The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 435,641 3,968 SH   SOLE   0 0 3,968
AMERICAN CENTY ETF TR STOXX US QLTY 025072307 BBG00LY8L335 372,738 6,458 SH   SOLE   0 0 6,458
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 2,046,965 30,098 SH   SOLE   0 0 30,098
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 437,523 5,872 SH   SOLE   0 0 5,872
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,536,139 10,397 SH   SOLE   0 0 10,397
APPLE INC COM 037833100 BBG001S5N8V8 1,769,805 13,621 SH   SOLE   0 0 13,621
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 836,285 3,501 SH   SOLE   0 0 3,501
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 521,356 15,741 SH   SOLE   0 0 15,741
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 325,890 1,055 SH   SOLE   0 0 1,055
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 BBG001SBLZS1 128,536 11,968 SH   SOLE   0 0 11,968
BOEING CO COM 097023105 BBG001S5P0V3 423,028 2,221 SH   SOLE   0 0 2,221
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 472,272 2,631 SH   SOLE   0 0 2,631
CISCO SYS INC COM 17275R102 BBG001S6HC62 282,609 5,932 SH   SOLE   0 0 5,932
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 857,491 1,878 SH   SOLE   0 0 1,878
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 221,258 6,733 SH   SOLE   0 0 6,733
DOW INC COM 260557103 BBG00BN96931 226,792 4,501 SH   SOLE   0 0 4,501
EDISON INTL COM 281020107 BBG001S7MY75 1,231,379 19,355 SH   SOLE   0 0 19,355
GENERAL MLS INC COM 370334104 BBG001S5RKR2 428,099 5,106 SH   SOLE   0 0 5,106
GLOBAL X FDS US INFR DEV ETF 37954Y673 BBG00G5CR9C0 518,433 19,571 SH   SOLE   0 0 19,571
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 447,111 5,873 SH   SOLE   0 0 5,873
HOME DEPOT INC COM 437076102 BBG001S5RTW7 515,420 1,632 SH   SOLE   0 0 1,632
INDEXIQ ETF TR CANDRIAM ESG US 45409B461 BBG00R3NSCW4 7,499,549 234,485 SH   SOLE   0 0 234,485
INDEXIQ ETF TR IQ CNDRM ESG INT 45409B453 BBG00R3NSB38 276,303 11,141 SH   SOLE   0 0 11,141
INVESCO EXCH TRADED FD TR II 1 30 LADER TRE 46138E107 BBG001T06L93 2,675,421 116,005 SH   SOLE   0 0 116,005
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 3,638,131 87,581 SH   SOLE   0 0 87,581
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 2,657,453 150,820 SH   SOLE   0 0 150,820
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 2,015,930 68,060 SH   SOLE   0 0 68,060
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 542,566 8,491 SH   SOLE   0 0 8,491
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 BBG001S8JG85 230,629 2,942 SH   SOLE   0 0 2,942
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 4,549,890 29,326 SH   SOLE   0 0 29,326
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 1,872,223 11,819 SH   SOLE   0 0 11,819
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 2,608,795 18,469 SH   SOLE   0 0 18,469
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 518,309 11,099 SH   SOLE   0 0 11,099
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 757,743 13,505 SH   SOLE   0 0 13,505
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 753,239 12,220 SH   SOLE   0 0 12,220
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,718,541 7,105 SH   SOLE   0 0 7,105
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,484,483 15,686 SH   SOLE   0 0 15,686
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 284,792 3,494 SH   SOLE   0 0 3,494
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 7,248,216 18,865 SH   SOLE   0 0 18,865
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 220,391 1,264 SH   SOLE   0 0 1,264
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 592,876 10,135 SH   SOLE   0 0 10,135
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 BBG007VDWC09 4,480,022 90,891 SH   SOLE   0 0 90,891
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 407,075 8,120 SH   SOLE   0 0 8,120
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 709,259 14,035 SH   SOLE   0 0 14,035
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 BBG00J5DRY91 989,333 26,249 SH   SOLE   0 0 26,249
JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 1,888,894 41,551 SH   SOLE   0 0 41,551
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 411,256 2,328 SH   SOLE   0 0 2,328
LPL FINL HLDGS INC COM 50212V100 BBG001T5GK39 6,047,411 27,975 SH   SOLE   0 0 27,975
MCDONALDS CORP COM 580135101 BBG001S5T110 1,212,452 4,601 SH   SOLE   0 0 4,601
MERCK & CO INC COM 58933Y105 BBG001S5TC52 282,509 2,546 SH   SOLE   0 0 2,546
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,823,979 11,775 SH   SOLE   0 0 11,775
MOLSON COORS BEVERAGE CO CL B 60871R209 BBG001S5VQ21 234,357 4,549 SH   SOLE   0 0 4,549
NIKE INC CL B 654106103 BBG001S6NTK2 422,242 3,609 SH   SOLE   0 0 3,609
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 581,554 1,066 SH   SOLE   0 0 1,066
NUSHARES ETF TR NUVEEN SHRT TERM 67092P706 BBG00FJ5J0R4 348,060 12,247 SH   SOLE   0 0 12,247
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 BBG001SCTG12 138,331 12,496 SH   SOLE   0 0 12,496
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 BBG00469JRM1 23,922 22,150 SH   SOLE   0 0 22,150
PEPSICO INC COM 713448108 BBG001S695T1 1,131,468 6,263 SH   SOLE   0 0 6,263
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 28,215,820 311,846 SH   SOLE   0 0 311,846
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 499,408 10,131 SH   SOLE   0 0 10,131
