The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   208,297 1,827 SH   SOLE   0 0 1,827
AFLAC INC COM 001055102   222,371 1,989 SH   SOLE   0 0 1,989
ALPHABET INC CAP STK CL C 02079K107   558,749 3,342 SH   SOLE   0 0 3,342
ALPHABET INC CAP STK CL A 02079K305   895,756 5,401 SH   SOLE   0 0 5,401
AMAZON COM INC COM 023135106   1,773,676 9,519 SH   SOLE   0 0 9,519
AMERICAN EXPRESS CO COM 025816109   424,971 1,567 SH   SOLE   0 0 1,567
APPLE INC COM 037833100   6,685,280 28,692 SH   SOLE   0 0 28,692
COLGATE PALMOLIVE CO COM 194162103   224,334 2,161 SH   SOLE   0 0 2,161
COSTCO WHSL CORP NEW COM 22160K105   348,549 393 SH   SOLE   0 0 393
CSX CORP COM 126408103   204,902 5,934 SH   SOLE   0 0 5,934
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   207,808 6,747 SH   SOLE   0 0 6,747
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   370,001 10,860 SH   SOLE   0 0 10,860
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   478,348 13,505 SH   SOLE   0 0 13,505
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,253,212 31,575 SH   SOLE   0 0 31,575
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,570,169 43,939 SH   SOLE   0 0 43,939
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,737,713 73,634 SH   SOLE   0 0 73,634
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   15,255,070 541,921 SH   SOLE   0 0 541,921
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   36,989,821 1,314,493 SH   SOLE   0 0 1,314,493
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   68,852,343 2,007,942 SH   SOLE   0 0 2,007,942
ELI LILLY & CO COM 532457108   255,910 289 SH   SOLE   0 0 289
EXXON MOBIL CORP COM 30231G102   560,078 4,778 SH   SOLE   0 0 4,778
GE AEROSPACE COM NEW 369604301   584,628 3,100 SH   SOLE   0 0 3,100
HONEYWELL INTL INC COM 438516106   417,348 2,019 SH   SOLE   0 0 2,019
INTERNATIONAL BUSINESS MACHS COM 459200101   388,575 1,758 SH   SOLE   0 0 1,758
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   452,917 2,255 SH   SOLE   0 0 2,255
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,410,169 7,871 SH   SOLE   0 0 7,871
INVESCO QQQ TR UNIT SER 1 46090E103   461,046 945 SH   SOLE   0 0 945
ISHARES INC CORE MSCI EMKT 46434G103   17,370,314 302,566 SH   SOLE   0 0 302,566
ISHARES TR RUS 2000 GRW ETF 464287648   203,060 715 SH   SOLE   0 0 715
ISHARES TR FUTURE AI & TECH 46435U556   239,586 6,997 SH   SOLE   0 0 6,997
ISHARES TR CORE S&P SCP ETF 464287804   242,993 2,078 SH   SOLE   0 0 2,078
ISHARES TR RUS MD CP GR ETF 464287481   243,260 2,074 SH   SOLE   0 0 2,074
ISHARES TR S&P 500 GRWT ETF 464287309   254,121 2,654 SH   SOLE   0 0 2,654
ISHARES TR S&P MC 400VL ETF 464287705   407,823 3,299 SH   SOLE   0 0 3,299
ISHARES TR ESG AWR US AGRGT 46435U549   483,665 9,954 SH   SOLE   0 0 9,954
ISHARES TR MSCI USA QLT FCT 46432F339   535,390 2,986 SH   SOLE   0 0 2,986
ISHARES TR RUS MDCP VAL ETF 464287473   624,485 4,722 SH   SOLE   0 0 4,722
ISHARES TR RUS 1000 VAL ETF 464287598   639,771 3,371 SH   SOLE   0 0 3,371
ISHARES TR NEW YORK MUN ETF 464288323   673,041 12,388 SH   SOLE   0 0 12,388
ISHARES TR RUSSELL 2000 ETF 464287655   752,794 3,408 SH   SOLE   0 0 3,408
ISHARES TR ISHS 1-5YR INVS 464288646   1,026,028 19,484 SH   SOLE   0 0 19,484
ISHARES TR RUS 1000 GRW ETF 464287614   1,157,297 3,083 SH   SOLE   0 0 3,083
ISHARES TR SELECT DIVID ETF 464287168   1,211,443 8,969 SH   SOLE   0 0 8,969
ISHARES TR NATIONAL MUN ETF 464288414   1,384,273 12,743 SH   SOLE   0 0 12,743
ISHARES TR SHRT NAT MUN ETF 464288158   1,388,647 13,077 SH   SOLE   0 0 13,077
