The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 677 3,874 SH   SOLE   3,874 0 0
ISHARES TR CORE S&P500 ETF 464287200 33,784 74,465 SH   SOLE   74,465 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,660 24,837 SH   SOLE   24,837 0 0
ISHARES TR CORE S&P MCP ETF 464287507 331 1,233 SH   SOLE   1,233 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,667 33,996 SH   SOLE   33,996 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,298 13,407 SH   SOLE   13,407 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 2,598 53,618 SH   SOLE   53,618 0 0
ISHARES TR ESG MSCI LEADR 46435U218 1,772 22,383 SH   SOLE   22,383 0 0
ISHARES TR ESG AWARE MSCI 46435U663 1,913 50,286 SH   SOLE   50,286 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 510 20,479 SH   SOLE   20,479 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 602 1,333 SH   SOLE   1,333 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,071 38,989 SH   SOLE   38,989 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 202 2,204 SH   SOLE   2,204 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 233 2,847 SH   SOLE   2,847 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 27,827 357,215 SH   SOLE   357,215 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 18,800 236,356 SH   SOLE   236,356 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 261 4,975 SH   SOLE   4,975 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,049 101,956 SH   SOLE   101,956 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,003 4,218 SH   SOLE   4,218 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,247 10,779 SH   SOLE   10,779 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,798 88,453 SH   SOLE   88,453 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,893 17,099 SH   SOLE   17,099 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 15,276 265,261 SH   SOLE   265,261 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 293 3,645 SH   SOLE   3,645 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 786 13,163 SH   SOLE   13,163 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,040 104,941 SH   SOLE   104,941 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,543 26,973 SH   SOLE   26,973 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 271 3,340 SH   SOLE   3,340 0 0