The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 342 2,192 SH   SOLE   0 0 2,192
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 259 1,200 SH   SOLE   0 0 1,200
ALPHABET INC CAP STK CL C 02079K107 461 326 SH   SOLE   0 0 326
AMAZON COM INC COM 023135106 436 158 SH   SOLE   0 0 158
AMGEN INC COM 031162100 218 924 SH   SOLE   0 0 924
APPLE INC COM 037833100 11,512 31,557 SH   SOLE   0 0 31,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,725 9,663 SH   SOLE   0 0 9,663
BOEING CO COM 097023105 206 1,125 SH   SOLE   0 0 1,125
CBOE GLOBAL MARKETS INC COM 12503M108 1,847 19,800 SH   SOLE   0 0 19,800
COCA COLA CO COM 191216100 514 11,505 SH   SOLE   0 0 11,505
FACEBOOK INC CL A 30303M102 1,060 4,668 SH   SOLE   0 0 4,668
FISERV INC COM 337738108 1,111 11,380 SH   SOLE   0 0 11,380
GENERAL ELECTRIC CO COM 369604103 207 30,268 SH   SOLE   0 0 30,268
GENERAL MLS INC COM 370334104 7,092 115,034 SH   SOLE   0 0 115,034
HOME DEPOT INC COM 437076102 390 1,556 SH   SOLE   0 0 1,556
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 5,152 163,398 SH   SOLE   0 0 163,398
INTERNATIONAL BUSINESS MACHS COM 459200101 318 2,631 SH   SOLE   0 0 2,631
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,296 66,344 SH   SOLE   0 0 66,344
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,458 68,508 SH   SOLE   0 0 68,508
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 221 2,167 SH   SOLE   0 0 2,167
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 254 2,349 SH   SOLE   0 0 2,349
ISHARES INC CORE MSCI EMKT 46434G103 3,348 70,341 SH   SOLE   0 0 70,341
ISHARES TR IBOXX INV CP ETF 464287242 233 1,731 SH   SOLE   0 0 1,731
ISHARES TR CORE S&P US GWT 464287671 234 3,259 SH   SOLE   0 0 3,259
ISHARES TR MRNGSTR LG-CP VL 464288109 392 4,050 SH   SOLE   0 0 4,050
ISHARES TR RUSSELL 3000 ETF 464287689 444 2,465 SH   SOLE   0 0 2,465
ISHARES TR CORE S&P TTL STK 464287150 565 8,132 SH   SOLE   0 0 8,132
ISHARES TR CORE INTL AGGR 46435G672 971 17,433 SH   SOLE   0 0 17,433
ISHARES TR MRNGSTR LG-CP GR 464287119 1,397 5,957 SH   SOLE   0 0 5,957
ISHARES TR RUS MID CAP ETF 464287499 1,455 27,149 SH   SOLE   0 0 27,149
ISHARES TR MRNGSTR LG-CP ET 464287127 2,201 12,608 SH   SOLE   0 0 12,608
ISHARES TR GLOBAL REIT ETF 46434V647 2,394 114,663 SH   SOLE   0 0 114,663
ISHARES TR CORE S&P SCP ETF 464287804 2,699 39,518 SH   SOLE   0 0 39,518
ISHARES TR CORE US AGGBD ET 464287226 3,090 26,138 SH   SOLE   0 0 26,138
ISHARES TR MSCI ACWI ETF 464288257 3,113 42,226 SH   SOLE   0 0 42,226
ISHARES TR EAFE SML CP ETF 464288273 4,791 89,342 SH   SOLE   0 0 89,342
ISHARES TR USA MOMENTUM FCT 46432F396 5,598 42,730 SH   SOLE   0 0 42,730
ISHARES TR CORE MSCI EAFE 46432F842 6,527 114,190 SH   SOLE   0 0 114,190
ISHARES TR CORE S&P MCP ETF 464287507 9,910 55,733 SH   SOLE   0 0 55,733
ISHARES TR MSCI MIN VOL ETF 46429B697 15,452 254,853 SH   SOLE   0 0 254,853
ISHARES TR CORE S&P500 ETF 464287200 15,921 51,409 SH   SOLE   0 0 51,409
ISHARES TR EDGE MSCI MINM 46435G433 15,961 550,556 SH   SOLE   0 0 550,556
J & J SNACK FOODS CORP COM 466032109 245 1,924 SH   SOLE   0 0 1,924
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 42,555 1,520,917 SH   SOLE   0 0 1,520,917
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 706 13,916 SH   SOLE   0 0 13,916