ISHARES TR CORE US AGGBD ET 464287226   1,794,707 17,722 SH   SOLE   0 0 17,722
ISHARES TR CORE S&P500 ETF 464287200   1,921,712 3,332 SH   SOLE   0 0 3,332
ISHARES TR MICRO-CAP ETF 464288869   2,073,958 16,818 SH   SOLE   0 0 16,818
ISHARES TR CORE 1 5 YR USD 46432F859   2,160,857 44,389 SH   SOLE   0 0 44,389
ISHARES TR 0-5YR INVT GR CP 46434V100   3,381,988 67,063 SH   SOLE   0 0 67,063
ISHARES TR CRE U S REIT ETF 464288521   19,200,051 311,841 SH   SOLE   0 0 311,841
ISHARES TR CORE MSCI EAFE 46432F842   36,401,084 466,382 SH   SOLE   0 0 466,382
JOHNSON & JOHNSON COM 478160104   781,778 4,824 SH   SOLE   0 0 4,824
JPMORGAN CHASE & CO. COM 46625H100   378,916 1,797 SH   SOLE   0 0 1,797
LOCKHEED MARTIN CORP COM 539830109   286,435 490 SH   SOLE   0 0 490
LOWES COS INC COM 548661107   451,237 1,666 SH   SOLE   0 0 1,666
MANNKIND CORP COM NEW 56400P706   98,533 15,665 SH   SOLE   0 0 15,665
MCDONALDS CORP COM 580135101   246,349 809 SH   SOLE   0 0 809
MESOBLAST LTD SPONS ADR 590717401   401,556 49,150 SH   SOLE   0 0 49,150
META PLATFORMS INC CL A 30303M102   905,345 1,582 SH   SOLE   0 0 1,582
MICROSOFT CORP COM 594918104   3,469,936 8,064 SH   SOLE   0 0 8,064
NETFLIX INC COM 64110L106   222,002 313 SH   SOLE   0 0 313
NEXTERA ENERGY INC COM 65339F101   431,949 5,110 SH   SOLE   0 0 5,110
NVIDIA CORPORATION COM 67066G104   632,339 5,207 SH   SOLE   0 0 5,207
ORACLE CORP COM 68389X105   1,420,114 8,334 SH   SOLE   0 0 8,334
PALANTIR TECHNOLOGIES INC CL A 69608A108   310,769 8,354 SH   SOLE   0 0 8,354
PEPSICO INC COM 713448108   305,920 1,799 SH   SOLE   0 0 1,799
PROCTER AND GAMBLE CO COM 742718109   553,721 3,197 SH   SOLE   0 0 3,197
RTX CORPORATION COM 75513E101   969,523 8,002 SH   SOLE   0 0 8,002
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   209,553 2,522 SH   SOLE   0 0 2,522
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   264,636 5,733 SH   SOLE   0 0 5,733
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   422,586 5,258 SH   SOLE   0 0 5,258
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   438,574 8,516 SH   SOLE   0 0 8,516
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   542,460 10,721 SH   SOLE   0 0 10,721
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   588,985 12,025 SH   SOLE   0 0 12,025
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   656,178 9,671 SH   SOLE   0 0 9,671
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,306,554 99,549 SH   SOLE   0 0 99,549
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,811,518 199,161 SH   SOLE   0 0 199,161
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,173,248 150,128 SH   SOLE   0 0 150,128
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   8,497,377 127,742 SH   SOLE   0 0 127,742
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   20,640,691 535,704 SH   SOLE   0 0 535,704
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   135,365,593 2,848,603 SH   SOLE   0 0 2,848,603
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   222,159 4,902 SH   SOLE   0 0 4,902
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   277,391 1,801 SH   SOLE   0 0 1,801
SENECA FOODS CORP NEW CL A 817070501   220,025 3,530 SH   SOLE   0 0 3,530
SOUTHERN CO COM 842587107   205,181 2,275 SH   SOLE   0 0 2,275
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   296,107 700 SH   SOLE   0 0 700
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,031,381 24,985 SH   SOLE   0 0 24,985
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,224,529 59,226 SH   SOLE   0 0 59,226
