The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   5,725,281 40,625 SH   SOLE   0 0 40,625
AMAZON COM INC COM 023135106   4,825,766 31,761 SH   SOLE   0 0 31,761
AMERICAN WTR WKS CO INC NEW COM 030420103   1,284,923 9,735 SH   SOLE   0 0 9,735
APPLE INC COM 037833100   4,910,503 25,505 SH   SOLE   0 0 25,505
ASPEN TECHNOLOGY INC COM 29109X106   3,632,867 16,502 SH   SOLE   0 0 16,502
AUTODESK INC COM 052769106   3,337,137 13,706 SH   SOLE   0 0 13,706
BANCO SANTANDER S.A. ADR 05964H105   140,321 33,894 SH   SOLE   0 0 33,894
BANK AMERICA CORP COM 060505104   219,192 6,510 SH   SOLE   0 0 6,510
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   0 0 2
BOEING CO COM 097023105   4,699,830 18,031 SH   SOLE   0 0 18,031
COSTCO WHSL CORP NEW COM 22160K105   3,303,058 5,004 SH   SOLE   0 0 5,004
ELI LILLY & CO COM 532457108   6,529,294 11,201 SH   SOLE   0 0 11,201
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   2,215,361 41,147 SH   SOLE   0 0 41,147
GENERAL ELECTRIC CO COM NEW 369604301   393,483 3,083 SH   SOLE   0 0 3,083
HOME DEPOT INC COM 437076102   221,099 638 SH   SOLE   0 0 638
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   3,887,161 75,611 SH   SOLE   0 0 75,611
ISHARES TR CORE US AGGBD ET 464287226   19,571,697 197,196 SH   SOLE   0 0 197,196
ISHARES TR US TREAS BD ETF 46429B267   2,024,916 87,887 SH   SOLE   0 0 87,887
ISHARES TR ISHARES BIOTECH 464287556   2,037,750 15,000 SH   SOLE   0 0 15,000
ISHARES TR BLACKROCK ULTRA 46434V878   6,644,350 131,937 SH   SOLE   0 0 131,937
ISHARES TR U.S. MED DVC ETF 464288810   3,846,752 71,276 SH   SOLE   0 0 71,276
ISHARES TR CORE S&P SCP ETF 464287804   4,035,228 37,277 SH   SOLE   0 0 37,277
ISHARES TR MSCI INTL QUALTY 46434V456   7,910,469 210,609 SH   SOLE   0 0 210,609
ISHARES TR CORE S&P TTL STK 464287150   2,270,758 21,579 SH   SOLE   0 0 21,579
ISHARES TR CORE TOTAL USD 46434V613   352,067 7,642 SH   SOLE   0 0 7,642
ISHARES TR CORE S&P500 ETF 464287200   15,437,440 32,321 SH   SOLE   0 0 32,321
ISHARES TR CORE MSCI TOTAL 46432F834   801,691 12,347 SH   SOLE   0 0 12,347
ISHARES TR MBS ETF 464288588   9,946,423 105,723 SH   SOLE   0 0 105,723
ISHARES TR MSCI USA MIN VOL 46429B697   6,181,427 79,219 SH   SOLE   0 0 79,219
ISHARES TR MSCI USA VALUE 46432F388   3,641,170 35,994 SH   SOLE   0 0 35,994
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   209,313 5,425 SH   SOLE   0 0 5,425
JPMORGAN CHASE & CO COM 46625H100   3,109,856 18,283 SH   SOLE   0 0 18,283
META PLATFORMS INC CL A 30303M102   5,827,067 16,463 SH   SOLE   0 0 16,463
MICROSOFT CORP COM 594918104   7,919,038 21,059 SH   SOLE   0 0 21,059
NETFLIX INC COM 64110L106   1,541,462 3,166 SH   SOLE   0 0 3,166
ORACLE CORP COM 68389X105   310,280 2,943 SH   SOLE   0 0 2,943
OTIS WORLDWIDE CORP COM 68902V107   1,391,895 15,557 SH   SOLE   0 0 15,557
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   6,236,997 62,501 SH   SOLE   0 0 62,501
S&P GLOBAL INC COM 78409V104   1,326,406 3,011 SH   SOLE   0 0 3,011
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,836,154 22,133 SH   SOLE   0 0 22,133
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   8,486,642 44,091 SH   SOLE   0 0 44,091
SPDR SER TR PORTFOLIO AGRGTE 78464A649   549,144 21,417 SH   SOLE   0 0 21,417
SPDR SER TR PORT MTG BK ETF 78464A383   201,742 9,141 SH   SOLE   0 0 9,141
SPDR SER TR PORTFOLIO LN TSR 78464A664   7,313,439 252,014 SH   SOLE   0 0 252,014
SPDR SER TR PRTFLO S&P500 GW 78464A409   240,006 3,689 SH   SOLE   0 0 3,689
STRYKER CORPORATION COM 863667101   2,590,669 8,651 SH   SOLE   0 0 8,651
TRANSDIGM GROUP INC COM 893641100   1,391,023 1,375 SH   SOLE   0 0 1,375
UNITEDHEALTH GROUP INC COM 91324P102   2,046,942 3,888 SH   SOLE   0 0 3,888
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   985,352 34,237 SH   SOLE   0 0 34,237
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   5,513,456 64,964 SH   SOLE   0 0 64,964
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,410,175 8,064 SH   SOLE   0 0 8,064
VANECK MERK GOLD TR GOLD TRUST 921078101   210,219 10,532 SH   SOLE   0 0 10,532
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,986,552 38,914 SH   SOLE   0 0 38,914
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   542,061 9,293 SH   SOLE   0 0 9,293
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   15,917,098 93,410 SH   SOLE   0 0 93,410
VEEVA SYS INC CL A COM 922475108   2,223,028 11,547 SH   SOLE   0 0 11,547
VISA INC COM CL A 92826C839   2,084,891 8,008 SH   SOLE   0 0 8,008
WALMART INC COM 931142103   2,510,892 15,927 SH   SOLE   0 0 15,927