The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR EAFE GRWTH ETF 464288885 173,009 1,629,551 SH   SOLE   1,629,551 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 149,132 1,057,864 SH   SOLE   1,057,864 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 144,491 961,288 SH   SOLE   961,288 0 0
ISHARES TR CORE TOTAL USD 46434V613 119,645 2,290,300 SH   SOLE   2,290,300 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 118,647 1,509,123 SH   SOLE   1,509,123 0 0
ISHARES TR MSCI USA MMENTM 46432F396 116,422 657,489 SH   SOLE   657,489 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 114,685 2,804,732 SH   SOLE   2,804,732 0 0
ISHARES TR FALN ANGLS USD 46435G474 112,990 3,813,365 SH   SOLE   3,813,365 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 107,733 483,822 SH   SOLE   483,822 0 0
ISHARES TR EAFE VALUE ETF 464288877 98,920 1,884,907 SH   SOLE   1,884,907 0 0
ISHARES TR CORE S&P500 ETF 464287200 94,212 199,674 SH   SOLE   199,674 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 85,061 1,530,156 SH   SOLE   1,530,156 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 58,916 136,449 SH   SOLE   136,449 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 51,834 465,001 SH   SOLE   465,001 0 0
ISHARES TR CORE MSCI EAFE 46432F842 49,180 658,721 SH   SOLE   658,721 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 48,968 1,522,158 SH   SOLE   1,522,158 0 0
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 47,227 887,724 SH   SOLE   887,724 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 46,767 1,752,232 SH   SOLE   1,752,232 0 0
VIZIO HLDG CORP CL A COM 92858V101 44,352 2,400,000 SH   SOLE   2,400,000 0 0
APPLE INC COM 037833100 40,674 232,319 SH   SOLE   232,319 0 0
ISHARES TR U.S. MED DVC ETF 464288810 38,386 608,151 SH   SOLE   608,151 0 0
ISHARES TR US TREAS BD ETF 46429B267 38,201 1,463,925 SH   SOLE   1,463,925 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 30,312 110,732 SH   SOLE   110,732 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 21,411 300,081 SH   SOLE   300,081 0 0
ISHARES TR GLOBAL TECH ETF 464287291 19,834 318,982 SH   SOLE   318,982 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17,343 214,564 SH   SOLE   214,564 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 16,528 406,105 SH   SOLE   406,105 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 16,268 318,604 SH   SOLE   318,604 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 14,966 291,128 SH   SOLE   291,128 0 0
ISHARES TR USD INV GRDE ETF 464288620 14,810 251,748 SH   SOLE   251,748 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 12,490 332,440 SH   SOLE   332,440 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 12,377 236,464 SH   SOLE   236,464 0 0
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 12,094 272,752 SH   SOLE   272,752 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 11,797 136,008 SH   SOLE   136,008 0 0
ISHARES TR IBOXX HI YD ETF 464288513 11,543 133,696 SH   SOLE   133,696 0 0
ISHARES TR S&P 500 VAL ETF 464287408 11,491 72,300 SH   SOLE   72,300 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 10,515 156,772 SH   SOLE   156,772 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,435 167,052 SH   SOLE   167,052 0 0
ISHARES TR CORE S&P SCP ETF 464287804 8,430 74,264 SH   SOLE   74,264 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,267 64,536 SH   SOLE   64,536 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,251 185,597 SH   SOLE   185,597 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 7,077 109,944 SH   SOLE   109,944 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,718 14,300 SH   SOLE   14,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,136 19,188 SH   SOLE   19,188 0 0
MICROSOFT CORP COM 594918104 5,758 18,282 SH   SOLE   18,282 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 5,378 49,788 SH   SOLE   49,788 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,085 60,784 SH   SOLE   60,784 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,217 82,404 SH   SOLE   82,404 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,019 31,564 SH   SOLE   31,564 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 3,593 199,748 SH   SOLE   199,748 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,751 21,164 SH   SOLE   21,164 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,582 6,884 SH   SOLE   6,884 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,566 24,308 SH   SOLE   24,308 0 0
