The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 236 2,019 SH   SOLE   0 0 2,019
ABBVIE INC COM 00287Y109 331 2,097 SH   SOLE   0 0 2,097
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 74 23,017 SH   SOLE   0 0 23,017
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 103 11,688 SH   SOLE   0 0 11,688
ACELRX PHARMACEUTICALS INC COM 00444T100 3 11,000 SH   SOLE   0 0 11,000
ADVANCED MICRO DEVICES INC COM 007903107 448 5,280 SH   SOLE   0 0 5,280
ALPHABET INC CAP STK CL A 02079K305 590 258 SH   SOLE   0 0 258
ALPHABET INC CAP STK CL C 02079K107 1,056 459 SH   SOLE   0 0 459
ALPS ETF TR ALERIAN MLP 00162Q452 296 7,774 SH   SOLE   0 0 7,774
ALTRIA GROUP INC COM 02209S103 378 6,876 SH   SOLE   0 0 6,876
AMAZON COM INC COM 023135106 2,296 831 SH   SOLE   0 0 831
AMERICAN AIRLS GROUP INC COM 02376R102 271 14,291 SH   SOLE   0 0 14,291
AON PLC SHS CL A G0403H108 4,161 13,371 SH   SOLE   0 0 13,371
APOLLO INVT CORP COM NEW 03761U502 319 24,816 SH   SOLE   0 0 24,816
APPLE INC COM 037833100 8,803 56,226 SH   SOLE   0 0 56,226
ARES CAPITAL CORP COM 04010L103 585 28,131 SH   SOLE   0 0 28,131
ASTRAZENECA PLC SPONSORED ADR 046353108 215 3,254 SH   SOLE   0 0 3,254
AT&T INC COM 00206R102 646 33,884 SH   SOLE   0 0 33,884
BAIN CAP SPECIALTY FIN INC COM STK 05684B107 505 32,132 SH   SOLE   0 0 32,132
BARCLAYS PLC ADR 06738E204 81 11,085 SH   SOLE   0 0 11,085
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 299 908 SH   SOLE   0 0 908
BK OF AMERICA CORP COM 060505104 306 8,433 SH   SOLE   0 0 8,433
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106 215 19,300 SH   SOLE   0 0 19,300
BLACKSTONE INC COM 09260D107 394 3,664 SH   SOLE   0 0 3,664
BOEING CO COM 097023105 358 2,320 SH   SOLE   0 0 2,320
BP PLC SPONSORED ADR 055622104 544 19,006 SH   SOLE   0 0 19,006
BRISTOL-MYERS SQUIBB CO COM 110122108 388 5,118 SH   SOLE   0 0 5,118
CHEVRON CORP NEW COM 166764100 1,761 11,273 SH   SOLE   0 0 11,273
CIGNA CORP NEW COM 125523100 261 1,042 SH   SOLE   0 0 1,042
CISCO SYS INC COM 17275R102 279 5,660 SH   SOLE   0 0 5,660
CITIGROUP INC COM NEW 172967424 263 5,302 SH   SOLE   0 0 5,302
COMCAST CORP NEW CL A 20030N101 283 6,360 SH   SOLE   0 0 6,360
CONSOLIDATED EDISON INC COM 209115104 626 6,613 SH   SOLE   0 0 6,613
COSTCO WHSL CORP NEW COM 22160K105 334 603 SH   SOLE   0 0 603
DBX ETF TR XTRACK USD HIGH 233051432 1,317 36,355 SH   SOLE   0 0 36,355
DISNEY WALT CO COM 254687106 847 7,355 SH   SOLE   0 0 7,355
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 31 13,500 SH   SOLE   0 0 13,500
EATON VANCE LTD DURATION INC COM 27828H105 447 40,352 SH   SOLE   0 0 40,352
EATON VANCE TAX-MANAGED DIVE COM 27828N102 317 24,963 SH   SOLE   0 0 24,963
EATON VANCE TAX-MANAGED GLOB COM 27829F108 133 14,850 SH   SOLE   0 0 14,850
EMAGIN CORP COM NEW 29076N206 15 16,000 SH   SOLE   0 0 16,000
ENERGY FUELS INC COM NEW 292671708 81 10,654 SH   SOLE   0 0 10,654
EURO TECH HOLDINGS CO LTD SHS NEW G32030127 14 10,271 SH   SOLE   0 0 10,271
EXELON CORP COM 30161N101 248 5,184 SH   SOLE   0 0 5,184
EXXON MOBIL CORP COM 30231G102 840 9,922 SH   SOLE   0 0 9,922
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 277 2,566 SH   SOLE   0 0 2,566
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 1,096 20,912 SH   SOLE   0 0 20,912
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 557 7,433 SH   SOLE   0 0 7,433
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,309 8,410 SH   SOLE   0 0 8,410
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 875 19,030 SH   SOLE   0 0 19,030
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748 243 6,754 SH   SOLE   0 0 6,754
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 505 14,028 SH   SOLE   0 0 14,028
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664 1,487 44,703 SH   SOLE   0 0 44,703
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870 221 11,485 SH   SOLE   0 0 11,485