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,591,928 27,175 SH   SOLE   0 0 27,175
SPDR SER TR PORTFOLIO SHORT 78464A474   1,350,307 44,594 SH   SOLE   0 0 44,594
SPDR SER TR S&P 400 MDCP VAL 78464A839   10,124,025 127,410 SH   SOLE   0 0 127,410
SPDR SER TR S&P 600 SMCP VAL 78464A300   10,315,833 118,819 SH   SOLE   0 0 118,819
SPDR SER TR PORTFOLIO AGRGTE 78464A649   11,108,690 424,969 SH   SOLE   0 0 424,969
SPDR SER TR PORTFOLIO S&P500 78464A854   15,927,484 235,928 SH   SOLE   0 0 235,928
SPDR SER TR PORTFOLI S&P1500 78464A805   74,220,138 1,059,380 SH   SOLE   0 0 1,059,380
TESLA INC COM 88160R101   1,252,947 4,789 SH   SOLE   0 0 4,789
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   398,226 4,307 SH   SOLE   0 0 4,307
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,283,255 54,432 SH   SOLE   0 0 54,432
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   58,106,029 773,612 SH   SOLE   0 0 773,612
VANGUARD INDEX FDS LARGE CAP ETF 922908637   432,059 1,641 SH   SOLE   0 0 1,641
VANGUARD INDEX FDS SML CP GRW ETF 922908595   507,525 1,898 SH   SOLE   0 0 1,898
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   603,448 2,479 SH   SOLE   0 0 2,479
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   614,176 3,663 SH   SOLE   0 0 3,663
VANGUARD INDEX FDS GROWTH ETF 922908736   1,318,800 3,435 SH   SOLE   0 0 3,435
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,545,898 6,517 SH   SOLE   0 0 6,517
VANGUARD INDEX FDS VALUE ETF 922908744   2,595,884 14,870 SH   SOLE   0 0 14,870
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,897,965 29,747 SH   SOLE   0 0 29,747
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,574,340 27,763 SH   SOLE   0 0 27,763
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,585,387 10,585 SH   SOLE   0 0 10,585
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,866,061 73,690 SH   SOLE   0 0 73,690
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   701,351 5,568 SH   SOLE   0 0 5,568
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,709,914 140,228 SH   SOLE   0 0 140,228
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,929,534 57,307 SH   SOLE   0 0 57,307
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   364,164 6,027 SH   SOLE   0 0 6,027
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   763,563 12,937 SH   SOLE   0 0 12,937
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,424,351 28,947 SH   SOLE   0 0 28,947
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,959,336 33,117 SH   SOLE   0 0 33,117
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,701,076 78,396 SH   SOLE   0 0 78,396
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   53,162,348 669,382 SH   SOLE   0 0 669,382
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   696,776 3,518 SH   SOLE   0 0 3,518
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,988,036 30,708 SH   SOLE   0 0 30,708
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,065,037 190,590 SH   SOLE   0 0 190,590
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   962,758 7,510 SH   SOLE   0 0 7,510
VANGUARD WORLD FD ESG US STK ETF 921910733   609,596 5,997 SH   SOLE   0 0 5,997
VERIZON COMMUNICATIONS INC COM 92343V104   218,937 4,875 SH   SOLE   0 0 4,875
WISDOMTREE TR EMER MKT HIGH FD 97717W315   236,010 5,363 SH   SOLE   0 0 5,363
WISDOMTREE TR INTL SMCAP DIV 97717W760   243,305 3,524 SH   SOLE   0 0 3,524
WISDOMTREE TR INTL EQUITY FD 97717W703   310,879 5,401 SH   SOLE   0 0 5,401