MODERNA INC COM 60770K107 2,549 11,512 SH   SOLE   11,512 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,353 43,904 SH   SOLE   43,904 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,192 19,828 SH   SOLE   19,828 0 0
ALPHABET INC CAP STK CL C 02079K107 2,184 780 SH   SOLE   780 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,112 5,474 SH   SOLE   5,474 0 0
PROCTER AND GAMBLE CO COM 742718109 2,097 13,220 SH   SOLE   13,220 0 0
PEPSICO INC COM 713448108 2,089 12,000 SH   SOLE   12,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 2,011 9,924 SH   SOLE   9,924 0 0
HOME DEPOT INC COM 437076102 1,988 5,141 SH   SOLE   5,141 0 0
AMAZON COM INC COM 023135106 1,827 552 SH   SOLE   552 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,766 7,124 SH   SOLE   7,124 0 0
COCA COLA CO COM 191216100 1,693 28,000 SH   SOLE   28,000 0 0
INTUIT COM 461202103 1,666 2,880 SH   SOLE   2,880 0 0
ISHARES TR MSCI USA SMCP MN 46435G433 1,659 43,248 SH   SOLE   43,248 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,488 5,321 SH   SOLE   5,321 0 0
JOHNSON & JOHNSON COM 478160104 1,465 8,552 SH   SOLE   8,552 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,392 16,188 SH   SOLE   16,188 0 0
TESLA INC COM 88160R101 1,380 1,296 SH   SOLE   1,296 0 0
PHILIP MORRIS INTL INC COM 718172109 1,335 13,220 SH   SOLE   13,220 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,214 19,888 SH   SOLE   19,888 0 0
J & J SNACK FOODS CORP COM 466032109 1,192 7,696 SH   SOLE   7,696 0 0
MANHATTAN BRDG CAP INC COM 562803106 1,156 1,156,366 SH   SOLE   1,156,366 0 0
QUALCOMM INC COM 747525103 1,150 6,204 SH   SOLE   6,204 0 0
AXOS FINANCIAL INC COM 05465C100 1,059 17,684 SH   SOLE   17,684 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,029 18,763 SH   SOLE   18,763 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 996 15,572 SH   SOLE   15,572 0 0
JPMORGAN CHASE & CO COM 46625H100 981 5,858 SH   SOLE   5,858 0 0
AFFIRM HLDGS INC COM CL A 00827B106 972 12,000 SH   SOLE   12,000 0 0
META PLATFORMS INC CL A 30303M102 963 2,880 SH   SOLE   2,880 0 0
INTEL CORP COM 458140100 929 16,608 SH   SOLE   16,608 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 912 28,488 SH   SOLE   28,488 0 0
EMERSON ELEC CO COM 291011104 771 8,000 SH   SOLE   8,000 0 0
SONOS INC COM 83570H108 756 24,800 SH   SOLE   24,800 0 0
NETFLIX INC COM 64110L106 752 1,390 SH   SOLE   1,390 0 0
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 746 51,424 SH   SOLE   51,424 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 733 6,492 SH   SOLE   6,492 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 731 16,176 SH   SOLE   16,176 0 0
GLOBAL X FDS US PFD ETF 37954Y657 718 28,265 SH   SOLE   28,265 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 716 2,435 SH   SOLE   2,435 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 694 10,972 SH   SOLE   10,972 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 671 7,868 SH   SOLE   7,868 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 664 11,512 SH   SOLE   11,512 0 0
ABBVIE INC COM 00287Y109 662 4,832 SH   SOLE   4,832 0 0
LUMENTUM HLDGS INC COM 55024U109 646 6,000 SH   SOLE   6,000 0 0
ISHARES TR CORE S&P US GWT 464287671 642 5,748 SH   SOLE   5,748 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 634 2,664 SH   SOLE   2,664 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 616 9,956 SH   SOLE   9,956 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 609 2,800 SH   SOLE   2,800 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 587 6,800 SH   SOLE   6,800 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 586 1,616 SH   SOLE   1,616 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 572 3,644 SH   SOLE   3,644 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 559 2,356 SH   SOLE   2,356 0 0
AMGEN INC COM 031162100 554 2,384 SH   SOLE   2,384 0 0
ISHARES TR CALIF MUN BD ETF 464288356 538 8,722 SH   SOLE   8,722 0 0