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740F557 423 21,971 SH   SOLE   0 0 21,971
FIRST TR INTER DURATN PFD & COM 33718W103 612 30,517 SH   SOLE   0 0 30,517
FS KKR CAP CORP COM 302635206 995 46,949 SH   SOLE   0 0 46,949
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 92 23,900 SH   SOLE   0 0 23,900
GENERAL ELECTRIC CO COM NEW 369604301 203 2,600 SH   SOLE   0 0 2,600
GOLDEN OCEAN GROUP LTD SHS NEW G39637205 182 14,415 SH   SOLE   0 0 14,415
HOME DEPOT INC COM 437076102 700 2,323 SH   SOLE   0 0 2,323
INTERNATIONAL BUSINESS MACHS COM 459200101 936 6,934 SH   SOLE   0 0 6,934
INVESCO QQQ TR UNIT SER 1 46090E103 1,141 3,601 SH   SOLE   0 0 3,601
ISHARES INC MSCI EURZONE ETF 464286608 229 5,735 SH   SOLE   0 0 5,735
ISHARES INC MSCI FRANCE ETF 464286707 6,674 202,302 SH   SOLE   0 0 202,302
ISHARES INC CORE MSCI EMKT 46434G103 618 12,007 SH   SOLE   0 0 12,007
ISHARES INC ESG AWR MSCI EM 46434G863 332 9,831 SH   SOLE   0 0 9,831
ISHARES TR ESG AW MSCI EAFE 46435G516 465 6,742 SH   SOLE   0 0 6,742
ISHARES TR CORE TOTAL USD 46434V613 475 9,918 SH   SOLE   0 0 9,918
ISHARES TR CORE MSCI TOTAL 46432F834 6,255 101,104 SH   SOLE   0 0 101,104
ISHARES TR CORE MSCI EAFE 46432F842 479 7,406 SH   SOLE   0 0 7,406
ISHARES TR CORE 1 5 YR USD 46432F859 20,722 432,168 SH   SOLE   0 0 432,168
ISHARES TR MSCI USA MMENTM 46432F396 663 4,460 SH   SOLE   0 0 4,460
ISHARES TR CORE HIGH DV ETF 46429B663 628 5,961 SH   SOLE   0 0 5,961
ISHARES TR US AER DEF ETF 464288760 378 3,592 SH   SOLE   0 0 3,592
ISHARES TR CORE S&P TTL STK 464287150 282 3,033 SH   SOLE   0 0 3,033
ISHARES TR MSCI KLD400 SOC 464288570 464 5,835 SH   SOLE   0 0 5,835
ISHARES TR MBS ETF 464288588 430 4,353 SH   SOLE   0 0 4,353
ISHARES TR INTL SEL DIV ETF 464288448 320 10,646 SH   SOLE   0 0 10,646
ISHARES TR GLOBAL TECH ETF 464287291 537 10,470 SH   SOLE   0 0 10,470
ISHARES TR CORE S&P MCP ETF 464287507 402 1,600 SH   SOLE   0 0 1,600
ISHARES TR S&P 500 VAL ETF 464287408 289 1,922 SH   SOLE   0 0 1,922
ISHARES TR CORE S&P500 ETF 464287200 25,994 62,016 SH   SOLE   0 0 62,016
ISHARES TR S&P 500 GRWT ETF 464287309 211 3,134 SH   SOLE   0 0 3,134
ISHARES TR CORE S&P US VLU 464287663 237 3,248 SH   SOLE   0 0 3,248
ISHARES TR BARCLAYS 7 10 YR 464287440 309 2,989 SH   SOLE   0 0 2,989
ISHARES TR IBOXX INV CP ETF 464287242 1,107 9,755 SH   SOLE   0 0 9,755
ISHARES TR SELECT DIVID ETF 464287168 230 1,829 SH   SOLE   0 0 1,829
ISHARES TR CORE US AGGBD ET 464287226 18,403 177,759 SH   SOLE   0 0 177,759
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 10,507 212,730 SH   SOLE   0 0 212,730
JOHNSON & JOHNSON COM 478160104 399 2,190 SH   SOLE   0 0 2,190
JPMORGAN CHASE & CO COM 46625H100 1,541 12,693 SH   SOLE   0 0 12,693
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 703 25,522 SH   SOLE   0 0 25,522
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 282 6,966 SH   SOLE   0 0 6,966
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 165 23,219 SH   SOLE   0 0 23,219
LILLY ELI & CO COM 532457108 209 732 SH   SOLE   0 0 732
LOWES COS INC COM 548661107 337 1,688 SH   SOLE   0 0 1,688
M & T BK CORP COM 55261F104 789 4,605 SH   SOLE   0 0 4,605
MCDONALDS CORP COM 580135101 342 1,384 SH   SOLE   0 0 1,384
MEDTRONIC PLC SHS G5960L103 218 2,046 SH   SOLE   0 0 2,046
MERCK & CO INC COM 58933Y105 1,571 18,613 SH   SOLE   0 0 18,613
META PLATFORMS INC CL A 30303M102 287 1,643 SH   SOLE   0 0 1,643
MICROSOFT CORP COM 594918104 1,921 6,782 SH   SOLE   0 0 6,782
NEUBERGER BERMAN NEXT GENERA COMMON STOCK 64133Q108 188 16,281 SH   SOLE   0 0 16,281
NEW YORK CMNTY BANCORP INC COM 649445103 130 13,226 SH   SOLE   0 0 13,226
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 299 8,168 SH   SOLE   0 0 8,168
NUVEEN CORE PLUS IMPACT FUND COM BEN INT 67080D103 343 25,605 SH   SOLE   0 0 25,605
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 138 12,418 SH   SOLE   0 0 12,418