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 BBG001S985K5 148,832 12,656 SH   SOLE   0 0 12,656
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 208,681 1,377 SH   SOLE   0 0 1,377
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 406,705 3,608 SH   SOLE   0 0 3,608
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 559,510 5,625 SH   SOLE   0 0 5,625
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 408,688 4,050 SH   SOLE   0 0 4,050
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 393,499 4,499 SH   SOLE   0 0 4,499
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 2,982,650 80,765 SH   SOLE   0 0 80,765
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 313,178 4,201 SH   SOLE   0 0 4,201
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 308,847 2,273 SH   SOLE   0 0 2,273
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 297,017 3,024 SH   SOLE   0 0 3,024
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,757,331 14,122 SH   SOLE   0 0 14,122
SEMPRA COM 816851109 BBG001SBVZ73 237,219 1,535 SH   SOLE   0 0 1,535
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 6,388,408 99,663 SH   SOLE   0 0 99,663
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 BBG006LCS407 233,478 4,370 SH   SOLE   0 0 4,370
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 30,668,867 1,032,970 SH   SOLE   0 0 1,032,970
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 18,910,937 573,754 SH   SOLE   0 0 573,754
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459 BBG004MKB2Q7 381,696 6,504 SH   SOLE   0 0 6,504
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 416,289 6,470 SH   SOLE   0 0 6,470
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 889,671 36,703 SH   SOLE   0 0 36,703
SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 15,677,773 722,478 SH   SOLE   0 0 722,478
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 15,747,936 704,921 SH   SOLE   0 0 704,921
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 783,837 27,756 SH   SOLE   0 0 27,756
SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 595,733 23,126 SH   SOLE   0 0 23,126
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 2,766,504 58,501 SH   SOLE   0 0 58,501
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 34,575,587 1,375,869 SH   SOLE   0 0 1,375,869
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 2,636,028 90,804 SH   SOLE   0 0 90,804
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 6,025,843 141,785 SH   SOLE   0 0 141,785
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 79,863,178 1,775,526 SH   SOLE   0 0 1,775,526
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 7,983,617 215,949 SH   SOLE   0 0 215,949
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 1,481,864 51,293 SH   SOLE   0 0 51,293
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 37,782,387 745,656 SH   SOLE   0 0 745,656
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 579,383 14,638 SH   SOLE   0 0 14,638
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 51,936,309 1,335,467 SH   SOLE   0 0 1,335,467
SPDR SER TR S&P 400 MDCP GRW 78464A821 BBG001SPTBN0 8,385,208 128,332 SH   SOLE   0 0 128,332
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 19,355,509 299,065 SH   SOLE   0 0 299,065
SPDR SER TR S&P 500 ESG ETF 78468R531 BBG00W7DVF50 307,456 8,387 SH   SOLE   0 0 8,387
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 15,427,632 213,561 SH   SOLE   0 0 213,561
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 44,736,949 602,761 SH   SOLE   0 0 602,761
SPDR SER TR S&P INS ETF 78464A789 BBG001SPTB50 226,751 5,537 SH   SOLE   0 0 5,537
SPDR SER TR S&P METALS MNG 78464A755 BBG001SMH2W0 229,314 4,604 SH   SOLE   0 0 4,604
SPDR SER TR SSGA US LRG ETF 78468R804 BBG0045LC1R4 1,033,188 7,618 SH   SOLE   0 0 7,618
SYSCO CORP COM 871829107 BBG001S5WJS8 339,861 4,446 SH   SOLE   0 0 4,446
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 596,766 3,433 SH   SOLE   0 0 3,433
VANECK ETF TRUST BIOTECH ETF 92189F726 BBG002DP3D21 215,923 1,352 SH   SOLE   0 0 1,352
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 355,568 14,675 SH   SOLE   0 0 14,675
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 853,041 4,044 SH   SOLE   0 0 4,044
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 891,062 6,362 SH   SOLE   0 0 6,362
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 696,455 14,684 SH   SOLE   0 0 14,684
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 1,289,431 9,705 SH   SOLE   0 0 9,705
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 304,288 1,493 SH   SOLE   0 0 1,493
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 645,518 7,826 SH   SOLE   0 0 7,826
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 8,808,726 25,072 SH   SOLE   0 0 25,072
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 325,233 1,772 SH   SOLE   0 0 1,772
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 241,707 1,722 SH   SOLE   0 0 1,722
VISA INC COM CL A 92826C839 BBG001SRCFY3 749,076 3,605 SH   SOLE   0 0 3,605
WALMART INC COM 931142103 BBG001S5XH92 471,878 3,328 SH   SOLE   0 0 3,328
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 558,069 3,557 SH   SOLE   0 0 3,557
WISDOMTREE TR GLB US QTLY DIV 97717W844 BBG001SHL791 3,029,358 94,006 SH   SOLE   0 0 94,006
WISDOMTREE TR US HIGH DIVIDEND 97717W208 BBG001SHKNX0 637,180 7,404 SH   SOLE   0 0 7,404