JOHNSON & JOHNSON COM 478160104 493 3,508 SH   SOLE   0 0 3,508
MICROSOFT CORP COM 594918104 587 2,883 SH   SOLE   0 0 2,883
NETFLIX INC COM 64110L106 305 671 SH   SOLE   0 0 671
PEOPLES UNITED FINANCIAL INC COM 712704105 249 21,492 SH   SOLE   0 0 21,492
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,837 37,735 SH   SOLE   0 0 37,735
PIMCO ETF TR ACTIVE BD ETF 72201R775 8,406 75,332 SH   SOLE   0 0 75,332
QUALCOMM INC COM 747525103 362 3,971 SH   SOLE   0 0 3,971
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 486 17,642 SH   SOLE   0 0 17,642
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 610 25,047 SH   SOLE   0 0 25,047
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 896 13,714 SH   SOLE   0 0 13,714
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,009 17,935 SH   SOLE   0 0 17,935
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,178 41,400 SH   SOLE   0 0 41,400
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 3,214 137,299 SH   SOLE   0 0 137,299
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,862 499,564 SH   SOLE   0 0 499,564
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,271 303,135 SH   SOLE   0 0 303,135
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 277 11,966 SH   SOLE   0 0 11,966
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 222 859 SH   SOLE   0 0 859
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 505 12,683 SH   SOLE   0 0 12,683
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 5,228 133,961 SH   SOLE   0 0 133,961
SPDR S&P 500 ETF TR TR UNIT 78462F103 379 1,230 SH   SOLE   0 0 1,230
SPDR SER TR BLOMBERG BRC INV 78468R200 388 12,721 SH   SOLE   0 0 12,721
SPDR SER TR PORTFOLIO S&P400 78464A847 1,650 52,811 SH   SOLE   0 0 52,811
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,372 48,287 SH   SOLE   0 0 48,287
UNION PAC CORP COM 907818108 398 2,352 SH   SOLE   0 0 2,352
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 502 8,475 SH   SOLE   0 0 8,475
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,142 106,399 SH   SOLE   0 0 106,399
VANGUARD INDEX FDS MID CAP ETF 922908629 1,262 7,697 SH   SOLE   0 0 7,697
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,267 8,094 SH   SOLE   0 0 8,094
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,216 40,956 SH   SOLE   0 0 40,956
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,496 23,992 SH   SOLE   0 0 23,992
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 986 10,209 SH   SOLE   0 0 10,209
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,166 54,694 SH   SOLE   0 0 54,694
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 624 7,544 SH   SOLE   0 0 7,544
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,101 11,577 SH   SOLE   0 0 11,577
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 4,709 121,409 SH   SOLE   0 0 121,409
VANGUARD WORLD FDS MATERIALS ETF 92204A801 315 2,611 SH   SOLE   0 0 2,611
WISDOMTREE TR US MIDCAP FUND 97717W570 339 10,408 SH   SOLE   0 0 10,408
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 697 30,684 SH   SOLE   0 0 30,684
WISDOMTREE TR EM EX ST-OWNED 97717X578 781 26,112 SH   SOLE   0 0 26,112
WISDOMTREE TR US QTLY DIV GRT 97717X669 5,602 123,149 SH   SOLE   0 0 123,149