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 171 12,488 SH   SOLE   0 0 12,488
NVIDIA CORPORATION COM 67066G104 630 3,423 SH   SOLE   0 0 3,423
OWL ROCK CAPITAL CORPORATION COM 69121K104 552 37,956 SH   SOLE   0 0 37,956
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 4 10,100 SH   SOLE   0 0 10,100
PENUMBRA INC COM 70975L107 571 3,325 SH   SOLE   0 0 3,325
PEPSICO INC COM 713448108 348 1,991 SH   SOLE   0 0 1,991
PFIZER INC COM 717081103 683 13,736 SH   SOLE   0 0 13,736
PGIM ETF TR ULTRA SHORT 69344A107 603 12,244 SH   SOLE   0 0 12,244
PHILIP MORRIS INTL INC COM 718172109 466 4,583 SH   SOLE   0 0 4,583
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107 234 14,491 SH   SOLE   0 0 14,491
PIMCO NEW YORK MUN FD II COM 72200Y102 99 11,469 SH   SOLE   0 0 11,469
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 122 12,721 SH   SOLE   0 0 12,721
POLARITYTE INC COM 731094108 2 12,000 SH   SOLE   0 0 12,000
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,194 20,122 SH   SOLE   0 0 20,122
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 607 8,556 SH   SOLE   0 0 8,556
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 329 5,593 SH   SOLE   0 0 5,593
SELECT SECTOR SPDR TR ENERGY 81369Y506 268 3,579 SH   SOLE   0 0 3,579
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 322 3,331 SH   SOLE   0 0 3,331
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,223 43,856 SH   SOLE   0 0 43,856
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 471 3,568 SH   SOLE   0 0 3,568
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 6,659 39,600 SH   SOLE   0 0 39,600
SFL CORPORATION LTD SHS G7738W106 124 12,270 SH   SOLE   0 0 12,270
SIGA TECHNOLOGIES INC COM 826917106 113 17,000 SH   SOLE   0 0 17,000
SPDR GOLD TR GOLD SHS 78463V107 810 4,604 SH   SOLE   0 0 4,604
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8,066 225,245 SH   SOLE   0 0 225,245
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,182 2,834 SH   SOLE   0 0 2,834
SPDR SER TR PORTFLI INTRMDIT 78464A672 21,558 725,375 SH   SOLE   0 0 725,375
TARGET CORP COM 87612E106 240 1,039 SH   SOLE   0 0 1,039
TESLA INC COM 88160R101 1,080 1,225 SH   SOLE   0 0 1,225
UNION PAC CORP COM 907818108 259 1,092 SH   SOLE   0 0 1,092
UNITED AIRLS HLDGS INC COM 910047109 220 4,385 SH   SOLE   0 0 4,385
UNITED PARCEL SERVICE INC CL B 911312106 339 1,820 SH   SOLE   0 0 1,820
UNITEDHEALTH GROUP INC COM 91324P102 355 690 SH   SOLE   0 0 690
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 626 8,096 SH   SOLE   0 0 8,096
VANGUARD INDEX FDS MID CAP ETF 922908629 242 1,091 SH   SOLE   0 0 1,091
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,342 42,330 SH   SOLE   0 0 42,330
VANGUARD INDEX FDS GROWTH ETF 922908736 34,527 136,397 SH   SOLE   0 0 136,397
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,164 3,036 SH   SOLE   0 0 3,036
VANGUARD INDEX FDS TOTAL STK MKT 922908769 429 2,048 SH   SOLE   0 0 2,048
VANGUARD INDEX FDS VALUE ETF 922908744 6,449 45,105 SH   SOLE   0 0 45,105
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 313 6,232 SH   SOLE   0 0 6,232
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 339 4,130 SH   SOLE   0 0 4,130
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 710 14,613 SH   SOLE   0 0 14,613
VANGUARD STAR FDS VG TL INTL STK F 921909768 751 13,526 SH   SOLE   0 0 13,526
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 341 3,977 SH   SOLE   0 0 3,977
VANGUARD WORLD FDS INF TECH ETF 92204A702 789 2,143 SH   SOLE   0 0 2,143
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 550 2,267 SH   SOLE   0 0 2,267
VERIZON COMMUNICATIONS INC COM 92343V104 1,052 21,714 SH   SOLE   0 0 21,714
VISA INC COM CL A 92826C839 339 1,583 SH   SOLE   0 0 1,583
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 66 11,550 SH   SOLE   0 0 11,550
WALMART INC COM 931142103 238 1,544 SH   SOLE   0 0 1,544