WELLS FARGO CO NEW COM 949746101 529 9,440 SH   SOLE   9,440 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 520 366 SH   SOLE   366 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 512 9,412 SH   SOLE   9,412 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 507 7,000 SH   SOLE   7,000 0 0
ISHARES TR U.S. TECH ETF 464287721 505 4,580 SH   SOLE   4,580 0 0
STARBUCKS CORP COM 855244109 483 4,640 SH   SOLE   4,640 0 0
WASTE MGMT INC DEL COM 94106L109 483 3,026 SH   SOLE   3,026 0 0
COSTCO WHSL CORP NEW COM 22160K105 482 924 SH   SOLE   924 0 0
MIDDLESEX WTR CO COM 596680108 477 4,400 SH   SOLE   4,400 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 437 1,700 SH   SOLE   1,700 0 0
ISHARES GOLD TR ISHARES NEW 464285204 415 11,956 SH   SOLE   11,956 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 413 3,200 SH   SOLE   3,200 0 0
LOCKHEED MARTIN CORP COM 539830109 412 1,132 SH   SOLE   1,132 0 0
CATERPILLAR INC COM 149123101 408 1,854 SH   SOLE   1,854 0 0
STRATEGY SHS NS 7HANDL IDX 86280R506 402 15,660 SH   SOLE   15,660 0 0
BK OF AMERICA CORP COM 060505104 390 7,929 SH   SOLE   7,929 0 0
BIOGEN INC COM 09062X103 386 1,600 SH   SOLE   1,600 0 0
ISHARES TR NATIONAL MUN ETF 464288414 377 3,268 SH   SOLE   3,268 0 0
APELLIS PHARMACEUTICALS INC COM 03753U106 362 8,800 SH   SOLE   8,800 0 0
AMPHASTAR PHARMACEUTICALS IN COM 03209R103 354 14,000 SH   SOLE   14,000 0 0
SERVICENOW INC COM 81762P102 349 604 SH   SOLE   604 0 0
WELLTOWER INC COM 95040Q104 345 3,992 SH   SOLE   3,992 0 0
SHERWIN WILLIAMS CO COM 824348106 343 1,056 SH   SOLE   1,056 0 0
MARKEL CORP COM 570535104 341 272 SH   SOLE   272 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 340 6,209 SH   SOLE   6,209 0 0
UNION PAC CORP COM 907818108 317 1,288 SH   SOLE   1,288 0 0
ISHARES INC MSCI BRIC INDX 464286657 314 6,851 SH   SOLE   6,851 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 312 3,020 SH   SOLE   3,020 0 0
WALMART INC COM 931142103 303 2,102 SH   SOLE   2,102 0 0
BOSTON SCIENTIFIC CORP COM 101137107 300 6,916 SH   SOLE   6,916 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 299 7,220 SH   SOLE   7,220 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 297 3,512 SH   SOLE   3,512 0 0
MERCK & CO INC COM 58933Y105 296 3,620 SH   SOLE   3,620 0 0
DISNEY WALT CO COM 254687106 292 1,848 SH   SOLE   1,848 0 0
DEERE & CO COM 244199105 291 766 SH   SOLE   766 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 278 524 SH   SOLE   524 0 0
BOEING CO COM 097023105 273 1,264 SH   SOLE   1,264 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 272 616 SH   SOLE   616 0 0
EVERGY INC COM 30034W106 265 4,000 SH   SOLE   4,000 0 0
NEXTERA ENERGY INC COM 65339F101 265 3,120 SH   SOLE   3,120 0 0
CISCO SYS INC COM 17275R102 260 4,163 SH   SOLE   4,163 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 259 17,471 SH   SOLE   17,471 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 257 5,304 SH   SOLE   5,304 0 0
CLEAN ENERGY FUELS CORP COM 184499101 254 40,000 SH   SOLE   40,000 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 252 5,044 SH   SOLE   5,044 0 0
NOVO-NORDISK A S ADR 670100205 251 2,476 SH   SOLE   2,476 0 0
ISHARES TR 20 YR TR BD ETF 464287432 246 1,716 SH   SOLE   1,716 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 246 3,340 SH   SOLE   3,340 0 0
OPENDOOR TECHNOLOGIES INC COM 683712103 238 20,000 SH   SOLE   20,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 237 1,456 SH   SOLE   1,456 0 0
OMNICOM GROUP INC COM 681919106 229 2,960 SH   SOLE   2,960 0 0
PFIZER INC COM 717081103 226 3,983 SH   SOLE   3,983 0 0
HONDA MOTOR LTD AMERN SHS 438128308 219 7,216 SH   SOLE   7,216 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 216 3,304 SH   SOLE   3,304 0 0
SMUCKER J M CO COM NEW 832696405 204 1,432 SH   SOLE   1,432 0 0
VIRGIN GALACTIC HOLDINGS INC COM 92766K106 186 15,000 SH   SOLE   15,000 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 117 10,308 SH   SOLE   10,308 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 113 24,308 SH   SOLE   24,308 0 0
CRESCENT PT ENERGY CORP COM 22576C101 65 10,120 SH   SOLE   10,120 0 0
TAL EDUCATION GROUP SPONSORED ADS 874080104 36 10,484 SH   SOLE   10,484 0 0
SMILEDIRECTCLUB INC CL A COM 83192H106 31 14,500 SH   SOLE   14,500 0 0
SIGILON THERAPEUTICS INC COM 82657L107 24 10,000 SH   SOLE   10,000 0 0
KINTARA THERAPEUTICS INC COM 49720K101 10 20,000 SH   SOLE   20,000 0 0