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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,317,602 5,420 SH   SOLE   0 0 5,420
ALPHABET INC CAP STK CL C 02079K107   554,564 2,277 SH   SOLE   0 0 2,277
AMAZON COM INC COM 023135106   1,975,911 8,999 SH   SOLE   0 0 8,999
AMERICAN EXPRESS CO COM 025816109   536,439 1,615 SH   SOLE   0 0 1,615
APPLE INC COM 037833100   7,029,347 27,606 SH   SOLE   0 0 27,606
BERKSHIRE HATHAWAY INC DEL CL A 084670108   754,200 1 SH   SOLE   0 0 1
CISCO SYS INC COM 17275R102   230,781 3,373 SH   SOLE   0 0 3,373
CLOUDFLARE INC CL A COM 18915M107   452,785 2,110 SH   SOLE   0 0 2,110
COSTCO WHSL CORP NEW COM 22160K105   262,298 283 SH   SOLE   0 0 283
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   130,554,793 3,384,879 SH   SOLE   0 0 3,384,879
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   69,631,517 2,123,560 SH   SOLE   0 0 2,123,560
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   30,050,514 937,029 SH   SOLE   0 0 937,029
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   5,397,801 127,089 SH   SOLE   0 0 127,089
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   2,819,538 68,853 SH   SOLE   0 0 68,853
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,805,232 39,450 SH   SOLE   0 0 39,450
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   979,298 23,833 SH   SOLE   0 0 23,833
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   410,183 10,860 SH   SOLE   0 0 10,860
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   214,825 6,747 SH   SOLE   0 0 6,747
ELI LILLY & CO COM 532457108   234,359 307 SH   SOLE   0 0 307
EXXON MOBIL CORP COM 30231G102   548,304 4,863 SH   SOLE   0 0 4,863
GE AEROSPACE COM NEW 369604301   2,778,145 9,235 SH   SOLE   0 0 9,235
GE VERNOVA INC COM 36828A101   1,410,581 2,294 SH   SOLE   0 0 2,294
HONEYWELL INTL INC COM 438516106   425,210 2,020 SH   SOLE   0 0 2,020
INTERNATIONAL BUSINESS MACHS COM 459200101   519,028 1,839 SH   SOLE   0 0 1,839
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,009,486 4,085 SH   SOLE   0 0 4,085
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,362,805 7,184 SH   SOLE   0 0 7,184
INVESCO QQQ TR UNIT SER 1 46090E103   694,918 1,157 SH   SOLE   0 0 1,157
ISHARES INC CORE MSCI EMKT 46434G103   25,603,321 388,400 SH   SOLE   0 0 388,400
ISHARES TR CORE MSCI EAFE 46432F842   55,398,417 634,503 SH   SOLE   0 0 634,503
ISHARES TR CRE U S REIT ETF 464288521   16,032,552 273,034 SH   SOLE   0 0 273,034
ISHARES TR 0-5YR INVT GR CP 46434V100   3,106,527 61,116 SH   SOLE   0 0 61,116
ISHARES TR CORE S&P500 ETF 464287200   2,197,729 3,284 SH   SOLE   0 0 3,284
ISHARES TR MICRO-CAP ETF 464288869   2,153,423 14,444 SH   SOLE   0 0 14,444
ISHARES TR CORE 1 5 YR USD 46432F859   1,958,045 40,091 SH   SOLE   0 0 40,091
ISHARES TR SHRT NAT MUN ETF 464288158   1,415,263 13,254 SH   SOLE   0 0 13,254
ISHARES TR RUS 1000 GRW ETF 464287614   1,320,448 2,819 SH   SOLE   0 0 2,819
ISHARES TR SELECT DIVID ETF 464287168   1,274,495 8,969 SH   SOLE   0 0 8,969
ISHARES TR CORE US AGGBD ET 464287226   1,229,667 12,266 SH   SOLE   0 0 12,266
ISHARES TR ISHS 1-5YR INVS 464288646   944,253 17,806 SH   SOLE   0 0 17,806
ISHARES TR RUSSELL 2000 ETF 464287655   890,655 3,681 SH   SOLE   0 0 3,681
ISHARES TR NEW YORK MUN ETF 464288323   830,767 15,572 SH   SOLE   0 0 15,572
ISHARES TR RUS 1000 VAL ETF 464287598   744,396 3,656 SH   SOLE   0 0 3,656
ISHARES TR NATIONAL MUN ETF 464288414   732,013 6,874 SH   SOLE   0 0 6,874
ISHARES TR S&P MC 400VL ETF 464287705   592,302 4,566 SH   SOLE   0 0 4,566
ISHARES TR ESG AWR US AGRGT 46435U549   580,011 12,076 SH   SOLE   0 0 12,076
ISHARES TR RUS MDCP VAL ETF 464287473   433,117 3,101 SH   SOLE   0 0 3,101
