COM 92204A306   27,193 206 SH   SOLE   0 0 206
VANGUARD EXTENDED MARKET ETF COM 922908652   57,711,806 329,274 SH   SOLE   0 0 329,274
VANGUARD FTSE ALL-WORLD EX-US ETF COM 922042775   451,113 7,692 SH   SOLE   0 0 7,692
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858   14,256 284 SH   SOLE   0 0 284
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858   4,980,029 119,225 SH   SOLE   0 0 119,225
VANGUARD GROWTH ETF COM 922908736   36,092,055 104,858 SH   SOLE   0 0 104,858
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406   103,928 859 SH   SOLE   0 0 859
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW COM 922908363   106,144,866 220,813 SH   SOLE   0 0 220,813
VANGUARD INFORMATION TECHNOLOGY ETF COM 92204A702   13,863 26 SH   SOLE   0 0 26
VANGUARD MID-CAP ETF COM 922908629   4,332,969 17,342 SH   SOLE   0 0 17,342
VANGUARD RUSSELL 2000 VALUE ETF COM 92206C649   40,276 288 SH   SOLE   0 0 288
VANGUARD S&P SMALL-CAP 600 ETF COM 921932828   6,288 62 SH   SOLE   0 0 62
VANGUARD SMALL-CAP ETF COM 922908751   4,255,235 18,615 SH   SOLE   0 0 18,615
VANGUARD SMALL-CAP VALUE ETF COM 922908611   9,788 51 SH   SOLE   0 0 51
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768   33,544,856 556,299 SH   SOLE   0 0 556,299
VANGUARD TOTAL STOCK MARKET ETF COM 922908769   61,245,055 235,649 SH   SOLE   0 0 235,649
VANGUARD VALUE ETF COM 922908744   39,023,418 239,613 SH   SOLE   0 0 239,613
VERIZON COMMUNICATIONS INCORPORATED COM 92343V104   314,333 7,491 SH   SOLE   0 0 7,491
VIATRIS INCORPORATED COM 92556V106   609 51 SH   SOLE   0 0 51
VICI PPTYS INCORPORATED REIT COM 925652109   6,751 227 SH   SOLE   0 0 227
VISA INCORPORATED COM CLASS A COM 92826C839   97,277 349 SH   SOLE   0 0 349
WALMART INCORPORATED COM 931142103   828,335 13,767 SH   SOLE   0 0 13,767
WASTE MGMT INCORPORATED DEL COM 94106L109   352,624 1,654 SH   SOLE   0 0 1,654
WELLS FARGO COMPANY NEW COM 949746101   13,109 226 SH   SOLE   0 0 226
WILLIAMS SONOMA INCORPORATED COM 969904101   2,847,829 8,969 SH   SOLE   0 0 8,969
WILLSCOT MOBIL MINI HLDNG CORPORATION COM CLASS A COM 971378104   53,150 1,143 SH   SOLE   0 0 1,143