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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   446,277 3,435 SH   SOLE   3,435 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   801,956 17,158 SH   SOLE   17,158 0 0
ISHARES TR CORE S&P MCP ETF 464287507   256,760 1,061 SH   SOLE   1,061 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,639,303 27,888 SH   SOLE   27,888 0 0
ISHARES TR ESG AWARE MSCI 46435U663   2,655,905 80,776 SH   SOLE   80,776 0 0
ISHARES TR ESG MSCI LEADR 46435U218   2,703,625 40,773 SH   SOLE   40,773 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,760,282 38,770 SH   SOLE   38,770 0 0
ISHARES TR CORE S&P500 ETF 464287200   30,599,513 79,643 SH   SOLE   79,643 0 0
ISHARES TR MSCI USA ESG SLC 464288802   977,475 11,874 SH   SOLE   11,874 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   7,699,077 165,785 SH   SOLE   165,785 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   295,911 15,340 SH   SOLE   15,340 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   377,076 986 SH   SOLE   986 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   2,538,278 56,431 SH   SOLE   56,431 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   23,287,082 309,340 SH   SOLE   309,340 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,983,781 208,572 SH   SOLE   208,572 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   234,225 4,938 SH   SOLE   4,938 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   827,379 4,060 SH   SOLE   4,060 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,148,024 16,465 SH   SOLE   16,465 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,842,207 10,575 SH   SOLE   10,575 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   18,640,502 101,561 SH   SOLE   101,561 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   9,347,177 113,327 SH   SOLE   113,327 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   16,017,701 319,460 SH   SOLE   319,460 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   642,867 12,430 SH   SOLE   12,430 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,623,178 110,154 SH   SOLE   110,154 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   237,717 3,609 SH   SOLE   3,609 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,482,684 50,471 SH   SOLE   50,471 0 0