ISHARES TR S&P 500 GRWT ETF 464287309   333,188 2,760 SH   SOLE   0 0 2,760
ISHARES TR RUS MD CP GR ETF 464287481   304,758 2,140 SH   SOLE   0 0 2,140
ISHARES TR CORE S&P SCP ETF 464287804   299,191 2,518 SH   SOLE   0 0 2,518
ISHARES TR ESG AW MSCI EAFE 46435G516   278,104 2,991 SH   SOLE   0 0 2,991
ISHARES TR MSCI USA QLT FCT 46432F339   267,243 1,374 SH   SOLE   0 0 1,374
ISHARES TR S&P MC 400GR ETF 464287606   224,000 2,336 SH   SOLE   0 0 2,336
JOHNSON & JOHNSON COM 478160104   960,847 5,182 SH   SOLE   0 0 5,182
JPMORGAN CHASE & CO. COM 46625H100   728,328 2,309 SH   SOLE   0 0 2,309
LAM RESEARCH CORP COM NEW 512807306   212,901 1,590 SH   SOLE   0 0 1,590
LOCKHEED MARTIN CORP COM 539830109   308,013 617 SH   SOLE   0 0 617
LOWES COS INC COM 548661107   420,693 1,674 SH   SOLE   0 0 1,674
MCDONALDS CORP COM 580135101   317,869 1,046 SH   SOLE   0 0 1,046
MESOBLAST LTD SPONS ADR 590717401   791,807 49,150 SH   SOLE   0 0 49,150
META PLATFORMS INC CL A 30303M102   1,283,237 1,747 SH   SOLE   0 0 1,747
MICROSOFT CORP COM 594918104   4,291,469 8,285 SH   SOLE   0 0 8,285
NETFLIX INC COM 64110L106   358,478 299 SH   SOLE   0 0 299
NEXTERA ENERGY INC COM 65339F101   460,339 6,098 SH   SOLE   0 0 6,098
NVIDIA CORPORATION COM 67066G104   1,014,623 5,438 SH   SOLE   0 0 5,438
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,610,222 8,827 SH   SOLE   0 0 8,827
PALO ALTO NETWORKS INC COM 697435105   246,381 1,210 SH   SOLE   0 0 1,210
PEPSICO INC COM 713448108   230,791 1,643 SH   SOLE   0 0 1,643
PROCTER AND GAMBLE CO COM 742718109   510,733 3,324 SH   SOLE   0 0 3,324
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300   225,092 5,269 SH   SOLE   0 0 5,269
RTX CORPORATION COM 75513E101   1,263,175 7,549 SH   SOLE   0 0 7,549
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   186,793,921 7,958,838 SH   SOLE   0 0 7,958,838
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   14,476,541 318,096 SH   SOLE   0 0 318,096
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,112,756 354,444 SH   SOLE   0 0 354,444
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,822,887 293,079 SH   SOLE   0 0 293,079
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,810,793 174,132 SH   SOLE   0 0 174,132
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,298,671 60,207 SH   SOLE   0 0 60,207
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   673,834 25,582 SH   SOLE   0 0 25,582
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   536,227 21,338 SH   SOLE   0 0 21,338
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   437,495 15,029 SH   SOLE   0 0 15,029
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   328,914 11,789 SH   SOLE   0 0 11,789
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   277,306 11,365 SH   SOLE   0 0 11,365
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   222,656 7,512 SH   SOLE   0 0 7,512
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   300,864 5,585 SH   SOLE   0 0 5,585
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   253,151 1,819 SH   SOLE   0 0 1,819
SENECA FOODS CORP NEW CL A 817070501   381,029 3,530 SH   SOLE   0 0 3,530
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   325,079 701 SH   SOLE   0 0 701
SPDR GOLD TR GOLD SHS 78463V107   252,740 711 SH   SOLE   0 0 711
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,290,763 53,535 SH   SOLE   0 0 53,535
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,129,573 24,131 SH   SOLE   0 0 24,131
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,030,848 27,066 SH   SOLE   0 0 27,066
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   77,748,413 964,022 SH   SOLE   0 0 964,022
