The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103 19,253 48,393 SH   SOLE   48,393 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,080 68,153 SH   SOLE   68,153 0 0
ISHARES INC MSCI EMRG CHN 46434G764 2,977 49,104 SH   SOLE   49,104 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,495 17,474 SH   SOLE   17,474 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,915 16,654 SH   SOLE   16,654 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 2,016 40,000 SH   SOLE   40,000 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,303 20,910 SH   SOLE   20,910 0 0
ISHARES TR CORE MSCI EAFE 46432F842 14,853 198,998 SH   SOLE   198,998 0 0
ISHARES TR CORE S&P MCP ETF 464287507 8,154 28,806 SH   SOLE   28,806 0 0
ISHARES TR CORE S&P500 ETF 464287200 15,222 31,912 SH   SOLE   31,912 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,776 31,902 SH   SOLE   31,902 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 13,918 234,823 SH   SOLE   234,823 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 324 4,009 SH   SOLE   4,009 0 0
ISHARES TR MSCI USA MMENTM 46432F396 5,283 29,056 SH   SOLE   29,056 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 11,481 78,876 SH   SOLE   78,876 0 0
ISHARES TR MSCI USA SZE FT 46432F370 8,446 61,531 SH   SOLE   61,531 0 0
ISHARES TR NATIONAL MUN ETF 464288414 791 6,801 SH   SOLE   6,801 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,932 99,727 SH   SOLE   99,727 0 0
ISHARES TR TIPS BD ETF 464287176 7,030 54,411 SH   SOLE   54,411 0 0
ISHARES TR US TREAS BD ETF 46429B267 351 13,142 SH   SOLE   13,142 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,261 73,214 SH   SOLE   73,214 0 0
PFIZER INC COM 717081103 274 4,632 SH   SOLE   4,632 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,294 95,385 SH   SOLE   95,385 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 448 11,469 SH   SOLE   11,469 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,428 61,856 SH   SOLE   61,856 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,523 14,757 SH   SOLE   14,757 0 0