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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   612,601 3,158 SH   SOLE   3,158 0 0
ISHARES TR CORE S&P500 ETF 464287200   35,530,895 79,718 SH   SOLE   79,718 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,691,154 27,475 SH   SOLE   27,475 0 0
ISHARES TR CORE S&P MCP ETF 464287507   262,194 1,003 SH   SOLE   1,003 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,641,765 26,510 SH   SOLE   26,510 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,086,200 11,600 SH   SOLE   11,600 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   6,046,554 129,643 SH   SOLE   129,643 0 0
ISHARES TR ESG MSCI LEADR 46435U218   3,121,004 40,313 SH   SOLE   40,313 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   1,559,004 33,051 SH   SOLE   33,051 0 0
ISHARES TR ESG AWARE MSCI 46435U663   3,028,882 85,273 SH   SOLE   85,273 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   292,842 14,994 SH   SOLE   14,994 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   425,992 961 SH   SOLE   961 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   2,881,127 55,289 SH   SOLE   55,289 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   25,562,487 338,262 SH   SOLE   338,262 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   16,636,156 228,864 SH   SOLE   228,864 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   10,211,400 122,204 SH   SOLE   122,204 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   885,506 4,022 SH   SOLE   4,022 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,947,482 9,607 SH   SOLE   9,607 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,602,258 103,586 SH   SOLE   103,586 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,630,480 16,481 SH   SOLE   16,481 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,150,815 315,214 SH   SOLE   315,214 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   764,370 13,630 SH   SOLE   13,630 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,861,159 105,265 SH   SOLE   105,265 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,671,517 50,302 SH   SOLE   50,302 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   284,346 3,629 SH   SOLE   3,629 0 0