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   37,363,776 476,944 SH   SOLE   0 0 476,944
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   10,932,922 422,937 SH   SOLE   0 0 422,937
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   8,920,218 100,623 SH   SOLE   0 0 100,623
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839   6,519,564 78,163 SH   SOLE   0 0 78,163
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   1,319,858 43,574 SH   SOLE   0 0 43,574
SPDR SERIES TRUST S&P DIVID ETF 78464A763   321,112 2,293 SH   SOLE   0 0 2,293
STRYKER CORPORATION COM 863667101   395,178 1,069 SH   SOLE   0 0 1,069
TESLA INC COM 88160R101   1,969,665 4,429 SH   SOLE   0 0 4,429
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   407,828 4,283 SH   SOLE   0 0 4,283
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   60,849,523 818,200 SH   SOLE   0 0 818,200
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,249,541 53,853 SH   SOLE   0 0 53,853
VANGUARD INDEX FDS TOTAL STK MKT 922908769   23,710,939 72,252 SH   SOLE   0 0 72,252
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,779,194 11,070 SH   SOLE   0 0 11,070
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,949,018 23,712 SH   SOLE   0 0 23,712
VANGUARD INDEX FDS VALUE ETF 922908744   2,747,648 14,733 SH   SOLE   0 0 14,733
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,927,443 7,580 SH   SOLE   0 0 7,580
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,612,369 17,637 SH   SOLE   0 0 17,637
VANGUARD INDEX FDS GROWTH ETF 922908736   1,442,188 3,007 SH   SOLE   0 0 3,007
VANGUARD INDEX FDS SML CP GRW ETF 922908595   557,443 1,873 SH   SOLE   0 0 1,873
VANGUARD INDEX FDS LARGE CAP ETF 922908637   512,895 1,666 SH   SOLE   0 0 1,666
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   505,410 2,895 SH   SOLE   0 0 2,895
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   498,562 1,697 SH   SOLE   0 0 1,697
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,067,795 130,450 SH   SOLE   0 0 130,450
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   767,418 5,383 SH   SOLE   0 0 5,383
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,421,183 68,328 SH   SOLE   0 0 68,328
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   64,930,555 812,343 SH   SOLE   0 0 812,343
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   8,130,996 83,122 SH   SOLE   0 0 83,122
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,641,633 77,548 SH   SOLE   0 0 77,548
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,221,140 26,408 SH   SOLE   0 0 26,408
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   725,420 12,327 SH   SOLE   0 0 12,327
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   354,406 5,904 SH   SOLE   0 0 5,904
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   759,150 3,518 SH   SOLE   0 0 3,518
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,605,186 35,464 SH   SOLE   0 0 35,464
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,665,864 178,002 SH   SOLE   0 0 178,002
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   459,580 4,509 SH   SOLE   0 0 4,509
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   815,623 5,787 SH   SOLE   0 0 5,787
VANGUARD WORLD FD ESG US STK ETF 921910733   912,581 7,705 SH   SOLE   0 0 7,705
VANGUARD WORLD FD ENERGY ETF 92204A306   328,747 2,612 SH   SOLE   0 0 2,612
VERIZON COMMUNICATIONS INC COM 92343V104   251,763 5,728 SH   SOLE   0 0 5,728
WISDOMTREE TR INTL EQUITY FD 97717W703   341,903 5,163 SH   SOLE   0 0 5,163
WISDOMTREE TR INTL SMCAP DIV 97717W760   264,838 3,331 SH   SOLE   0 0 3,331
WISDOMTREE TR EMER MKT HIGH FD 97717W315   210,968 4,587 SH   SOLE   0 0 4,587