The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   245,210 700 SH   SOLE   700 0 0
ISHARES INC CORE MSCI EMKT 46434G103   292,964 6,156 SH   SOLE   6,156 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   621,791 20,535 SH   SOLE   20,534 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   617,308 6,269 SH   SOLE   6,269 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,880,991 43,759 SH   SOLE   43,759 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   205,263 3,233 SH   SOLE   3,233 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,377,054 9,533 SH   SOLE   9,533 0 0
ISHARES TR CORE S&P500 ETF 464287200   47,684,782 111,042 SH   SOLE   111,042 0 0
ISHARES TR CORE TOTAL USD 46434V613   20,553,698 470,175 SH   SOLE   470,174 0 0
ISHARES TR EAFE GRWTH ETF 464288885   10,618,130 123,037 SH   SOLE   123,037 0 0
ISHARES TR EAFE VALUE ETF 464288877   10,910,755 222,987 SH   SOLE   222,987 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   3,701,525 39,416 SH   SOLE   39,415 0 0
ISHARES TR ESG MSCI EM LDRS 46436E601   390,352 9,125 SH   SOLE   9,125 0 0
ISHARES TR EUROPE ETF 464287861   567,176 11,883 SH   SOLE   11,883 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   469,547 5,697 SH   SOLE   5,697 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,588,690 25,374 SH   SOLE   25,374 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,318,092 15,973 SH   SOLE   15,973 0 0
ISHARES TR MBS ETF 464288588   392,318 4,418 SH   SOLE   4,418 0 0
ISHARES TR MSCI ACWI ETF 464288257   418,159 4,527 SH   SOLE   4,527 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   2,126,512 83,853 SH   SOLE   83,853 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   4,561,068 63,016 SH   SOLE   63,015 0 0
ISHARES TR MSCI USA MMENTM 46432F396   755,962 5,411 SH   SOLE   5,411 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   12,332,064 93,574 SH   SOLE   93,573 0 0
ISHARES TR MSCI USA VALUE 46432F388   401,708 4,428 SH   SOLE   4,428 0 0
ISHARES TR NATIONAL MUN ETF 464288414   8,366,072 81,588 SH   SOLE   81,588 0 0
ISHARES TR RUS 1000 ETF 464287622   784,599 3,340 SH   SOLE   3,340 0 0
ISHARES TR S&P 100 ETF 464287101   1,469,889 7,326 SH   SOLE   7,326 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,759,063 54,941 SH   SOLE   54,941 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,033,023 10,043 SH   SOLE   10,043 0 0
ISHARES TR TRS FLT RT BD 46434V860   6,068,708 119,604 SH   SOLE   119,604 0 0
ISHARES TR U.S. TECH ETF 464287721   3,625,392 34,554 SH   SOLE   34,553 0 0
ISHARES TR US HLTHCARE ETF 464287762   338,398 1,253 SH   SOLE   1,253 0 0
ISHARES TR US INFRASTRUC 46435U713   1,233,596 33,714 SH   SOLE   33,714 0 0
ISHARES TR US TREAS BD ETF 46429B267   554,703 25,168 SH   SOLE   25,168 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   409,597 8,210 SH   SOLE   8,210 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,942,653 38,476 SH   SOLE   38,476 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,482,928 133,540 SH   SOLE   133,539 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   731,846 1,712 SH   SOLE   1,712 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,062,365 22,980 SH   SOLE   22,980 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   242,065 5,489 SH   SOLE   5,489 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   300,473 4,306 SH   SOLE   4,306 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,541,365 32,045 SH   SOLE   32,045 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   5,216,976 119,163 SH   SOLE   119,163 0 0